Fifth Third Bancorp · NASDAQ:FITB

Fifth Third Bancorp — Shareholder Meeting (April 2012)

16 slides from Fifth Third Bancorp's shareholder meeting presentation, Apr 17, 2012

  1. Slide 1: Annual Meeting of Shareholders

    Exhibit 99.1 Annual Meeting of Shareholders April 17, 2012 Please refer to earnings release dated January 20, 2012 and 10-K dated February 29, 2012 for further information, including full results reported on a U.S. GAAP basis Fifth Third Bank | All Rights Reserved

  2. Slide 2: 2011: A year of strong performance

    2011: A year of strong performance Diluted earnings per share ($) Dividend payout ratio (%) Earnings per share nearly doubled Increased quarterly dividend twice during 2011 compared with 2010 resulting in $0.32 annualized dividend Net income to common ($) Return on assets (%) Net income available to

  3. Slide 3: The environment is improving… but remains challenging

    The environment is improving… but remains challenging Employment Gross Domestic Product Unemployment has declined, but still GDP has grown consistently remains elevated vs. pre-crisis levels but sluggishly since 4Q08 Real Estate Rate Environment Home prices have stabilized, but new Prolonged low rat

  4. Slide 4: We relentlessly pursue positive outcomes

    We relentlessly pursue positive outcomes 1 Return on assets (%) NPLs / Loans (%) PPNR / Net charge-offs (%)* Tier 1 common ratio (%)* 2011 was most profitable year since 2006 1 Nonperforming loans and leases as a percent of portfolio loans, leases and other assets, including other real estate owned

  5. Slide 5: We aim to set ourselves apart

    We aim to set ourselves apart 4Q11 Return on assets (%) 4Q11 Reserves / NPLs (%) 4Q11 Return on tangible common equity (%)* 4Q11 Tier 1 common (%)* (adjusted for Basel III^) Industry leader in earnings power Source: SNL Financial and Company Reports. * Non-GAAP measure. See Reg. G reconciliation in

  6. Slide 6: We are focused on effective capital management

    We are focused on effective capital management Capital Deployment Capital Return Organic growth opportunities Return to more normal dividend policy * • Support growth of core banking franchise • Strong levels of profitability would support higher dividend than current level • Continued loan growth d

  7. Slide 7: We are positioned well for industry changes

    We are positioned well for industry changes Dodd-Frank Act / No significant changes to business model or asset mix Basel III Volcker rule Little to no impact Financial system Traditional banking activities, consistent with direction of interconnectedness financial reform No direct European sovereign

  8. Slide 8: You don’t get to new ideas by using the same old ideas.

    You don’t get to new ideas by using the same old ideas. 8 Fifth Third Bank | All Rights Reserved

  9. Slide 9: We are focused on the customer experience

    We are focused on the customer experience 2011 ACSI Scores Third-Party Recognition Customer Satisfaction Scores Fifth Third recipient of “Great Workplace Award” (March 2011) Fifth Third outscored the bank industry average Fifth Third’s score was in line with the ACSI Banks industry average (Bank of

  10. Slide 10: Resilient business model provides strength

    Resilient business model provides strength Strong levels of profitability Traditional banking focus Broad-based consistent with credit direction of improvements financial reform Exceed fully Disciplined phased-in Basel expense control III capital standards today Continued All crisis-era investments

  11. Slide 11: Fifth Third Bank | All Rights Reserved

    Fifth Third Bank | All Rights Reserved

  12. Slide 12: Cautionary statement

    Cautionary statement This report contains statements that we believe are “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Rule 175 promulgated thereunder, and Section 21E of the Securities Exchange Act of 1934, as amended, and Rule 3b-6 pr

  13. Slide 13: Appendix

    Appendix 13 Fifth Third Bank | All Rights Reserved

  14. Slide 14: Regulation G Non-GAAP reconciliation

    Regulation G Non-GAAP reconciliation $ in millions (unaudited) For the Three Months Ended December September June March December September June March 2011 2011 2011 2011 2010 2010 2010 2010 Income before income taxes (U.S. GAAP) 418 530 506 377 417 303 242 (22) Add: Provision expense (U.S. GAAP) 55

  15. Slide 15: Regulation G Non-GAAP reconciliation

    Regulation G Non-GAAP reconciliation $ in millions (unaudited) December 2011 Net income available to common shareholders (U.S. GAAP) 305 Add: Intangible amortization, net of tax 3 Tangible net income available to common shareholders 308 Tangible net income available to common shareholders (annualize

  16. Slide 16: Regulation G Non-GAAP reconciliation

    Regulation G Non-GAAP reconciliation $ in millions (unaudited) For the Three Months Ended December September June March December September June March 2011 2011 2011 2011 2010 2010 2010 2010 Total Bancorp shareholders' equity (U.S. GAAP) 13,201 13,029 12,572 12,163 14,051 13,884 13,701 13,408 Goodwil

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