Aktia Bank Plc Class A · OMXHEX:AKTIA
Aktia Bank Plc Class A — Investor Presentation (February 2025)
28 slides from Aktia Bank Plc Class A's investor presentation, Feb 27, 2025
Slide 1: Aktia: wealth manager empowered by a strong banking heritage
wealth manager empowered by a Aktia
Slide 2: Aktia in short
Aktia Our growth and value creation journey accelerates. Aktia in short 266,000 Private customers 850 Employees 24,000 Corporate and institutional customers 42,000 Shareholders Business areas “4 Asset Management & Banking A Life Insurance Key facts FY 2024: 14.0bn Assets under management 124.5m Comp
Slide 3: Our growth and value creation journey accelerates
Our growth and value creation journey accelerates
Slide 4: 14.0 10.1 6.0 15.0 11.0 8.3
125 54 68 14.0 10.1 6.0 15.0 11.0 8.3
Slide 5: Premium and Private Banking growth compared to market
CAGR CAGR Premium and Private Banking is more than double compared*
Slide 6: Trends shaping our operational environment
Aktia Our growth and value creation journey accelerates. are shaping our operational 27.2.2025 environment, and creating new, opportunities 01 Times of unrest Customers are looking for stability in volatile times of uncertainty and geopolitical instability. 02 Wealt he move Changing demographics are
Slide 7: We will accelerate the transformation
Aktia Our growth and value creation journey accelerates. 27.2.2025 We will accelerate the transformation into a OA Unique market position: Strategic foundation in place Building on our strengths with a clear focus on execution BE Robust financials: Strong historical track record Growth over time in
Slide 8: Unique market position built on existing strengths
Aktia Our growth and value creation journey accelerates. 27.2.2025 8 © Unique market position for acceleration is built on existing strengths 01 Strong customer base in core segments and high customer satisfaction demonstrating the value of Aktia’s personalised advisory services and product quality.
Slide 9: Robust financials
Aktia Our growth and value creation journey accelerates. 27.2.2025 9 © Robust financials 01 High-quality, well-diversified earnings mix with a high share of commission income and life insurance income, driven by wealth management. 02 Strong focus on capital efficiency with demonstrated prudent risk
Slide 10: Committed new leadership team with a high ambition level
Aktia Our growth and value creation journey accelerates. 27.2.2025 10 © Committed new leadership team with a high ambition level Aleksi Lehtonen Kati Eriksson President, CEO EVP, Asset Management Sakari Jarvelad Sini Kivekas EVP, CFO EVP, Group Functions Anssi Huhta EVP, Banking Business (Deputy CEO
Slide 11: Succeeding in our strategic priorities
Boost Premium Banking Grow Private Banking Business oriented Focus SME & Corporates growth initiatives growth Succeeding in our Strengthen Asset strategic priorities Management Streamline Retail Model Enhance insurance sales Other profitability Cost efficiency & Balance driver sheet optimisation Pro
Slide 12: Delivery of strategy acceleration measured against concrete targets
Aktia Our growth and value creation journey accelerates. 27.2.2025 12 @ Successful delivery of our strategy acceleration will be measured against concrete targets Operating profit run rate impact from strategy acceleration, mMEUR ~13 ~20 2025 2026 Cumulative 2025-2026 Operating profit run rate impro
Slide 13: Long-term financial targets
Our growth and value creation journey accelerates. Long-term financial targets
Slide 14: Our long-term financial targets
Aktia Our growth and value creation journey accelerates. 27.2.2025 4 Our long-term financial targets >15% > eb >5% p.a. by 2029 by 2029 through organic growth Capital and dividend policy ~60. % “This figure reflects gross AUM, which includes all AUM for which Aktia receives fee income from. From Q1
Slide 15: The journey towards our long-term targets
Aktia Our growth and value creation journey accelerates. 27.2.2025 15 The journey towards our long-term targets Interim targets to support reaching our ROE target, we will follow up and communicate progress on key metrics 2% 20bn 5% annual increase in Assets under management the number of Premium an
Slide 16: Succeeding where it matters most
Aktia Succeeding where it matters most
Slide 17: Our priorities presented by the leadership team
Aktia Our growth and value creation journey accelerates. 27.2.2025 7 Our priorities presented by the leadership team Active Wealth Management As wealth transitions across generations, customers need accessible, sustainable financial solutions. Aktia helps customers grow and transfer wealth with clea
Slide 18: Our priorities: Active Wealth Management
Aktia Our growth and value creation journey accelerates. Our priorities: Active Wealth Management As wealth transitions across generations a growing number of * Shifting from active fund management to * Gross AuM EUR 25bn by people need accessible and sustainable active wealth management, by combini
Slide 19: Leveraging existing strengths and bringing building blocks together
Leveraging our existing strengths and bringing our building blocks together
Slide 20: Our priorities: Active Wealth Management
Aktia Our growth and value creation journey accelerates. Our priorities: Active Wealth Management As wealth transitions across generations a growing number of * Shifting from active fund management to * Gross AuM EUR 25bn by people need accessible and sustainable active wealth management, by combini
Slide 21: Our priorities: Winning in Strategic Segments
Our growth and value creation journey accelerates. Our priorities: Finland’s growth relies on bold investments, family legacies, and thriving communities. Aktia takes an active role in this by driving success in Premium & Private Banking, small and mid-sized enterprises (SMEs), and institutional seg
Slide 22: Grow Private Banking, Boost Premium Banking, Streamline Retail Model
Grow Private Banking Boost Premium Banking Streamline Retail Model • • • • • • • • Focus SME & Corporates Enhance insurance Strengthen Asset growth sales Management • • • • • •
Slide 23: Our priorities: The Aktia Experience
Aktia Our growth and value creation journey accelerates. 27.2.2025 23 Our priorities: The Aktia Experience atu nn We will stand out by specialising in attentive personal service for a growing * Bringing customer and employee experience * Improving employee customer base and bring them the Aktia toge
Slide 24: We will invest in technology, data and AI
Aktia Our growth and value creation journey accelerates. 27.2.2025 24 We will invest in technology, data and Al to drive resiliency, efficiency and scalable growth for our core segments.
Slide 25: Our ambition is to build sustainable wealth
Aktia Our growth and value creation journey accelerates. 27.2.2025 25 Our ambition is to build sustainable wealth for our customers, investors, society, and a better world. Sustainability programme and targets will be updated during 2025
Slide 26: Vision, mission and trends shaping our operations
Aktia VISION: empowered by a strong banking heritage. MISSION: To democratize private banking services and build wealth for our customer and society. TRENDS SHAPING OUR OPERATIONS: TIMES OF UNREST Customers are looking for stability in volatile times with uncertainty and geopolitical instability. WE
Slide 27: Aktia
Aktia
Slide 28: Investor Relations contacts
Investor Relations contacts