Juroku Financial Group,inc. · TSE:7380
Juroku Financial Group,inc — FY2019 Earnings Presentation
54 slides from Juroku Financial Group,inc's earnings presentation, May 27, 2020
Slide 1: ⼗ ⾏ ⽉
⼗ ⾏ ⽉
Slide 2: ⻑ ⼤ ⾒ ⾏ ⼊⼿ ⼀ ⼤
⻑ ⼤ ⾒ ⾏ ⼊⼿ ⼀ ⼤ 2
Slide 3: Engagement to the future
Engagement to the future
Slide 4: ⾦ ⾦ 2018
⾦ ⾦ 2018 3 4
Slide 5: ⾦ ⾦ ⾦ ⾦ ⾦ ⾦ ⾦ ⽀ ⾦ ⾦ ⾦ ⾦
⾦ ⾦ ⾦ ⾦ ⾦ ⾦ ⾦ ⽀ ⾦ ⾦ ⾦ ⾦ 5
Slide 6: ⼗ ⼿ ⼿ ⼿ ⼿
⼗ ⼿ ⼿ ⼿ ⼿ 6
Slide 7: ⾦ ⾦
⾦ ⾦ 7
Slide 8: Engagement to the future
Engagement to the future
Slide 9: ⻑ ⻑ ⼊ ⾦ ⾦ ⾦ ⾦ ⾃⼰ ⽐ ⼗ ⽴ ⻑ ⻑ ⽬
⻑ ⻑ ⼊ ⾦ ⾦ ⾦ ⾦ ⾃⼰ ⽐ ⼗ ⽴ ⻑ ⻑ ⽬ ⽬ ⼒ ⾏ ⾏ 9
Slide 10: % 82.9 82.6 75.0 67.1 ⾼ ⻑ ⼤ ⼿
% 82.9 82.6 75.0 67.1 511 487 443 421 ⾼ ⻑ ⼤ ⼿ ⻑ ⾼ ⼈ ⾼ % ⼿ 0.850 0.820 0.827 ⻑ 〜 10
Slide 11: Engagement to the future
Engagement to the future 11
Slide 12: ⼦ ⼤ ⾏ ⾏⾦ ⼦ ⾏ ⽇〜 ⾦ ⼦ ⾩ ⾦ ⾦
⼦ ⼤ ⾏ ⾏⾦ ⼦ ⾏ ⽇〜 ⾦ ⼦ ⾩ ⾦ ⾦ ⼿ ⾦ ⼿ ⼿ ⽤ ⾦ ⾦ ⽀ ⻑ ⾦ ⼗ 12
Slide 13: ⽤ ⽉ ⾏ ⾏ ⾩ ⾃ ⾦ ⼼ ⼤ ⽌ ⾏ ⾒ ⼤ ⽇
⽤ ⽉ ⾏ ⾏ ⾩ ⾃ ⾦ ⼼ ⼤ ⽌ ⾏ ⾒ ⼤ ⽇ 16.0 17.5 ⽤ 13
Slide 14: Engagement to the future
Engagement to the future 14
Slide 15: ⾏ ⼤ ⽣ ⾏ ⼦ 捗 ⼈⼝ ⾼ ⼈⼝ ⽴ ⼈⼝ ⽇ ⼈⼝ ⽣
⾏ ⼤ ⽣ ⾏ ⼦ 捗 ⼈⼝ ⾼ ⼈⼝ ⽴ ⼈⼝ ⽇ ⼈⼝ ⽣ ⼈ ⼈⼝ ⼒ ⾜ ⾦ ⾦ ⼊ ⾦ ⾦ ⼿ ⽤ ⾼ ⾏ ⾒ ⾰ ⾃ ⾞ ⼥ 15
Slide 16: AEE AOIP BEAL
AEE AOIP BEAL DOtSay7, ADR, DF BE, REAP, FO—-IUUE, A I SOR. SDG s SF & EB REROGEHHAD(A) 201 SAROR MMA DAPAEINARI: (HHH : 96) 2,500,000 0th 0% Lic cael "s seetttesees, ae meme ft 2,000,000 ==" 2404 H nama! “e571, Tree _= 5 519 on alle Dd % , %, . Stee 602,697} aed BR ER pee) 00000 aemesee ACL < ass 5
Slide 17: aioe CAAA i Sat
