Japan Post Bank Co., Ltd. · TSE:7182

Japan Post Bank — H1 FY2017.3 Earnings Presentation

32 slides from Japan Post Bank's earnings presentation, Nov 21, 2016

  1. Slide 1: 2017年3月期 中間決算説明会

    BP p56 428 BANK 2017 3 2016 11 21

  2. Slide 2: Agenda

    1. 2017 3 2. ALM BP ALM SP Appendix Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 1

  3. Slide 3: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 2

  4. Slide 4: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    1 2017 3 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 3

  5. Slide 5: Results summary and forecast

    2016.3 ®2017.3 2016.3 ®2017.3 2016.3 2016.3 1 2,516 4,819 2017.3 2017.3 2 2 4,200 1,090 2,124 2,000 6 1,400 731 39 1 1 BP 2 SP Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 4

  6. Slide 6: Income statement and balance sheet summary

    2016 2015 2016 9 2016 3 7,163 7,594 431 2,072,102 2,070,560 1,542 6,293 6,994 701 476,659 458,950 17,708 429 469 39 6,661 9,788 3,126 440 131 309 80,969 79,232 1,737 390 77 312 35,034 35,611 577 40 53 12 1,411,975 1,440,768 28,792 5,309 5,316 6 27,207 25,420 1,786 0 0 0 1,955,992 1,955,478 514 1,853

  7. Slide 7: ALM BP portfolio

    ALM BP 132 4 2016 9 2016 3 Liability-driven portfolio 1 50 +2 48  ALM  9 47 5 52  34 1 36 1 0 1 1. 1 BP,SP 2 2014 12 100% 0.8% 9 14 15 0.7% 90% 16 19 24 10 IFR 14 12 31 33 0.6% 80% SP 10 0.5% 70% BP 0.4% 60% 0.3% 50% 0.2% 10 IFR 16 1 2 91 86 85 40% 84 81 0.1% 2 IFR 14 12 76 69 67 0.0% 30% 0.1% 20

  8. Slide 8: ALM SP portfolio

    ALM SP 64 3 2016 9 2016 3 Excess-return portfolio  6 +0 6 1 7 +1 7  1 48 +2 45 ( ) (28 ) (+3 ) (26 )  0 0 0 2( ) 2 0 2 1 0 1 1. 2. 1 SP 2 3 (bp) 70 64 4.4% 110 5 SP 1 62 4.0% BB 100 60 90 13 3.6% 50 48 80 3.2% 70 40 2.8% 60 2.4% 5 50 30 2.0% BBB 40 20 1.6% 30 3 1.2% 20 10 0.8% 10 4 A 3 0 0.4% 0 0

  9. Slide 9: BP and SP trends

    2011.3 2012.3 2013.3 2014.3 2015.3 2016.3 2015.4 2015.9 2016.4 2016.9 BP SP 184.2 5,197 184.2 5,734 187.4 5,921 190.5 5,731 194.2 5,599 196.5 4,804 196.2 2,493 196.2 2,086 162.8 4,444 157.4 4,387 158.0 3,421 156.7 2,897 151.7 947 141.7 356 144.1 102 133.2 1,028 BP BP - 658 - 576 - 602 - 1,203 - 2,22

  10. Slide 10: Key financial indicators

    2016.9 (%pt) 2016.3 23.15 3.22 26.38 8 5,569 8 4,993 36 9,609 32 2,185 4.89 2.14 7.03 4,187 5,980 516 1,788 3,160 3,662 8 5,569 8 4,993 1 4.12 0.02 4.10 8 5,569 8 4,993 207 2,102 207 560 2.60 0.20 2.80 2 1,509 3,250 2 11 5,595 11 5,691 74.12 0.70 73.42 2 5,309 1 661 2 7,163 1 4,520 2 0.79 0.06 0.86

  11. Slide 11: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    2 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 10

  12. Slide 12: Securities portfolio

    141.1 2.7 2016 9 2016 3 % % 8.8 1,411,975 69.2 1,440,768 70.3 28,792 4.3% 768,496 37.7 822,556 40.1 54,059 1 167,885 8.2 164,256 8.0 3,629 47.5 23.3% 475,593 23.3 453,955 22.1 21,637 191,097 9.3 198,295 9.6 7,197 284,090 13.9 255,209 12.4 28,881 76.8 2.7 203.8 37.7% 35,034 1.7 35,611 1.7 577 1.3% 18

  13. Slide 13: Unrealized gains and losses

    2016 9 4 2,519 2016 9 2016 3 472,233 19,397 520,525 22,083 2016 9 2016 3 976,802 44,741 958,475 47,917 941,768 27,235 922,863 38,724 330,627 16,796 343,582 17,447 190,319 4,506 197,327 19,678 283,501 3,314 255,209 1,280 137,320 2,617 126,744 2,879 9,020 353 35,034 8,485 35,611 8,838 18,498 7,977 18,

  14. Slide 14: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    2016 4 2016 1 2016 10 1 180 2015 3 30 110 2015 3 5 120 4 5 3 60 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 13

  15. Slide 15: ATM

    2016.9 2015.9 429 469 39 293 299 5 46 40 6 ATM 35 38 2 9 16 6 50 71 21 34 37 3 20 19 1 7 13 5 5 5 0 6 6 0 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 14

