Standard Bank Group Limited · JSE:SBK
Standard Bank — Investor Presentation (September 2022)
23 slides from Standard Bank's investor presentation, September 2022
Slide 1: Execute with Excellence
EXECUTE WITH EXCELLENCE
Slide 2: Our strategic priorities are the framework for delivery
“=v Our strategic priorities are the framework for delivery 2 Execute with excellence (— “N Our Client Solutions, Engineering and Innovation capabilities will: + DELIVER innovative and cost- effective client solutions + ENABLE the Group's platform Nee to drive value A ITCANBE..
Slide 3: Client Solutions
3 EXECUTE WITH EXCELLENCE CLIENT SOLUTIONS Margaret Nienaber, Chief Executive Officer, Client Solutions ITCANBE..
Slide 4: Agenda
Execute with excellence | Client Solutions my Agenda Client Sanne nnn nnn ene nee « Segments e------------------------> 1 Defining - Client Solutions CONSUMER AND HIGH BUSINESS AND WHOLESALE CLIENTS NETWORTH CLIENTS COMMERCIAL CLIENTS Focus areas 3 Key take-aways ) 4 ITCANBE..
Slide 5: 1. Defining — Client Solutions
Execute with excellence | Client Solutions | 1. Defining — Client Solutions =” Client Solutions will deliver innovative, open architecture and cost- iS) effective solutions to Client Segments and Strategic Distribution Partners SERVICING THE BUILD SOLUTIONS BUILD STRATEGIC SOLUTION NEEDS PARTNERSHIP
Slide 6: Key focus areas
Execute with excellence | Client Solutions | 2. Key focus areas ==” Our focus is clear iS) 1. HOW DO WE 2. GROW 3. LIBERTY MODULARISE PARTNERSHIPS INTEGRATION 6 ITCANBE..
Slide 7: Key focus areas
Execute with excellence | Client Solutions | 2. Key focus are IT.CANBE. .
Slide 8: We have an adaptable and modular value proposition
Execute with excellence | Client Solutions | 2. Key focus areas ==” We have an adaptable and modular value proposition iS) HONEYCOMB WHY THE HONEYCOMB? F1 strength’ rexible Natural Unique 1 Beyond represents non-financial services, 2F1 strength references the honeycomb design technology used in Form
Slide 9: Unpacking the Honeycomb
Execute with excellence | Client Solutions | 2. Key focus areas =” Unpacking the HONEYCOMB (ORT TERM JRANCE EVERYDAY BANKING GLOBAL UARANTEED IMENT WHOLESALE ITCANBE..
Slide 10: How we define being modular
Execute with excellence | Client Solutions | 2. Key focus areas m=” How we define being MODULAR @ Innovative and scalable , 1 ® ‘Reusable’ across segments and solutions . partners ®@ Multiple segments LOWER COST >) Siaiovtan at atant @ Truly Human and Truly TOSERVE © Simpl Digital Simplify tech land
Slide 11: Modularise: lowering our cost to serve through digital fulfilment
Execute with excellence | Client Solutions | 2. Key focus areas ==—y MODULARISE | We will lower our cost to serve through: W DIGITAL FULFILMENT Balancing being TRULY HUMAN and TRULY DIGITAL NUMBER OF DIGITAL SOLUTIONS (PRODUCTS)!AS % OF TOTAL SOLUTIONS. Tracking digital fulfilment once you have acce
Slide 12: Key focus area: Grow partnerships
12 Execute with excellence | Client Solutions | 2. Key focus area IT.CANBE. .
Slide 13: Scaling through partnerships
Execute with excellence | Client Solutions | 2. Key focus areas ==” Scaling through PARTNERSHIPS iS) SOLUTIONS STRATEGIC Partners DISTRIBUTION Partners B2B2C B2B2B Solutions partners = 34 Party solutions available on our platform Strategic distribution partners = 3 Parties who distribute our to our
Slide 14: Beyond partners
Execute with excellence | Client Solutions | 2. Key focus areas =v BEYOND PARTNERS | Complementing our SBG client value proposition iS) Global citizen, g Education Entertainment and Lifestyle % (Home Trade, Health | @D fe} e-Commerce and BEYOND FOCUS ARE Marketplace Telecommunication, | x Agricultur
Slide 15: Strategic distribution partners
Execute with excellence | Client Solutions | 2. Key focus areas =v” STRATEGIC DISTRIBUTION PARTNERS | Scaling our solutions iS) B2B2C / B2B2B Mobility ae LB v B Fleet A Home ( (4) 6) Oil and Gas v JTC a ® fel Financial services GWEAGH GeéVere — IFANetworks | 82° ) education FinTechs EXISTING Revenue
Slide 16: Scaling our digital assets across the continent
Execute with excellence | Client Solutions | 2. Key focus areas = Partnerships | Scaling our Digital Assets across the Continent W My360 © Shuft (*) SnapScan Slydepay » FlexiPay PayPulse Unayo >) MyMo __ Instant Money International ® BO OKSEE OneHub OneFarm TraderDirect
Slide 17: Key focus area: Liberty integration
17 Execute with excellence | Client Solutions | 2. Key focus area: LIBERTY INTEGRATION IT.CANBE. .
Slide 18: Liberty integration: unlocking the potential
Execute with excellence | Client Solutions | 2. Key focus areas my LIBERTY INTEGRATION STANLIB | @) | Unlocking the potential Transaction Imperatives Business Case Drivers ( ) (- >) Aligning and leveraging our strengths 1. Risk business 2. Asset Management V y, la > NS XN J Enhancing our client valu
Slide 19: Insurance: Standard Bank Group
Execute with excellence | Client Solutions | 2. Key focus areas my INSURANCE | Standard Bank Group iS) Utilising our distribution reach across Client Segments and Partnerships Gross Written Premium’ BY SEGMENT Business Elare| Commercial FY 2020 Wholesale Clients 1% Consumer R64bn , and High Net (FY1
Slide 20: 4% 16% 5% 1% 1% 1% 13% 4% 3% 5% 6% 2% 1% 40%
1 4% 16% 5% 1% 1% 1% 13% 4% 3% 5% 6% 2% 1% 40%
Slide 21: Investments: Standard Bank Group
Execute with excellence | Client Solutions | 2. Key focus areas may INVESTMENTS | Standard Bank Group Placing us in the top 3 Asset Managers on the Continent with R1.2trn AUM/A Including: {B stenbic tec 2020 Total R1. 2 Including: A MelvilleDouglas {® Stanbic Bank STANLIB 3 R434brr AUA International
Slide 22: Key take-aways
KEY TAKE- AWAYS IT.CANBE.
Slide 23: Key take-aways
Execute with excellence | Client Solutions | 3. Key take-aways my Key take-aways iS) 2.GROW 3. LIBERTY 1. MODULARISE PARTNERSHIPS INTEGRATION LOWER COST TO SERVE ~ 7 UNLOCK STANDARDISE and CONNECT R8.5pn-R10.5bn . . R3bn-R4bn BEYOND SOLUTIONS THE DIGITALSOLUTIONS | 25.5bn-R6.5bn STRATEGIC DISTRIBUTI
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