Sammaan Capital Ltd · NSE:SAMMAANCAP
Sammaan Capital — Indiabulls Housing Finance — Non-Deal Roadshow (January 2024)
17 slides from Sammaan Capital's roadshow presentation, Jan 17, 2024
Slide 1: Indiabulls
Indiabulls HOUSING FINANCE
Slide 2: Company Overview
Indiabulls HOUSING FINANCE Company Overview
Slide 3: Indiabulls Housing – An Overview
Indiabulls Housing – An Overview Company Overview Key Strengths Key Financial Data Strategy Overview of Indiabulls Housing Finance Indiabulls Housing Statistics (As of 30 Sep 2023) ▪ Origin of Indiabulls Housing Finance dates back to 2013, pursuant to the Scheme of amalgamation for the Net Interest
Slide 4: Key Strengths
Indiabulls HOUSING FINANCE Key Strengths
Slide 5: Key Strengths
Key Financial Company Overview Key Strengths Strategy Data 1 One of the largest Pan-India HFCs with wide geographic reach 2 Access to diversified funding sources 3 Domain expertise built over time resulting in a resilient business model 4 Effective use of technology 5 Experienced Board of Directors
Slide 6: One of the largest pan-India HFCs with wide geographical reach
1 One of the largest pan-India HFCs with wide geographical reach Company Overview Key Strengths Key Financial Data Strategy Number of Branches 218 217 1 13 1 6 174 22 10 32 26 19 10 5 Mar-22 Mar-23 Sep-23 1 1 Type of Branches 29 7 Type Number 7 Head Office 2 16 Smart City Branches 69 1 9 Service Cen
Slide 7: Access to Diversified Funding Sources
2 Access to Diversified Funding Sources Company Overview Key Strengths Key Financial Data Strategy Availability of funding sources for capital requirements Diversified Funding Mix 0.6% 613,593.6 6,13,593.6 524,034.7 5,24,034.7 484,205.1 4,84,205.1 41.9% Banks and financial Institutions Sep-23 NCDs a
Slide 8: Domain expertise built over time resulting in a resilient business model
3 Domain expertise built over time resulting in a resilient business model Company Overview Key Strengths Key Financial Data Strategy Over 16 years of experience in Loan against Property, with demonstrated portfolio performance across business cycles Caters to self-employed Loans secured against Cen
Slide 9: Effective Use of Technology
4 Effective Use of Technology Company Overview Key Strengths Key Financial Data Strategy Offline Sourcing Online Sourcing In-house Sales Team Direct Selling Agent Builder Relations Channels Website Mobile App Corporate Tie-ups Cold calling Reference / Walk-ins Web Aggregators Events / Exhibitions Ap
Slide 10: Experienced Management Team
5 Experienced Management Team Company Overview Key Strengths Key Financial Data Strategy Top Leadership Gagan Banga Name Designation Association with Indiabulls Housing Vice Chairman, Managing Director and CEO Sachin Chaudhary Chief Operating Officer More than 17 years ● Director of the Company sinc
Slide 11: Key Financial Data
Indiabulls HOUSING FINANCE Key Financial Data 11
Slide 12: Financial Highlights
Financial Highlights Company Overview Key Strengths Key Financial Data Strategy Total Assets (Rs. million) Loan Book (Rs. million) 819,733.2 8,19,733.2 749,452.4 7,49,452.4 729,079.8 7,29,079.8 615,892.6 6,15,892.6 570,112.2 5,70,112.2 543,407.4 5,43,407.4 Mar-22 Mar-23 Sep-23 Mar-22 Mar-23 Sep-23 S
Slide 13: Strong Profitability Track Record across Cycles
Strong Profitability Track Record across Cycles Company Overview Key Strengths Key Financial Data Strategy Net Interest Income (Rs. million) NIM PAT (Rs. million) 3.7% 3.7% 11,777.4 29,249.0 11,296.9 26,607.8 3.0% 13,646.8 5,923.7 FY22 FY23 H1 FY24 FY22 FY23 H1 FY24* FY22 FY23 H1 FY24 Return on aver
Slide 14: Strategy
Indiabulls HOUSING FINANCE Strategy
Slide 15: Strategy
Strategy Company Overview Key Strengths Key Financial Data Strategy SCALE UP OF ASSET LIGHT MODEL ROBUST BALANCE SHEET 01 02 ● Building an asset-light growth model, ● Focus on maintaining healthy capital, comprising two elements: provisions and liquidity to ensure 1. Co-lending with banks, other con
Slide 16: Safe Harbour Statement
Safe Harbour Statement This document contains certain forward-looking statements based on current expectations of Indiabulls Housing Finance Ltd. management (“IBH”). These forward looking statements and any other projections contained herein are predictions and involve known and unknown risks, uncer
Slide 17: Thank you
Indiabulls HOUSING FINANCE Thank you
Indiabulls Housing Finance — Non-Deal Roadshow (January 2024) on 6ix