  16. Slide 16: JP and NISA

    2016 39 429 10/14 16 4 1 1,100 5,000 4,270 17 3 1,200 4,000 3,770 18 3 1,300 3,000 2,000 2,314 2,437 2016 10 31 JP 1,705 1,000 0 2014 2015 2016 NISA 12,000 1,000 922 11,628 11,500 11,355 800 11,187 669 11,000 600 10,500 400 480 429 200 326 10,000 0 9,500 0 2015 3 2016 3 2016 9 2014 2015 2016 Copyrig

  17. Slide 17: ATM

    2016 1 22 ATM 2016 7 29 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 16

  18. Slide 18: ATM

    2016 6 5,299 ATM 2016 3 12,000 11,739 2016 2015 11,500 622 611 11 11,107 11,136 512 504 7 11,000 10,950 4,287 4,318 31 10,640 10,650 3,090 3,081 9 10,500 41 49 7 330 322 8 10,000 389 375 13 9,500 0 5,299 5,305 6 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 17

  19. Slide 19: Appendix

    Appendix Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 18

  20. Slide 20: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    2016 6,293 0.62% 2016 2015 1.4% 17,500 4,564 5,364 799 15,321 15,407 1.2% 14,702 15,000 6,753 5,801 951 13,610 4,170 5,075 905 1.0% 12,500 1,236 1,388 151 0.82% 0.8% 0.76% 10,000 0.73% 2016 2015 0.66% 0.62% 0.6% 7,500 1,728 1,629 98 7,435 7,771 7,943 6,994 2,887 2,631 256 6,293 0.4% 5,000 2,881 2,60

  21. Slide 21: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    2016 9 178.4 180 178.4 2016 9 2016 3 177.7 177.8 177.1 176.6 65.1 63.8 1.2 12.8 13.8 1.0 170 51.8 49.5 2.2 0.3 0.3 0.0 113.1 113.8 0.6 10.7 11.4 0.7 160 102.4 102.4 0.0 0.1 0.1 0.0 178.4 177.8 0.5 0 150 2014 3 2015 3 2016 3 2015 9 2016 9 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved

  22. Slide 22: Capital ratio

    2016 9 23.15% % 50 % 2016 9 2016 3 40 38.42 85,569 84,993 576 369,609 322,185 47,423 30 26.38 340,448 292,532 47,916 23.15 23.15 26.38 3.22 20 10 0 2015 3 2016 3 2016 9 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 21

  23. Slide 23: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    % 2016 2015 193,355,723 580,150 0.59 192,047,937 675,316 0.70 0.10 2,528,481 9,393 0.74 2,729,117 13,220 0.96 0.22 95,287,659 486,157 1.01 116,727,346 584,430 0.99 0.01 8,186,708 739 0.01 8,610,523 4,302 0.09 0.08 47,323,916 12,187 0.05 34,831,682 16,783 0.09 0.04 184,383,908 123,653 0.13 184,096,60

  24. Slide 24: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    % 2016 2015 199,167,228 797,269 0.79 200,599,151 881,872 0.87 0.07 2,531,781 9,399 0.74 2,731,047 13,224 0.96 0.22 140,941,677 774,338 1.09 153,327,338 844,957 1.09 0.00 8,186,708 739 0.01 8,610,523 4,302 0.09 0.08 47,407,161 12,676 0.05 35,874,261 19,298 0.10 0.05 189,566,667 167,964 0.17 189,807,2

  25. Slide 25: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    % 2016 9 2016 3 8,568,614 8,511,796 56,817 11,620 12,471 850 8,556,994 8,499,325 57,668 36,960,902 32,218,529 4,742,373 34,044,852 29,253,213 4,791,639 8 2,916,050 2,965,316 49,266 8 23.15 26.38 3.22 % 2016 9 2016 3 4,187 5,980 1,793 516 1,788 1,272 3,160 3,662 501 85,569 84,993 576 4.89 7.03 2.14 1

  26. Slide 26: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    2016 2015 594 581 13 243,744 231,492 12,252 2016 9 2015 9 721 680 40 1,162,855 1,073,486 89,369 2016 2015 8,285 8,981 696 42,974 48,092 5,118 2016 9 2015 9 91,061 74,537 16,524 480,696 393,545 87,151 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 25

  27. Slide 27: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    2016 2015 32 33 1 2016 9 2015 9 1,149 1,366 216 2016 2015 20,132 16,183 3,949 2016 9 2015 9 363,483 323,165 40,318 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 26

  28. Slide 28: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    2011 2015 2016 2011 2012 2013 2014 2015 4 9 4 9 16,700 16,243 15,687 16,347 14,520 7,594 7,163 1 16,773 15,321 14,702 15,407 13,610 6,994 6,293 884 881 926 892 911 469 429 2 11,745 11,115 10,960 11,147 10,661 5,316 5,309 0 0 4,954 5,128 4,726 5,199 3,858 2,278 1,853 807 807 924 494 961 238 271 5,762

  29. Slide 29: Credit ratings of holdings

    9 A 95% BBB BB B 6.03 BBB 3.11 0.56 BB B A 0.19 0.79 90.86 2016 9 197 1 1 2 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 28

  30. Slide 30: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    3 100% 50 50% ® 50 ® 89% 89% Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 29

  31. Slide 31: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    12 8 12 8 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 30

  32. Slide 32: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 31

Japan Post Bank — H1 FY2017.3 Earnings Presentation on 6ix