Tenet Fintech Group Inc. · CSE:PKK
Tenet Fintech — Q1 2022 Earnings Presentation
23 slides from Tenet Fintech's earnings presentation, May 2022
Slide 1: Investor Presentation (Q1 2022)
INVESTOR PRESENTATION (Q1 2022)
Slide 2: Disclaimer & Safe Harbour
GENERAL Unless otherwise indicated or the context otherwise requires, all references in this presentation to “Tenet”, "Tenet Fintech", the “Company,” “we,” “our,” “ours,” “us” or similar terms refer to Tenet Fintech Group Inc., together with its subsidiaries. All “$” values expressed in this present
Slide 3: Our Mission
OUR MISSION… TO BUILD AN AI-POWERED NETWORK THAT LINKS SMALL BUSINESS OWNERS AND EXECUTIVES FROM AROUND THE WORLD 3
Slide 4: How do you build the first global network dedicated to SME owners?
So, how do you build the first ever global network exclusively dedicated to SME owners and execs?... 4
Slide 5: Starting with SME owners from the country with the most SMEs
PHASE 1 – THE CHINESE BUSINESS HUB™ Estimated number of micro enterprises 70M+ actively operating in China as of 2021 You start by getting SME owners 40M+ Estimated number of active SMEs in China as of 2021 from the country with the most SMEs and where almost 1/3 of the world’s goods are produced to
Slide 6: Phase 1 – The Chinese Business Hub
PHASE 1 – THE CHINESE BUSINESS HUB™ Launched in June 2018, Knowing that timely access Tenet’s Chinese Business to credit and cash flow Hub™ first began using the management can be Cubeler AI and analytics challenging for most SMEs, engine to match lenders Tenet believed that with borrowers to provid
Slide 7: Phase 1 – The Chinese Business Hub: Verticals Serviced
PHASE 1 – THE CHINESE BUSINESS HUB™ Industrial Verticals Serviced Steel Oil & Gas Membership Services Raw Insurance Materials Product Credit & Acquisition Financing Business Hub™ as of June ’22 Consumer Clean Over $3.2B worth of Goods Energy credit facilitated Shipping Payment & & Logistics Fund Tra
Slide 8: Phase 2 – The Global Business Hub
PHASE 2 – THE GLOBAL BUSINESS HUB™ As of June 2022, Tenet was in the process of developing and launching the first of a series of Business Hubs™ in several countries around the world, beginning with a Hub in Canada. Tenet will then link those Hubs to its Chinese Business Hub™ to create a single Glob
Slide 9: Phase 2 – Global Business Hub Member Offerings
PHASE 2 – THE GLOBAL BUSINESS HUB™ Pre-qualified credit offers, from banks and other lenders Targeted advertising and promotion of products and services In exchange for access to their SMEs’ data, Tenet’s Global Business Hub™ will provide its SME owner and executive members with the Networking with
Slide 10: Phase 2 – The Global Business Hub: Data Demand
PHASE 2 – THE GLOBAL BUSINESS HUB™ From fueling the applications automating over 80% of stock market trades, to helping professional sports teams win championships, data has become one of the world’s most valuable assets, spanning a data gold rush. Unsatiable demand, particularly from Wall Street an
Slide 11: Phase 2 – Value of SME Data
PHASE 2 – THE GLOBAL BUSINESS HUB™ SMEs employ 60% to 70% of the global workforce* Data related to SME activity is particularly valuable because Over 90% of the of the critical roles that SMEs businesses around the play in local economies around world are SMEs* the world, and the invaluable insights
Slide 12: Phase 2 – Sources of SME Data
PHASE 2 – THE GLOBAL BUSINESS HUB™ Business operations and financial data directly from SMEs’ accounting software Through API links connecting the SMEs’ accounting software to its Business Hub™ and by providing the SME owners and executives with an Data from polls and surveys conducted with interact
Slide 13: Phase 2 – Business Intelligence and Data Market
PHASE 2 – THE GLOBAL BUSINESS HUB™ Individual investors and capital markets professionals will be main targets for Tenet’s BI applications $7.35B Average 2021 revenue generated by top 5 financial data service providers Providing data, whether market research data or financial data, is big business.
Slide 14: Phase 2 – Online Advertising Opportunity
PHASE 2 – THE GLOBAL BUSINESS HUB™ Digital or online advertising is now Advertisers will be able to target their audience by title (ex.: Owner, GM, VP, etc.) $535B Estimated amount spent on online ads globally in 2021* by far the most effective form of advertising, accounting for over 60% of total a
Slide 15: Financial Overview
FINANCIALS FINANCIAL OVERVIEW 15
Slide 16: Revenue Model in China
FINANCIALS Revenue Model in China Tenet’s revenue model in China is a transaction-based model. Consumer Raw Materials The Company’s services are provided through various Goods Margins: Margins: subsidiaries where those subsidiaries earn service fees for Up to 30% Up to 5% providing services to, or f
Slide 17: Revenue Model Outside of China
FINANCIALS Revenue Model Outside of China Subscription plan based BI and stock trading tools & apps Tenet’s revenues outside of China are expected to come primarily from the following 5 sources: Subscription plan based and ▪ Subscriptions to BI and capital market customizable data feeds tools and ap
Slide 18: Numbers that tell a story
FINANCIALS Y/Y revenue growth in 2021 143% Numbers Insurance policies placed through 500K+ Tenet platforms that tell a story… Value of credit Over transactions facilitated $3.2B 18
Slide 19: Total Revenue and Adjusted EBITDA
FINANCIALS Total Revenue Adjusted EBITDA* (in M$) (in M$) $1,036.2 $215.77 $527.7 $62.49 $209.8 $42.7 $103.8 $11.7 $1.54 $2.49 $6.46 FY '19 FY '20 FY '21 FY '22 FY '23 FY '24 FY '19 FY '20 FY '21 FY '22 FY '23 FY '24 $(1.86) Forecasted values Forecasted values ▪ 860% revenue CAGR from 2019 to 2021 ▪
Slide 20: Quarterly Revenue and Quarterly Adjusted EBITDA
FINANCIALS Quarterly Revenue Quarterly Adjusted EBITDA* (in M$) (in M$) $33.2 $34.1 $1.50 $30.6 $25.7 $1.04 $14.2 $0.12 Q1 '21 Q2 '21 Q3 '21 Q4 '21 Q1 '22 $(0.21) Q1 '21 Q2 '21 Q3 '21 Q4 '21 Q1 '22 $(0.57) ▪ Steady and sustained quarterly revenue growth despite impact of global pandemic ▪ Dramatic d
Slide 21: Investment Highlights
INVESTMENT HIGHLIGHTS Leading AI and analytics company with unique business model Planned expansion of Business Hub™ network to Europe, South America, Africa, the Middle East and Australia within the next 3 years Free-membership based model with proven track record for delivering rapid membership gr
Slide 22: Appendix A: Reconciliation of Adjusted EBITDA to Net Loss
APPENDIX A Reconciliation of Adjusted EBITDA to Net Loss Fiscal 2021 Fiscal 2020 Fiscal 2019 Net loss for the period ($48,561,968) ($5,513,511) ($1,830,362) Add: Income tax ($1,611,819) $852,010 $523,837 Finance costs $181,943 $990,053 $1,042,705 Depreciation and $2,671,244 $892,467 $1,080,455 amort
Slide 23: IR Contact
IR CONTACT: cathy@chfir.com mark.schwalenberg@mzgroup.us 23