aioe CAAA i Sat MAI: 2020 4A ~202343F RRNDES LYF-YVrAvb Engagement to the future 20224 Botan MeTHRD ERNE BHT HE 5%LE 10% DLE BARTHES aul ’ AMLTHES LYFAO AV PAI 17
Slide 18: Aw~ A
Aw~ A RHCVay | seekpomBeen, = _ . Qoiean~) | SHELELLCRRTSOMIN—7F AUWISOMEIS — Eb (CHM OAREALEL. Ath CECHRNCRREBTS - PANERA DEG RE - RHEVAay BELBIN-7 RALBORS TE MCPRATFNE Beaoum 1 SRP AS st Bl EDRREFILE ERT 3358 Bl RPS He 2 3: BRAS SBXEOIEM Cre RE: Fr RRS S 2018 2019 2020 5 2021 2022 > 2023 > 2 > > 2
Slide 19: ames ORENIORALHUE
ames ORENIORALHUE Ege * to © ROBEREAD? 70-F MR ai te eADFGORE I = OLR ORMIGNT 5 BUM e — REBGSIVYGNT 1 YIORE REORT eRERHORKESS ROR RADAL AUR AE @ Mei BIS U—P-Y vy FORM HPO RNR Mt ABO BT OFFLINE ABLE 2B FvREE #B7OL AOD RBSF + RIA ORR Att PRES BR-ADCODBERE TN FREE HO BEL FOLAOBR ORMEPRBOURK ORRAS\OARB
Slide 20: ~Ot= I< (for)
~Ot= I< (for) SESE Hesha S sha RE RAR EEE ~ & & & Ic (with) RTALO— ASHE OBA 5. BAVA) HRC OAT TX BAWDIIMD ARC AE EH Po VEENRS TS. | x @LYF-YRXAYEGIAN B2THED Be TAED “BROT AF? SRBC LSE = ‘HRESPTAOREBECT IC WPAMR SESEOKRES TR Lemme ° FT RRE COHHENTTHES. ARE LRBERDIFSIED, ISSR ARRDSICEBBE HEN MARKHSIOLE
Slide 21: ⻑ ⾏ ⾦ ⾏ ⻑ ⼒ ⽬ ⼒ ⾞ ⾏ ⽼
⻑ ⾏ ⾦ ⾏ ⻑ ⼒ ⽬ ⼒ ⾞ ⾏ ⽼ 21
Slide 22: ⽤ ⾒ ⽣ ⼈ ⾮⾦ ⽤ ⼈ ⾼ ⾨ ⽴ ⽤ ⼈
⽤ ⾒ ⽣ ⼈ ⾮⾦ ⽤ ⼈ ⾼ ⾨ ⽴ ⽤ ⼈ 22
Slide 23: ⾼ ⼈ ⾏ ⼤ ⾼ ⾏ ⼀ ⻑ ⾒ ⽴ ⼤ ⾼ ⼗ ⾏
⾼ ⼈ ⾏ ⼤ ⾼ ⾏ ⼀ ⻑ ⾒ ⽴ ⼤ ⾼ ⼗ ⾏ 23
Slide 24: ⻑ ⻑ ⻑ ⽉ ⽬ ⽐ ⼗ ⼗ ⾏ ⼗ ⾏ ⾏ ⽤ ⾏
⻑ ⻑ ⻑ ⽉ ⽬ ⽐ ⼗ ⼗ ⾏ ⼗ ⾏ ⾏ ⽤ ⾏ ⾏ ⾝ ⼗ ⾏ ⾏ 24
Slide 25: (LAR REPRO EA) OBA
k> Ot k> tt Kt (LAR REPRO EA) OBA SAAR EB RABY CZ FRAT BS (CBA BRAG, REAR OMPAL MEPBAVROMS SINGS SS EON AROS Nt SRR Fae TRH S HE IS Bb iy —JOABA BIGF—SORAALOM RAAB RTSMOAMAROAMEA Rid -CAOEAFICASROREORA 25
