Atlasclear Holdings, Inc. · AMEX:ATCH
Atlasclear — Investor Presentation (August 2026)
18 slides from Atlasclear's investor presentation, August 2026
Slide 1: AtlasClear Holdings, Inc. Investor Presentation August 2026
INVESTOR PRESENTATION – AUGUST 2026 AtlasClear Holdings, Inc. BUILDING THE FUTURE OF FINANCIAL INFRASTRUCTURE NYSE AMERICAN: ATCH ATLASCLEAR.COM
Slide 2: Forward Looking Statements
Forward Looking Statements FORWARD - LOOKING STATEMENTS AND OTHER IMPORTANT INFORMATION This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, as amended, that reflect AtlasClear Holdings’ current views with respect to, among
Slide 3: Building the Connective Tissue of Capital Markets
Building the Connective Tissue of Capital Markets. AtlasClear is building a scalable, regulated financial infrastructure platform for smaller institutions, fintechs, and advisors. The backbone for the next generation of financial services. AtlasClear Holdings, Inc.
Slide 4: Wilson Davis & Co., the clearing foundation operating since 1968
Wilson Davis & Co., the clearing foundation operating since 1968. SINCE 1968 Continuous broker - dealer operating history STRUCTURE Wilson - Davis & Co., wholly owned correspondent clearing broker - dealer subsidiary REGULATED SEC - registered, FINRA member, licensed in 50 states SERVICES Clearing,
Slide 5: Operating substance, compounding
Operating substance, compounding. REVENUE GROWTH TOTAL ASSETS CASH & RESTRICTED STOCKHOLDERS' CASH EQUITY 67 % $73.9 M $41.2 M $22.3 M $9M ended March 31, 2026 vs. +21% vs. June 30, 2025 $16.7M Liquidity to fund Returned positive — ~$29.1M $9M ended March 31, 2025. growth without near - term improve
Slide 6: A High Demand, Low Competition Market
DEMAND IS SHIFTING TOWARD: A High Demand, Low Competition Market Integrated custody and banking Lower - cost clearing AN UNDERSERVED SEGMENT: Firms Up to $1B in Revenue Thousands of regional broker - dealers, fintechs and financial institutions lack modern clearing & settlement infrastructure Faster
Slide 7: Revenue accelerating, earnings inflecting
Revenue accelerating, earnings inflecting Three consecutive quarters of year - over - year revenue growth, with profitability achieved year - to- date REVENUE TRAJECTORY EARNINGS INFLECTION +84% YoY +65% YoY +$0.57 swing $5.1M $4.2M $0.05 $2.8M $2.5M $(0.52) Q2 FY25 Q2 FY26 Q3 FY25 Q3 FY26 9M FY25 9
Slide 8: Trade. Clear. Settle. Bank.
Trade. Clear. Settle. Bank.* STEP 01 STEP 02 STEP 03 STEP 04 Trade. Clear. Settle. Bank. ARK FINANCIAL / WILSON - DAVIS & CO. WILSON - DAVIS & CO. COMMERCIAL BANCORP DAWSON JAMES Investment firm, placement Correspondent clearing Custody and settlement Federal Reserve member agent and underwriter. br
Slide 9: One fixed cost base. Three revenue layers.
One fixed cost base. Three revenue layers. Revenue growth above the ~$14M fixed cost base drives disproportionate margin expansion. RUN - RATE LAYER 03 Underwriting & placement fees · brings Dawson James clearing flow in - CAPITAL MARKETS PLANNED house ~$45M NEW NIM & PAYMENTS LAYER 02 Deposit fundi
Slide 10: First major correspondent integration completed
First major correspondent integration completed. Validates platform scalability — incremental correspondent revenue scales against the fixed cost base. ● LIVE & CLEARING 01 Multi - client integration template Onboarding established a reusable template for future correspondents — reducing expected ti
Slide 11: Origination, execution, and clearing — under one platform
Origination, execution, and clearing — under one platform. Captures execution and settlement economics in - house and expands the platform across the full transaction lifecycle. COMBINED PRO - FORMA RUN - LOI SIGNED TWO - STEP CLOSING RATE ~$45M Apr 24 24.9% on definitive agreement Revenue 2026 — Le
Slide 12: The Bank pillar
The Bank pillar. Federal Reserve member bank capabilities that would complete the Trade, Clear, Settle, Bank platform. WHAT IT ADDS DEAL STAGE APPROVAL PATH Banking Signed Planned Fed - member deposit funding Definitive agreement executed With the Federal Reserve and state banking regulator SUBJECT
Slide 13: Building the regulated bridge to digital asset markets
Building the regulated bridge to digital asset markets. AtlasClear has signed a letter of intent to acquire an institutional digital asset and crypto platform. FULL - STACK INSTITUTIONAL PLATFORM ACTIVE REGULATORY FOOTPRINT Trading & FX liquidity United States Spot and FX execution across major asse
Slide 14: Capital & Balance Sheet Transformation
Capital & Balance Sheet Transformation (AS OF MARCH 31, 2026) STOCKHOLDERS’ EQUITY INFLECTION LIQUIDITY POSITION $22.3M CASH & RESTRICTED CASH ~$29.1M ~$11.6M MARCH 31, 2026 Improvement vs June 30, 2025 $41.2M Increase vs June 30, 2025 MARCH 31, 2026 $22.3M $41.2M $(6.8M) $29.6M $29.6M JUNE 30, 2025
Slide 15: Growth Strategy
Growth Strategy Banking Integration Digital Assets Commercial DISCIPLINED, TECHNOLOGY - DRIVEN EXPANSION Bancorp refile Proposed acquisition would add deposit adds institutional funding and NIM. trading and settlement Capital Markets across digital markets. Distribution Correspondent Dawson James br
Slide 16: Leadership
Leadership John Schaible Craig Ridenhour Executive Chairman; Co - founder of Atlas President; Founding partner of Atlas Bank, AtlasBanc, and Atlas FinTech, with over FinTech Holdings and AtlasBanc Holdings, 30 years founding and leading regulated with over 30 years of experience in financial financi
Slide 17: Board of Directors
Board of Directors John Schaible, Executive Chairman; Co - founder of Sandip I. Patel, Director; General Counsel and Chief Atlas Bank, AtlasBanc, and Atlas FinTech, with over 30 Financial Officer; former General Counsel at WellCare, years founding and leading regulated financial founder of the Orion
Slide 18: Thank You
THANK YOU COMPANY CONTACT INVESTOR RELATIONS AtlasClear Holdings, Inc. Jeff Ramson, CEO AtlasClearIR@atlasclear.com PCG Advisory, Inc. jramson@pcgadvisory.com NYSE AMERICAN: ATCH
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