Bank Of India · NSE:BANKINDIA

Bank Of India — Q3 FY2025 Earnings Presentation

49 slides from Bank Of India's earnings presentation, Jan 24, 2025

1. Slide 1: Investor's Presentation cover letter to exchanges

   संदभ . Ref No.:HO:IRC:RKP:2024-25:435 दनांक Date: 24.01.2025 Scrip Code: BANKINDIA Scrip Code: 532149 The Vice President – Listing Department, The Vice-President – Listing Department, National Stock Exchange of India Ltd., BSE Ltd., Exchange Plaza, 25, P.J. Towers, Dalal Street, Bandra Kurla Complex

2. Slide 2: Performance Analysis

   Performance Analysis www.bankofindia.co.in Classification: Internal

3. Slide 3: Table of Contents

   Table of Contents Classification: Internal

4. Slide 4: Performance Highlights - Q3FY25 – YoY

   Performance Highlights - Q3FY25 – YoY Classification: Internal

5. Slide 5: Global Business Mix

   Global Business Mix Classification: Internal

6. Slide 6: Global Deposits & Advances

   Global Deposits & Advances Classification: Internal

7. Slide 7: Global Deposits & Advances – Growth

   Global Deposits & Advances – Growth Classification: Internal

8. Slide 8: Domestic Deposits

   Domestic Deposits Classification: Internal

9. Slide 9: Composition of Gross Domestic Advances

   Composition of Gross Domestic Advances Classification: Internal

10. Slide 10: Retail Loans

    Retail Loans Classification: Internal

11. Slide 11: Priority Sector Advances

    Priority Sector Advances Classification: Internal

12. Slide 12: Domestic Credit – Industry Wise Outstanding

    Domestic Credit – Industry Wise Outstanding Classification: Internal

13. Slide 13: NBFC Portfolio – Global Outstanding

    NBFC Portfolio – Global Outstanding 75% 72% 72% 21% 21% 17% 5% 5% 6% 2% 2% 2% AAA AA A BBB & Below Classification: Internal

14. Slide 14: Global NBFC Portfolio – Rating Profile as on 31.12.24

    Global NBFC Portfolio – Rating Profile as on 31.12.24 Classification: Internal

15. Slide 15: Domestic Advances - Infrastructure Sector Outstanding

    Domestic Advances - Infrastructure Sector Outstanding ₹ ₹ Classification: Internal

16. Slide 16: Benchmark wise Distribution of Advances – Standard Domestic

    Benchmark wise Distribution of Advances – Standard Domestic Classification: Internal

17. Slide 17: External Ratings wise Distribution of Standard Corporate Advances

    External Ratings wise Distribution of Standard Corporate Advances Classification: Internal

18. Slide 18: Domestic Investments

    Domestic Investments - - Classification: Internal

19. Slide 19: Net Interest Income (Global)

    Net Interest Income (Global) Classification: Internal

20. Slide 20: Non-Interest Income (Global)

    Non-Interest Income (Global) Classification: Internal

21. Slide 21: Operating Profit and Net Profit (Global)

    Operating Profit and Net Profit (Global) Classification: Internal

22. Slide 22: Key Financial Ratios (Global)

    Key Financial Ratios (Global) Classification: Internal

23. Slide 23: Asset Classification: Global Advances

    Asset Classification: Global Advances Classification: Internal

24. Slide 24: SMA – Rs. 5 Cr & above

    SMA – Rs. 5 Cr & above Classification: Internal

25. Slide 25: Resolution Framework - Standard Restructuring (Domestic)

    Resolution Framework - Standard Restructuring (Domestic) Classification: Internal

26. Slide 26: Movement of NPA (Global)

    Movement of NPA (Global) Classification: Internal

27. Slide 27: Sector wise breakup of Fresh Slippages

    Sector wise breakup of Fresh Slippages Classification: Internal

28. Slide 28: Sector wise Classification of Gross NPA

    Sector wise Classification of Gross NPA Classification: Internal

29. Slide 29: Asset Quality Ratio (Global)

    Asset Quality Ratio (Global) Classification: Internal

30. Slide 30: Summary of NCLT Cases – Domestic (As on 31.12.24)

    Summary of NCLT Cases – Domestic (As on 31.12.24) ₹ Classification: Internal

31. Slide 31: Capital Adequacy

    Capital Adequacy ₹ ₹ Classification: Internal

32. Slide 32: Ratings & Shareholding Pattern

    Ratings & Shareholding Pattern Classification: Internal

33. Slide 33: Digital Initiatives

    Digital Initiatives • • • • • • • • • • • • • Classification: Internal

34. Slide 34: BOI OMNI NEO Platform

    BOI OMNI NEO Platform Classification: Internal

35. Slide 35: Digital Transformation

    Digital Transformation • • • • • • • • • • • • • • • • • • • • Classification: Internal

36. Slide 36: Digital Banking – Alternate Delivery Channels

    Digital Banking – Alternate Delivery Channels Classification: Internal

37. Slide 37: Major Products offered through Digital Platform

    Major Products offered through Digital Platform Classification: Internal

38. Slide 38: Cyber Security Governance & Achievements

    Cyber Security Governance & Achievements Classification: Internal

39. Slide 39: Overseas Business Operations

    Overseas Business Operations Classification: Internal

40. Slide 40: Overseas Subsidiaries and Joint Ventures

    Overseas Subsidiaries and Joint Ventures Classification: Internal

41. Slide 41: Domestic Subsidiaries, Associates and Joint Ventures

    Domestic Subsidiaries, Associates and Joint Ventures Classification: Internal

42. Slide 42: RRBs Sponsored by Bank of India

    RRBs Sponsored by Bank of India Classification: Internal

43. Slide 43: Branch Network & Global Presence

    Branch Network & Global Presence Classification: Internal

44. Slide 44: Inclusive Growth – Social Security Schemes

    Inclusive Growth – Social Security Schemes Classification: Internal

45. Slide 45: Manpower Optimization

    Manpower Optimization Classification: Internal

46. Slide 46: People Initiatives

    People Initiatives Classification: Internal

47. Slide 47: Environmental, Social & Governance (ESG)

    Environmental, Social & Governance (ESG) ₹ Classification: Internal

48. Slide 48: Disclaimer

    Disclaimer Classification: Internal

49. Slide 49: THANK YOU

    THANK YOU www.bankofindia.co.in Classification: Internal

Bank of India — Q3 FY2025 Earnings Presentation on 6ix