Slide 26: ⻑ ⼗ ⾏ ⼈⼗ ⾦ ⾼ ⽣⾦ ⼿ ⼦ ⼥ ⽤ ⼥ ⽐ ⼈
⻑ ⼗ ⾏ ⼈⼗ ⾦ ⾼ ⽣⾦ ⼿ ⼦ ⼥ ⽤ ⼥ ⽐ ⼈ ⼤ ⼈ ⾨ ⾦ ⾒⽀ ⾦ ⾃ ⾃ ⽤ ⼒ ⾞ ⾮⼈ ⽬ ⾏ 26
Slide 27: ⽅ ⽔ ⽐ ⻑ ⽐ 〜 ⾦ ⾦
⽅ ⽔ ⽐ ⻑ ⽐ 〜 ⾦ ⾦ 27
Slide 28: ⼈ ⼤ ⼈ ⾨ ⾦ ⺠ ⽇ ⼈ ⼈ ⾏ ⼗ ⾏ ⾔ ⺠
⼈ ⼤ ⼈ ⾨ ⾦ ⺠ ⽇ ⼈ ⼈ ⾏ ⼗ ⾏ ⾔ ⺠ ⽀ ⾦ ⼈ ⼗ ⼤ ⾜ ⻑ ⾞ ⼗ 28
Slide 29: ⾏⼥⼦ ⼿ ⼿ ⾏ ⼿ ⼒⼥⼦ ⼿ ⼒ ⾏ ⾏⼿ ⾦ ⾩ ⼿ ⼒
⾏⼥⼦ ⼿ ⼿ ⾏ ⼿ ⼒⼥⼦ ⼿ ⼒ ⾏ ⾏⼿ ⾦ ⾩ ⼿ ⼒ ⼿ ⼥⼦ ⽣ ⼿ ⾏ ⾏ ⾦ ⾏ ⼤⾂ ⾏⼥⼦ ⼿ ⾒ ⾦ ⾒⽀ ⾦ ⾔ ⽤ ⽤ ⾒ ⽉ ⾒⽀ ⾦ ⽅ ⾏ ⾏ ⾦ ⽴ ⾩ 29
Slide 30: ⻑ ⾩ ⾏ ⽣ ⾦ ⾏ ⾏ ⽐ ⼥ ⽤ ⻑ ⾏ ⾔ ⾏
⻑ ⾩ ⾏ ⽣ ⾦ ⾏ ⾏ ⽐ ⼥ ⽤ ⻑ ⾏ ⾔ ⾏ ⼥ ⼀ ⼥ ⻑ ⻑ ⾏ • • • • • ⾏ • 30
Slide 31: ⾏ ⼗ ⾏ ⾦ ⾼ ⾦ ⾼ ⾦ ⾼ ⾦ ⾦ ⾦ ⽣ ⽰
⾏ ⼗ ⾏ ⾦ ⾼ ⾦ ⾼ ⾦ ⾼ ⾦ ⾦ ⾦ ⽣ ⽰ ⾼ 1
Slide 32: Slide 32
Slide 33: ⼯ ⼾ ⼾ ⽉ ⼈ ⽉ ⼗ ⾏ ⼯⼾ ⼾ ⾩ ⼗ ⾏ ⼗
⼯ ⼾ ⼾ ⽉ ⼈ ⽉ ⼗ ⾏ ⼯⼾ ⼾ ⾩ ⼗ ⾏ ⼗ ⾏ 3
Slide 34: ⾩ ⼗ ⾏ ⾩ ⼗ ⾏ ⾦ ⾦ ⼗ ⾏ ⼗ ⾏
⾩ ⼗ ⾏ ⾩ ⼗ ⾏ ⾦ ⾦ ⼗ ⾏ ⼗ ⾏ 4
Slide 35: ⾏
⾏
Slide 36: ⼗ ⾏ ⾏ ⾦ ⾼ ⾦ ⾦ ⾼ ⾏ ⾃⼰ ⽐ ⼗ ⼗ ⼗
⼗ ⾏ ⾏ ⾦ ⾼ ⾦ ⾦ ⾼ ⾏ ⾃⼰ ⽐ ⼗ ⼗ ⼗ ⼗ ⼗ ⼗ ⼗ ⽤ 6
Slide 37: EDO Is
EDO Is *RRRS AGRE RRS GSM) ¢ HRA RR *Y YAR) RERSER ¢/\YITRERSEM */\/1RERSER
Slide 38: ⾦ ⾃⼰ ⽐ ⾃⼰ ⽐ ⾦ ⾦ ⾦ ⼀ ⽀
⾦ ⾃⼰ ⽐ ⾃⼰ ⽐ ⾦ ⾦ ⾦ ⼀ ⽀
Slide 39: BA MTT
BA MTT £ THT TTT Peet Lut 8
Slide 40: ⾦ ⾼ ⾦ ⾼ ⾦ ⾦ ⾼
⾦ ⾼ ⾦ ⾼ ⾦ ⾦ ⾼
Slide 41: ⾦ ⾼ ⾦ ⾼
⾦ ⾼ ⾦ ⾼ 11
Slide 42: ⾦ ⾼ ⽯ ⾦
⾦ ⾼ ⽯ ⾦
Slide 43: ⾦ ⼈ ⾦ ⾦ ⼈ ⾦
⾦ ⼈ ⾦ ⾦ ⼈ ⾦ 13
Slide 44: BA MTT
BA MTT
Slide 45: ⾦ ⾦ ⽐ ⾦ ⾦ ⾦ ⾦ ⾦ ⽉ ⾦ ⽉
⾦ ⾦ ⽐ ⾦ ⾦ ⾦ ⾦ ⾦ ⽉ ⾦ ⽉
Slide 46: ⾦ ⾦ 鞘 ⽉ ⾦ ⾦ 鞘
⾦ ⾦ 鞘 ⽉ ⾦ ⾦ 鞘
Slide 47: QrA MT
QrA MT
Slide 48: ae I ED +A RT
ae I ED +A RT e£ +& a a a + Wino
Slide 49: Pi tie
Pi tie
Slide 50: Slide 50
Slide 51: ⽉ ⽉
⽉ ⽉
Slide 52: ⽉ ⽉
⽉ ⽉
Slide 53: Slide 53
Slide 54: ⼗ ⾏
⼗ ⾏
Juroku Financial Group — FY2019 Earnings Presentation on 6ix