Ifast Corporation Ltd · SGX:AIY

Ifast — H1 2025 Earnings Presentation

69 slides from Ifast's earnings presentation, Jul 25, 2025

  1. Slide 1: 2Q2025 & 1H2025 Results Presentation

    iFAST Corporation Ltd. 2Q2025 & 1H2025 Results Presentation 25 July 2025 1

  2. Slide 2: Disclaimer

    Disclaimer This presentation should be read as an overview of iFAST Corporation Ltd.’s (“iFAST Corp” or the “Company”, and together with its subsidiaries, the “Group”) current business activities and operating environment. This presentation should not be solely relied upon by current and potential i

  3. Slide 3: Contents

    Contents ▪ Key Summary Pg. 4 ▪ AUA Updates ▪ 2Q2025 (Apr-Jun 2025) & 1H2025 (Jan-Jun 2025) Financial Results Pg. 8 Section I Financial Results ▪ Performance by Geographical and Business Segments ▪ Second Interim Dividend ▪ 1H2025 Key Achievements Pg. 20 Section II Business Update ▪ ROE, Dividend and

  4. Slide 4: Key Summary

    Key Summary • In 2Q2025, the Group’s net profit increased by 37.9% YoY to S$22.11 million, on the back of a 28.3% YoY increase in the Group’s gross revenue to S$120.24 million. The increase in 2Q2025 profitability was driven by growth in the Hong Kong ePension business, a turnaround of iFAST Global

  5. Slide 5: Key Summary

    Key Summary • Looking forward and barring unforeseen circumstances, we expect the Group’s revenues and profitability in 2H2025 to show a healthy improvement compared to 1H2025. The ePension division is expected to improve as the onboarding of the eMPF business continues to progress. The core wealth

  6. Slide 6: Group AUA at S$27.20 billion as at 30 June 2025

    S$ million $10,000 $12,000 $14,000 $16,000 $18,000 $20,000 $22,000 $24,000 $26,000 $28,000 $30,000 $- $2,000 $4,000 $6,000 $8,000 Jun-01 Dec-01 Jun-02 Dec-02 Jun-03 Dec-03 Jun-04 Dec-04 Jun-05 Dec-05 Jun-06 Dec-06 Jun-07 Dec-07 Jun-08 Dec-08 Jun-09 Dec-09 Jun-10 Dec-10 billion as at 30 June 2025 Jun

  7. Slide 7: AUA Breakdown: Markets & Products

    AUA Breakdown: Markets & Products (as at 30 Jun 2025) AUA Breakdown By Markets AUA Breakdown By Products 7.2% 9.5% 11.0% 21.9% 11.2% 56.1% 70.6% 12.5% Singapore Hong Kong Unit Trusts Bonds Malaysia Others (China & UK) Stocks & ETFs Cash Account & Deposits 7

  8. Slide 8: Financial Results

    Section I Financial Results 8

  9. Slide 9: Financial Results for Group (2Q2025 vs 2Q2024)

    Financial Results for Group (2Q2025 vs 2Q2024) S$ (Million) 2Q2024 2Q2025 YoY change (%) Total revenue 93.75 120.24 +28.3 Total net revenue 61.38 80.05 +30.4 Other income 0.14 0.68 +380.3 Operating expenses 41.37 53.28 +28.8 Interest expenses on lease liabilities 0.34 0.42 +25.4 Share of results of

  10. Slide 10: Financial Results for Group (1H2025 vs 1H2024)

    Financial Results for Group (1H2025 vs 1H2024) S$ (Million) 1H2024 1H2025 YoY change (%) Total revenue 179.71 227.16 +26.4 Total net revenue 119.49 147.76 +23.7 Other income 0.66 1.27 +92.7 Operating expenses 81.54 97.78 +19.9 Interest expenses on lease liabilities 0.64 0.87 +35.5 Share of results o

  11. Slide 11: Results Overview for Group

    Results Overview for Group S$ (Million) FY2021 FY20221 FY20231 FY20241 1H20251 Total revenue2 216.90 208.87 256.54 382.99 227.16 Total net revenue2 113.91 118.24 161.66 248.38 147.76 Other income 0.49 1.72 1.71 1.86 1.27 Operating expenses 77.68 103.84 126.23 165.64 97.78 Interest expenses on lease

