Icici Bank Limited · NSE:ICICIBANK
Icici Bank — Q1 2026 Earnings Presentation
7 slides from Icici Bank's earnings presentation, Jul 20, 2025
Slide 1: Performance Review: Quarter ended June 30, 2025
ICICI Bank Limited ICICI Bank Towers Bandra Kurla Complex Mumbai 400 051 News Release July 19, 2025 Performance Review: Quarter ended June 30, 2025 • Profit before tax excluding treasury grew by 11.4% year-on-year to ₹ 15,690 crore (US$ 1.8 billion) in the quarter ended June 30, 2025 (Q1-2026) • Cor
Slide 2: Profit & loss account
ICICI Bank Limited ICICI Bank Towers Bandra Kurla Complex Mumbai 400 051 Profit & loss account • Profit before tax excluding treasury grew by 11.4% year-on-year to ₹ 15,690 crore (US$ 1.8 billion) in Q1-2026 from ₹ 14,080 crore (US$ 1.6 billion) in the quarter ended June 30, 2024 (Q1-2025) • Core op
Slide 3: Deposit growth and asset quality
ICICI Bank Limited ICICI Bank Towers Bandra Kurla Complex Mumbai 400 051 Deposit growth Total period-end deposits increased by 12.8% year-on-year to ₹ 16,08,517 crore (US$ 187.6 billion) at June 30, 2025 (₹ 16,10,348 crore (US$ 187.8 billion) at March 31, 2025). Average deposits increased by 11.2% y
Slide 4: Capital adequacy
ICICI Bank Limited ICICI Bank Towers Bandra Kurla Complex Mumbai 400 051 Capital adequacy Including profits for Q1-2026, the Bank’s total capital adequacy ratio at June 30, 2025 was 16.97% and CET-1 ratio was 16.31% compared to the minimum regulatory requirements of 11.70% and 8.20% respectively. Th
Slide 5: Summary Profit and Loss Statement
ICICI Bank Limited ICICI Bank Towers Bandra Kurla Complex Mumbai 400 051 Summary Profit and Loss Statement (as per standalone Indian GAAP accounts) ₹ crore FY2025 Q1-2025 Q4-2025 Q1-2026 Audited Unaudited Audited Unaudited Net interest income 81,165 19,553 21,193 21,635 Non-interest income 26,603 6,
Slide 6: Summary balance sheet
ICICI Bank Limited ICICI Bank Towers Bandra Kurla Complex Mumbai 400 051 Summary balance sheet ₹ crore 30-Jun -24 31-Mar-25 30-Jun-25 Unaudited Audited Unaudited Capital and liabilities Capital 1,407 1,425 1,427 Employee stock options outstanding 1,516 2,070 2,143 Reserves and surplus 2,51,071 2,88,
Slide 7: Forward-looking statements
ICICI Bank Limited ICICI Bank Towers Bandra Kurla Complex Mumbai 400 051 Certain definitions in this release relating to a future period of time (including inter alia concerning our future business plans or growth prospects) are forward-looking statements intended to qualify for the 'safe harbor' un