Chemung Financial Corp · NASDAQ:CHMG
Chemung Financial — Shareholder Meeting (May 2015)
44 slides from Chemung Financial's shareholder meeting presentation, May 8, 2015
Slide 1: 2015 Annual Shareholders Meeting
2015 Annual Shareholders Meeting
Slide 2: 2015 Chemung Financial Corporation Board of Directors
a’ en 2s q ae. a ‘| 2015 Chemung Financial Corporation Board of Directors , Cc,
Slide 3: Ron Bentley, President and CEO
Ron Bentley President and CEO Cc
Slide 4: Pamela Burns
Pamela Burns Senior Vice President Human Resources ie
Slide 5: Rick Carr
Rick Carr Executive Vice President Business Client Services. Cr
Slide 6: Mike Crimmins
Mike Crimmins Senior Vice President Support Services ie
Slide 7: Lou DiFabio
Lou DiFabio Executive Vice President Retail Client Services Cc
Slide 8: Karl Krebs
Karl Krebs Executive Vice President Chief Financial Officer ie
Slide 9: Karen Makowski
Karen Makowski Executive Vice President Chief Administrative and Risk Officer Cr
Slide 10: Brendan McCormick
Brendan McCormick Vice President and Chief Auditor (
Slide 11: Melinda Sartori
Melinda Sartori Executive Vice President Wealth Management Group ie
Slide 12: Anders Tomson
Anders Tomson President, Capital Bank Division Cc
Slide 13: Mike Wayne
Mike Wayne Senior Vice President and Director of Marketing ie
Slide 14: 2015 Annual Shareholders Meeting
2015 Annual Shareholders Meeting
Slide 15: Chemung Canal Today
Chemung Canal Today (a/o 3/31/2015) TOTAL ASSETS $1.6 BILLION $1.1 BILLION $1.4 BILLION SHAREHOLDERS’ EQUITY $136 MILLION e
Slide 16: 2014 Financial Results
2014 Financial Results Net Income: $8.2 million EPS: $1.74 Cc
Slide 17: Return on average assets
Return on average assets 0.54% Return on average equity 5.74% Dividends $4.8 million Cr
Slide 18: Commercial Loans
Commercial Loans +19.4% $100.5 million
Slide 19: Consumer and Mortgage Loans
Consumer and Mortgage Loans +5.3% $25.2 million 6
Slide 20: Credit Quality Remains Strong
Credit Quality Remains Strong Nonperforming assets to total assets ratio 0.71% (very strong) ALLL ($13.7 million) to total loans ratio 1.22% Cc,
Slide 21: Demand Deposits
Demand Deposits +4.3% $15.1 million
Slide 22: Total Core Deposits
Total Core Deposits +4.5% $46.4 million
Slide 23: Non-interest Income
Non-interest Income +12.9% $2.3 million
Slide 24: Balance Sheet
Balance Sheet
Slide 25: Wealth Management Group
Wealth Management Group Value of Trust assets $2 billion e
Slide 26: CHMG — Nasdaq GS
CHMG — Nasdaq GS e
Slide 27: Bank of America Branches
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Slide 28: New Regulations
New Regulations ant (OT
Slide 29: Cyber Security Regulations
Cyber Security Regulations “we ae
Slide 30: SF ie
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Slide 31: New Regional Headquarters
New Regional Headquarters
Slide 32: Bank in Your Hand
Bank in Your Hand Mobile Deposit Mobile App (8;
Slide 33: Redesigned Websites
Slide 34: Forever
49 Forever - Free Debit Card - Uchoose Rewards - No maintenance or per-check charges - Free Online Bill Pay & Mobile Banking - $15 off any personalized check order
Slide 35: MasterCard Conversion
MasterCard Conversion
Slide 36: Branch Anniversaries
Branch Anniversaries 40 years at Waverly! 40 years at Montour Falls! Cc,
Slide 37: ADEBS HA
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Slide 38: Community organizations supported
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Slide 40: Retirement Announcements
Retirement Announcements OK fa i
Slide 41: Retirement Announcements
Retirement Announcements Robert Storch Board of Directors (6 years) ie
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Slide 43: Thank you!
Thank you!
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