  12. Slide 12: PBT Margin for Group

    PBT Margin for Group (Based on Total Net Revenue) 40.0% 35.0% 33.5% 34.0% 31.6% 30.0% 25.0% 22.6% 20.0% 1 15.0% 13.5% 10.0% 5.0% 0.0% 2021 2022 2023 2024 1H2025 Note: 1. Including UK banking operation from 2022 and excluding impairment loss of S$5.2 million related to India Business recognised in 20

  13. Slide 13: Return on Equity

    Return on Equity 30.0% 25.8% 24.6% 25.0% 23.4% 20.0% 15.0% 12.2% 10.0% 5.0% 1 5.0% 0.0% 2 2021 2022 2023 2024 1H2025 Notes: 1. Excluding impairment loss of S$5.2 million related to India Business recognised in 2Q2022. 2. The Group conducted a S$103 million share placement exercise in January 2022. 1

  14. Slide 14: Profit/Loss - Geographical Segment

    Profit/Loss - Geographical Segment Profit/Loss YoY Change YoY Change 2Q2024 2Q2025 1H2024 1H2025 (S$ Million) (%) (%) Singapore 8.87 9.92 +11.9 17.14 19.33 +12.8 Hong Kong 13.34 15.72 +17.8 26.57 28.05 +5.6 Malaysia 1.05 1.58 +49.7 2.01 3.20 +59.0 China (1.67) (0.86) -49.0 (3.38) (1.84) -45.5 Other1

  15. Slide 15: Profit/Loss - Geographical Segment

    Profit/Loss - Geographical Segment Profit/Loss FY2021 FY2022 FY2023 FY2024 1H2025 (S$ Million) Singapore 28.43 16.57 25.20 36.14 19.33 Hong Kong 8.39 8.07 23.82 52.96 28.05 Malaysia 5.39 4.25 4.39 4.96 3.20 China (5.82) (7.12) (7.19) (5.85) (1.84) Other1 (0.35) 0.30 0.22 (0.02) (0.02) Non-banking op

  16. Slide 16: Total Gross Revenue - Geographical Segment

    Total Gross Revenue - Geographical Segment S$ (Million) FY2021 FY2022 FY2023 FY2024 1H2025 Singapore 139.59 130.25 140.61 167.04 90.03 Hong Kong 48.80 42.64 69.60 135.31 80.95 Malaysia 24.85 23.03 23.51 26.92 14.65 China 3.66 2.62 2.24 1.71 0.88 UK - 10.33 20.58 52.01 40.65 Group 216.90 208.87 256.5

  17. Slide 17: Total Net Revenue - Geographical Segment

    Total Net Revenue - Geographical Segment S$ (Million) FY2021 FY2022 FY2023 FY2024 1H2025 Singapore 73.50 70.49 81.24 96.06 50.92 Hong Kong 24.43 24.15 52.58 112.97 69.02 Malaysia 13.43 13.64 13.98 15.53 8.38 China 2.55 1.77 1.51 1.24 0.66 UK - 8.19 12.35 22.58 18.79 Group 113.91 118.24 161.66 248.38

  18. Slide 18: Second Interim Dividend for FY2025

    Second Interim Dividend for FY2025 Second Interim Dividend for FY2025 - Schedule Dividend per share 2.00 cents per ordinary share Ex-dividend date 6 August 2025 Record date and time 7 August 2025 (5.00 pm) Payment date 21 August 2025 • For the Second interim dividend for 2Q2025, the Directors declar

  19. Slide 19: Dividend for 2Q2025: 2.00 Cents per Ordinary Share

    Dividend for 2Q2025: 2.00 Cents per Ordinary Share S$ cent per ordinary share 9.00 8.00 8.00 7.00 5.90 6.00 5.00 4.80 4.80 4.80 1.60 4.00 1.40 1.40 1.40 3.60 1.50 3.00 1.30 1.30 1.30 2.00 2.00 1.50 1.10 1.10 1.10 1.00 1.00 1.00 1.00 1.30 1.60 0.00 FY2021 FY2022 FY2023 FY2024 FY2025 • For the second

