Anz Group Holdings Limited · ASX:ANZ
Anz — Australia and New Zealand Banking Group — Investor Presentation (July 2004)
14 slides from Anz's investor presentation, Jul 14, 2004
Slide 1: Shareholders: Chairman's Report, Interim Results, NBNZ Update
Shareholders Chairman’s Report Interim Results NBNZ Update CEO’s Review Community Making a difference to financial literacy Saver Plus Community Development Finance ANZ Community Fund Seeds of Renewal Environmental Sustainability Staff Chief Operating Officer Segment Reorganisation ANZ awarded Best
Slide 2: Key long term success drivers include an engaged workforce
* before abnormal items and significant transactions The key long term success drivers include an engaged workforce…
Slide 3: …and sustained investment in the business
…and sustained investment in the business Following efficiency drive, ANZ has already moved to investment phase Expense Growth – 3 year Moving Average
Slide 4: Helped by an attractive high growth, low risk market
*Growth rates adjusted for abnormal items, significant transactions, discontinued business,TrUEPrS swap income, ING Australia and NBNZ acquisition Helped by an attractive high growth, low risk market High Return • Australia and NZ have had high growth compared to other developed markets Average Real
Slide 5: Low Risk: New Zealand banking market
Source:*International Monetary Fund Low Risk • The New Zealand banking market has a lower credit risk history Doubtful debts expense/Average Loans and Advances (%)
Slide 6: Some specific drivers of success
# 5 top NZ banks for 2002 ^ 4 top Australian banks for 2003 ** Source – Citigroup Smith Barney top 5 Some specific drivers of success • Consumer Banking – building a strong position • New Zealand - delivering a successful integration • Corporate/SME – continuing to invest & grow • Institutional – ri
Slide 7: We have already started to deliver good performance
* source: ANZ -weighted average of Australian and New Zealand market shares, based on Roy Morgan data in Australia (share of traditional banking) and ACNeilson data in NZ (share of main bank customers) We have already started to deliver good performance Consumer NPAT growth superior to peers (1H04 v
Slide 8: Deposit volume growth on par with peers
Deposit volume growth on par with peers (1H04 v 1H03)
Slide 9: Customer satisfaction at top of major peer group
Customer satisfaction at top of major peer group
Slide 10: ANZ mortgage FUM growth superior to peers
ANZ mortgage FUM growth superior to peers (1H04 v 1H03)
Slide 11: We have found the right partner at an attractive price
• We have found the right partner at an attractive price • Post merger management is our key focus • A 1% change in revenue is equivalent to ~20% of cost synergies * – protecting and building the franchise is critical • Our integration objectives reflect this, with a very strong focus on the custome
Slide 12: IFS risk profile transformed, at a cost to profit growth
IFS risk profile transformed, at a cost to profit growth NPAT composition shifted towards less volatile and more sustainable earnings
Slide 13: IFS Offshore assets as % of Group assets substantially reduced
IFS Offshore assets as % of Group assets substantially reduced Hl ii 7.5% Sep-01 Sep-02 Sep-03, mar-o4
Slide 14: After six years of risk reduction we are approaching optimal levels
*End of period NLA’s After six years of risk reduction we are now approaching optimal levels Offshore exposure International Asset to Group Assets
Australia and New Zealand Banking Group — Investor Presentation (July 2004) on 6ix