First Western Financial, Inc. · NASDAQ:MYFW
First Western Financial — Investor Presentation (February 2026)
52 slides from First Western Financial's investor presentation, Feb 24, 2026
Slide 1: Investor Presentation February 2026
INVESTOR PRESENTATION February 2026
Slide 2: Safe Harbor
Safe Harbor 2 This presentation contains “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements reflect the current views of First Western Financial
Slide 3: A Unique Financial Institution in Attractive Markets
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Slide 4: Investment Highlights
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Slide 5: Strong Operational and Financial Momentum
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Slide 6: Franchise Overview
Franchise Overview W FiIRSTWestern
Slide 7: Great Markets, Scarce Investment Opportunity
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Slide 8: Ongoing Market Disruption Creating Opportunities to Add New Clients and Bankers
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Slide 9: Success in Expansion and Acquisition Growth
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Slide 10: Revenue Growth Strategies
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Slide 11: Representative M&A Transactions
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Slide 12: Increasing Market Share
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Slide 13: Unique Business Model
Unique Business Model 13 W FiIRSTWestern
Slide 14: Unique Market Position
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Slide 15: Cross-Selling a Diverse Set of Products and Services
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Slide 16: Wealth Management Segment Earnings
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Slide 17: Long Track Record of Superior Credit Quality
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Slide 18: Strong Client Relationships Result in Sticky Deposit Base
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Slide 19: Consistent Success in Adding New Deposit Relationships
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Slide 20: Driving Profitable Growth
Driving Profitable Growth 20
Slide 21: Strong Execution on Revenue Growth Strategies
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Slide 22: Recent Financial Trends
Recent Financial Trends 22 W FiIRSTWestern
Slide 23: Overview of 4Q25
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Slide 24: Net Income Available to Common Shareholders and Earnings per Share
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Slide 25: Loan Portfolio
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Slide 26: Commercial Real Estate Portfolio
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Slide 27: Total Deposits
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Slide 28: Trust and Investment Management
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Slide 29: Gross Revenue
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Slide 30: Net Interest Income and Net Interest Margin
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Slide 31: Non-Interest Income
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Slide 32: Non-Interest Expense and Efficiency Ratio
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Slide 33: Asset Quality
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Slide 34: Capital and Liquidity Overview
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Slide 35: Creating Additional Shareholder Value
Creating Additional Shareholder Value 35
Slide 36: Near Term Outlook
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Slide 37: Drivers of Long-Term Improved Financial Performance
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Slide 38: MYFW: Our Five Core Strengths
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Slide 39: Integrated Team Approach in Boutique Offices
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Slide 40: Organizational Structure Built for Scale
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Slide 41: Long-Term Goals to Drive Shareholder Value
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Slide 42: Appendix
Appendix 42 W FiIRSTWestern
Slide 43: Organizational Overview
Organizational Overview 43 W FiIRSTWestern
Slide 44: Management Team
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Slide 45: Board of Directors
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Slide 46: Non-GAAP Reconciliations
Non-GAAP Reconciliations 46
Slide 47: Non-GAAP Reconciliation: Consolidated Gross Revenue
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Slide 48: Non-GAAP Reconciliation: Consolidated Efficiency Ratio
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Slide 49: Non-GAAP Reconciliation: Adjusted Diluted Pre-Tax Earnings Per Share
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Slide 50: Non-GAAP Reconciliation: Tangible Common Book Value Per Share
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Slide 51: Non-GAAP Reconciliation: Wealth Management Gross Revenue
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Slide 52: Non-GAAP Reconciliation: Pre-tax, Pre-Provision Net Income
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