Harel Insurance Investments & Financial Services Ltd. · TASE:HARL
Harel Insurance Investments & Financial Services — 9M 2015 Earnings Presentation
12 slides from Harel Insurance Investments & Financial Services's earnings presentation, November 2015
Slide 1: Summary of financial results for the period 1-9/2015
Summary of financial results for the period 1-9/2015 Harel Insurance Investments & Financial Services Ltd. November 2015
Slide 2: Disclaimer
Disclaimer This document has been prepared by Harel Insurance Investments and Financial Services Ltd. (hereinafter: the Company) solely for the purpose of presenting the Company's business. The information contained in this document has not been independently verified. No representation or warranty
Slide 3: Comprehensive income after tax and ROE in NIS million
Comprehensive income after tax and ROE in NIS million (in annual terms) Comprehensive income after tax 705 686 533 462 150 115 (130) 2012 2013 2014 1-9/2014 1-9/2015 7-9/2014 7-9/2015 Return on Equity 18% 16% 11% 13% 10% 4% (11%) 2012 2013 2014 1-9/2014 1-9/2015 7-9/2014 7-9/2015 3 הראל השקעות בביט
Slide 4: Earned premiums and benefit contributions, gross
Earned premiums and benefit contributions, gross (NIS million) 2012 % Increase 2013 2014 % Increase 1-9/2014 1-9/2015 % Increase 7-9/2014 7-9/2015 Li fe a s s ura nce 3,297 0% 3,810 3,797 12% 2,835 3,186 5% 944 993 * He a l th i ns ura nce 2,850 12% 3,192 3,571 11% 2,653 2,956 11% 929 1,030 Non-l i
Slide 5: Assets under management (AUM) and nostro assets
Assets under management (AUM) and nostro assets (NIS billion) Portfolio management 200 * 177.3 179.3 ETNs 180 8.9 8.9 161 160 15.3 14.2 8.5 Mutual funds 12.1 140 33.7 27.5 Provident funds 119.1 32.9 120 2.9 6.0 28.9 Pension funds 100.3 101.5 29.0 100 2.3 3.6 19.5 83.2 3.1 3.6 27.2 Insurance 1.8 20.8
Slide 6: Comprehensive income before tax from operating segments
Comprehensive income before tax from operating segments (NIS million) 2012 2013 2014 1-9/2014 1-9/2015 7-9/2014 7-9/2015 Long-term s avings 357 432 164 88 117 0 (106) Health 225 202 140 174 (38) 57 (37) Non-li fe ins urance 317 219 287 244 56 43 (40) Finance (20) (12) 5 6 (6) 1 (4) Insurance compani
Slide 7: Non-life insurance segment – comprehensive income before tax
Non-life insurance segment – comprehensive income before tax (NIS million) 2012 2013 2014 1-9/2014 1-9/2015 7-9/2014 7-9/2015 Compulsory motor 187 112 129 109 43 14 (22) Motor property 11 24 34 30 (4) 4 (8) Property and other branches 42 25 47 33 44 14 14 Liabilities and other branches 36 4 13 21 (6
Slide 8: Life assurance and long-term savings segment - comprehensive income before tax
Life assurance and long-term savings segment - comprehensive income before tax (NIS million) 2012 2013 2014 1-9/2014 1-9/2015 7-9/2014 7-9/2015 Life assurance 250 346 40 (5) 31 (37) (130) Pension 51 57 69 52 53 20 15 Provident 56 29 55 42 33 18 8 Total 357 432 164 88 117 0 (106) 500 432 400 357 300
Slide 9: Financial services segment
Financial services segment (NIS million) 2012 2013 2014 1-9/2014 1-9/2015 7-9/2014 7-9/2015 Revenus 195 254 304 223 231 78 71 15 27 64 44 36 19 (7) Comprehensive income before taxes * EBIDTA 21 50 83 35 71 20 19 304 254 223 231 195 83 71 78 71 50 64 27 44 35 36 15 21 19 20 19 (7) 2012 2013 2014 1-9/
Slide 10: Equity – Harel Investments
Equity – Harel Investments (NIS million) 4,724 4,750 4,512 4,152 2012 2013 2014 30.9.2015 Dividend (NIS million) * 64 308 320 128 Dividend yield (%) 2.3% 7.6% 7.5% 3.3% * On November 24, 2015, after the balance sheet date, the Company’s Board of Directors approved the distribution of a cash dividend
Slide 11: Capital surpluses – Harel Insurance
Capital surpluses – Harel Insurance (NIS million) Surplus capital Required capital 7,000 6,326 6,606 6,000 5,720 1,083 1,085 947 5,000 4,000 3,000 5,241 5,523 4,773 2,000 1,000 0 2013 2014 30.9.2015 11 הראל השקעות בביטוח ושירותים פיננסים בע"מ
Slide 12: HAREL Insurance & Finance
HAREL Insurance & Finance
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