Wintrust Financial Corporation · NASDAQ:WTFC
Wintrust Financial — Q3 2014 Earnings Presentation
11 slides from Wintrust Financial's earnings presentation, Oct 16, 2014
Slide 1: Net Income
Net Income Q32013 Q4 2013 i 3 2013, Qi 2014 22014 Q32014
Slide 2: Total Loans, excluding Covered Loans and Mortgage Loans Held-For-Sale
Total Loans, excluding Covered Loans and Mortgage Loans Held-For-Sale 45 4 120 ¥ : ¥ 32013 42013 Qi 2014 22014 Q32014
Slide 3: Total Deposits
Total Deposits 140 ¥ : ¥ 32013 42013 Qi 2014 014 Q32014
Slide 4: Mortgage Loans Originated or Purchased to be Sold
Mortgage Loans Originated or Purchased to be Sold 1,000,000 + 800,000 600,000 400,000 : ¥ 3.2013 42013 Qi 2014 22014 Q32014
Slide 5: Non-Performing Assets as a Percent of Total Assets
Non-Performing Assets as a Percent of Total Assets 1.10 1,00 0.90 0.80 0.70 0.60 : ¥ 3.2013 Q4 2013 Qi 2014 22014 Q32014
Slide 6: Non-Performing Loans
130,000 120,000 110,000 100,000 Sin 000s 90,000 80,000 70,000 Non-Performing Loans 3.2013 Q4 2013 Qi 2014 014 Q32014
Slide 7: Non-Performing Loans as a percent of Total Loans, excluding covered loans
Non-Performing Loans as a percent of Total Loans, excluding covered loans 0.50 r T , , : Q3 2013, 42013 Q12014 22014 Q3 2014
Slide 8: Allowance for Loan Losses as a percent of Total Non-Performing Loans
Allowance for Loan Losses as a percent of Total Non-Performing Loans 120.00 115.00 110.00 105,00 100,00 95,00 90,00 85.00 80.00 ‘ T ¥ 3.2013 42013 Qi 2014 Q32014
Slide 9: Annualized Net Charge-Off as a percent of Average Total Loans, excluding covered loans
Annualized Net Charge-Off as a percent of Average Total Loans, excluding covered loans ors : : 3.2013 Q4 2013 Qi 2014 22014 Q32014
Slide 10: Historical credit quality metrics, excluding covered loans, 2004 to Q3 2014
The graph below illustrates certain historical credit quality metrics, excluding covered loans, from 2004 to the third quarter of 2014.
Slide 11: Key operating measures and growth rates for the third quarter of 2014
Wintrust’s key operating measures and growth rates for the third quarter of 2014 , as compared to the sequential and linked quarters, are shown in the table below: % or (5) basis point (bp)change from 2 nd Quarter 2014 % or basis point (bp) change from 3 rd Quarter 2013 Three Months Ended (Dollars i