Omni Financial Services Inc · OTC:OFSI
Omni Financial Services — Investor Presentation (November 2007)
7 slides from Omni Financial Services's investor presentation, Nov 13, 2007
Slide 1: Omni Financial Services, Inc.
Exhibit 99.1 ExhibitFinancial Omni NASDAQ: 99.1OFSIl Services Inc.
Slide 2: Forward Looking Statements
Forward During wish anticipated that the 2 forward-looking may to the caution Looking affect course results Omni’s youStatements of expressed that statements this operating these presentation, inforward-looking these made results forward-looking inmanagement this in documents presentation. statement
Slide 3: Omni - A History of Community Banking Development
$0$100$200$300$400$500$600$700$800$900$1,00020002001200220032004200520062007Total acquisition Bank, branch?1992: $33million 2002: 3 Established a three of capital year-old Commenced United Omni infusionApril National troubled Capital, operations Bank, financial 2007: a small aas troubled, Opened bus
Slide 4: Overview
OverviewIPONC?Charlotte?Dalton, Fayetteville, 8,565Insider MortgagesStrong 4 Ownership(1) Date: Organic September Growth : 58.38% 28,Potential 2006Shares GANotes:(1 ?Diverse Business Outstanding(2) ) As of 10/31/07(2 Lines?Redevelopment : 11,113,148NASDAQ ) As of 9/30/07(3 Lending ) Symbol: Last Gro
Slide 5: Balance Sheet Growth
Balance CAGR ($ 5 (1)in millions)$103.6$153.4$222.6$322.8$494.8$653.8$0.0$100.0$200.0$300.0$400.0$500.0$600.0$700.020022003200420052006YTD measured Sheet GrowthUnique through September Business 30,Model 2007$144.5$212.3$317.7$477.0$702.8$887.0$0.0$100.0$200.0$300.0$400.0$500.0$600.0$700.0$800.0$900.
Slide 6: Profitability
ProfitabilityGrowth Focus$536$1,500$3,295$3,385$5,615$4,161$4,833$0$1,000$2,000$3,000$4,000$5,000$6,00020022003200420052006YTD growth capital CAGR: 6 asset (3)(1) 79.9%$0.11$0.23$0.50$0.51$0.66$0.55$0.42$0.00$0.10$0.20$0.30$0.40$0.50$0.60$0.7020022003200420052006YTD toNet a local Income in governmen
Slide 7: Profitability - Net Interest Margin
0.00%2.00%4.00%6.00%8.00%10.00%12.00% Profitability Earning 06Q2 Net 7 Interest 06Q3 Asset Margin 06Q4 Yield 06Q1 calculated Cost07Q2 8.74%of9.31% Funds 07Q3 on a9.29%9.42%9.56%9.77%9.55%Cost Net fully 07Interest tax equivalent Margin basis of Funds4.17%4.53%4.92%4.99%5.11%5.22%5.22%Net Interest Mar
Omni Financial Services — Investor Presentation (November 2007) on 6ix