  20. Slide 20: Business Update

    Section II Business Update 20

  21. Slide 21: 1H2025 Achievements: Hong Kong Business

    1H2025 Achievements Hong Kong Business (Presented in HKD) 2023 2024 2025 1H2025 2026 Actual Actual Target Actual Target (Updated in Apr 2025) Gross Revenue HK$406 million HK$866 million >HK$1.2 billion HK$473.22 million Net Revenue HK$306 million HK$656 million >HK$1.0 billion HK$403.65 million Doub

  22. Slide 22: 1H2025 Achievements: iFAST Global Bank

    1H2025 Achievements iFAST Global Bank • Following the initial quarter of profitability in 4Q2024, iFAST Global Bank continues its profitable growth path. It achieved a net profit of S$0.70 million in 2Q2025, compared to a loss of S$1.56 million in the previous year. • iFAST Global Bank’s profitabili

  23. Slide 23: 1H2025 Achievements: Record AUA, Net Inflows & Accounts

    1H2025 Achievements Record High in AUA, Net Inflows & Accounts • AUA reached a record high level of S$27.20 billion as at 30 June 2025 as various business units within the Group scaled to record high levels. AUA grew 21.6% YoY and 5.9% QoQ. • Net inflows stood at a record S$1.29 billion in 2Q2025 an

  24. Slide 24: iFAST Fintech Ecosystem

    iFAST Fintech Ecosystem Connecting All to Help Investors Invest Globally and Profitably 1,000,000+ 800+ 14,000+ 5 Information accurate as of 30 June 2025 24

  25. Slide 25: iFAST Global Bank Updates: Path to Profitability

    iFAST Global Bank Updates Path to Profitability S$ million 2022 2023 2024 1H2024 1H2025 4.00 2.00 1.70 0.00 -2.00 -4.00 -3.85 -4.36 -6.00 -5.04 -8.00 -8.61 -10.00 25

  26. Slide 26: Net Inflows Trend

    Net Inflows Trend S$ million $4,000 $3,745 $3,500 $3,296 $3,160 $3,000 $2,500 $2,225 $2,104 $1,957 $2,000 $1,478 $1,500 $942 $976 $1,000 $786 $458 $501 $500 $396 $193 $235 $55 $- Note: • Net inflows stood at S$0.94 billion and S$1.29 billion in 1Q2025 and 2Q2025 respectively. 26

  27. Slide 27: Gross Unit Trust (UT) Subscription

    Gross Unit Trust (UT) Subscription S$ million $8,000 $7,433 $7,052 $7,000 $6,000 $5,647 $5,223 $5,000 $4,588 $4,490 $4,000 $3,383 $2,908 $3,053 $3,000 $2,870 $2,000 $1,547 $1,670 $1,574 $1,365 $940 $1,000 $0 Note: • Gross UT Subscriptions stood at S$2.27 billion and S$2.32 billion in 1Q2025 and 2Q20

  28. Slide 28: Return on Equity (10 Years)

    Return on Equity (10 Years) 30.0% 25.8% 24.6% 25.0% 23.4% 21.8% 20.0% 16.4% 15.0% 13.1% 12.2% 10.9% 9.7% 10.0% 7.1% 1 5.0% 5.0% 0.0% 2 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1H2025 Notes: 1. Excluding impairment loss of S$5.2 million related to India Business recognised in 2Q2022. 2. The

  29. Slide 29: ROE, Dividend & Capital Management

    ROE, Dividend & Capital Management • The Group’s Return on Equity (ROE) in 1H2025 was at a healthy level of 24.6%. A healthy ROE supports the pursuit of robust long-term growth strategies while being able to raise our dividend payouts. • The ROE has resumed its upward trajectory in recent years, fol

  30. Slide 30: Good Performance of iFAST Bond, Leading to Declining Yields

    Good Performance of iFAST Bond, Leading to Declining Yields Ask Yield to Maturity Bid Yield to Maturity Data as at 23 July 2025 30

  31. Slide 31: ROE, Dividend & Capital Management

    ROE, Dividend & Capital Management • On 3 June 2024, the Company launched its inaugural bond offering of S$100 million – iFAST Bond 4.328% due 11 Jun 2029. This marked the first issuance under the Group’s S$300 million multi-currency debt issuance programme. • As at 23 July 2025, the bond price has

