Slide 1: RomReal Limited Investor presentation Q3 2025 results
RomReal Limited Investor presentation Third Quarter (Q3) 2025 results Kjetil Gronskag 28 November 2025 This Presentation of the Q3 2025 results of RomReal Ltd (the “Company”) has been prepared for discussion purposes only and should be read in conjunction with the Q3 2025 Report which is filed on Eu
Slide 2: Contents
Contents Q3 2025 highlights 3-4 NAV movement in Q3 2025 5 Financial highlights 3Q.25 – IFRS 6 RomReal Properties per 3Q 2025 7 Operational highlights 8 Romania Macro Developments 9 Apartment Price Development 10 RomReal shareholders 11 Outlook 12 Contact details 13 RomReal Limited – Third quarter 20
Slide 3: Q3 2025 results – Highlights
Q3 2025 results – Highlights Net Asset Value (NAV) • Net Asset value was EUR 0.37 (NOK 4.3, before any tax) per share, deducted for own shares, up 0.1% from Q2 2025. EUR/NOK was 11.74 end of Q3 2025 versus 11.83 by the end of 2Q 2025. Operational highlights • During 3Q 2025 the company sold six apar
Slide 4: Q3 2025 results – Highlights
Q3 2025 results – Highlights Financial Results • Net Result for the quarter was a gain of EUR 27,000, compared to a loss of EUR 216,000 in 3Q 2024. Net change in cash flow for the quarter was a positive EUR 1,650,000 compared to positive of EUR 113,000 in the same period last year. This was mainly d
Slide 5: NAV movement in Q3 2025
NAV movement in Q3 2025 Asset base Q3 2025 Q2 2025 EUR ’000 EUR/ share NOK/share EUR ’000 EUR/ share NOK/share Investment 2,607 0.06 0.76 2,607 0.06 0.76 property Assets held for 0 0.00 0.00 0 0.00 0.00 sale Inventories 6,515 0.16 1.90 6,855 0.17 2.01 Cash 5,642 0.14 1.64 3,992 0.10 1.17 Other (8) 0
Slide 6: Financial highlights 3Q.25 - IFRS
Financial highlights 3Q.25- IFRS EUR '000 Q3 2025 Q3 2024 Operating Revenue 889 68 Operating Expenses (375) (277) Other operating income/ (expense), net (524) (4) Net financial income/(cost) 55 77 Pre-tax result 45 (136) Result for the period 27 (216) Total assets 15,495 17,172 Total liabilities 739
Slide 7: RomReal Properties Q3 2025
RomReal Properties Q3 2025 Plot name Location Size (m2) 1 Ovidiu Lakeside Constanta North/Ovidiu 890 2 Ovidiu (Oasis) Constanta North/Ovidiu 21,418 3 Centrepoint Constanta North/Ovidiu 110,116 4 Ovidiu Residence 3 Constanta North/Ovidiu 7,100 5 Balada Market Central Constanta 7,188 For further infor
Slide 8: Operational highlights
Operational highlights Lakeside (No.1 on the table) – After the end of 3Q, one of the two houses have been sold. The final transfer of the agreed land (promenade area), about 700m2, to legal advisor of the Company is planned to take place end 2025 and therefore Lake Side project is concluded, and no
Slide 9: Romanian Macro development
Romanian Macro development • The National Bank of Romania policymakers decided to keep the key rate at 6.50% on 12 November. No key rate cuts are expected in 2025. The NBR’s decision took into account inflationary pressures, political risk and the ongoing fiscal policy uncertainty. • The European Co
Slide 10: Apartment Price Development (End September 25)
Apartment Price Development (End September 25) • Asking prices for apartments and houses in Romania increased in the Third quarter of 2025 compared to Second quarter of 2025 (EUR 1,854/m2) to EUR 1,909/m2 at the end of 3Q 2025 and EUR 1,926/m2 at the end of October 2025. • In Constanta, average pric
Slide 11: RomReal shareholders as at 24/11/2025
RomReal shareholders as at 24/11/2025 Ownershi Rank Name Holding p • This is the Top 20 Shareholder list as per 1 SIX SIS AG 10,335,747 24.98% 24 Nov 2025. 2 GRØNSKAG, KJETIL 6,023,006 14.56% 3 THORKILDSEN, WENCHE 5,392,985 13.04% • The total issued 4 SAGA EIENDOM AS 3,386,636 8.19% number of shares
Slide 12: Outlook
Outlook • Hopefully the CPI has or is very close to peak, and we will gradually start to see reduced inflation during 2026, as most economist expect. This should result in increased activity within the real-estate space including the residential market. • With this backdrop, the Board expects a grad
Slide 13: Thank you
Thank you Investor Relations Kjetil Gronskag +40 731123037 | investors@romreal.com 22 Queen Street, Hamilton HM11, Bermuda For further information on RomReal, including presentation material relating to this interim report and financial information, please visit www.romreal.com DISCLAIMER The inform