  32. Slide 32: ROE, Dividend & Capital Management

    ROE, Dividend & Capital Management • The Group has a strong balance sheet, with cash and cash equivalents of S$821.84 million as of end-2Q2025. This reflects the conservative balance sheet strategy adopted by iFAST Global Bank and the strong cash-generative business model of the Group’s wealth manag

  33. Slide 33: Laying the Foundation for AI-Powered Organisation

    Laying the Foundation for AI-Powered Organisation • We believe that Artificial Intelligence (AI) will transform financial services in a major way in the future. With that in mind, iFAST has set up an AI-Innovation Centre within our Singapore and Malaysia offices since end of 2023. • Our AI team buil

  34. Slide 34: Laying the Foundation for AI-Powered Organisation

    Laying the Foundation for AI-Powered Organisation Our AI investments are strategic and encompass various facets of AI, focusing on enhancing efficiency and improving customer experience. Dedicated AI Innovation Cutting-edge AI Advanced AI Comprehensive Data Centre & Team Technologies Infrastructure

  35. Slide 35: Building An Intelligent Truly Global Bank

    Building An Intelligent Truly Global Bank The Future of iFAST AI Strategy iFAST Global Bank Advanced Document Breaking Down Barriers Advanced Language Elevate Customer Processing & Data Translation Capabilities Service Continuing to use AI to bridge language and cultural gaps, Extraction positioning

  36. Slide 36: Performance Trends

    Section III Performance Trends 36

  37. Slide 37: Financial Indicators

    Financial Indicators S$ (Million) FY2021 FY2022 FY2023 FY2024 1H2025 EBITDA2 54.79 37.641 70.50 119.77 67.45 Operating Cashflows 46.53 47.40 273.45 671.28 451.03 Capital Expenditure 21.62 17.87 21.63 26.13 11.99 Net Current Assets 68.03 108.45 110.66 170.31 103.76 Shareholders’ Equity 128.65 222.49

  38. Slide 38: Cash Plus Liquid Assets Net of Borrowings Position

    Cash Plus Liquid Assets Net of Borrowings Position As at 31 Dec 2024 As at 30 Jun 2025 (S$ million) (S$ million) Cash and Cash Equivalents 622.83 821.84 Sovereign Bonds & Investment-grade Corporate Bonds 502.70 743.36 Others 116.07 124.06 Less: Customers’ Deposits (1,013.34) (1,449.77) Total Cash pl

  39. Slide 39: Group Operating Cashflows

    Group Operating Cashflows S$ million $800 $700 671.28 $600 $500 451.03 $400 $300 273.45 $200 $100 46.53 47.40 $0 2021 2022 2023 2024 1H2025 39

  40. Slide 40: Capital Expenditure

    Capital Expenditure S$ million $30 27.20 26.13 $25 21.62 21.63 $20 17.87 $15 $10 $5 $0 2021 2022 2023 2024 2025F Note: 1. Capital Expenditure for 1H2025 stood at S$11.99 million. 40

  41. Slide 41: Number of Issued Shares

    Number of Issued Shares As at 31 Dec 2024 As at 30 Jun 2025 Total number of issued shares (excluding treasury shares and subsidiary 297,959,099 302,743,139 holdings) 41

  42. Slide 42: Our Consolidated Financial Position

    Our Consolidated Financial Position As at 31 Dec 24 As at 30 Jun 25 S$’000 S$’000 ASSETS Plant and Equipment 14,362 14,980 Right-of-use Assets 35,580 34,675 Intangible Assets and Goodwill 85,021 87,498 Associates 414 392 Other Investments 119,073 277,322 Deferred Tax Assets 2,117 1,852 Contract Cost

  43. Slide 43: Our Consolidated Financial Position

    Our Consolidated Financial Position As at 31 Dec 24 As at 30 Jun 25 S$’000 S$’000 EQUITY Share Capital 171,435 171,943 Reserves 145,351 174,263 EQUITY ATTRIBUTABLE TO OWNERS OF THE COMPANY 316,786 346,206 Non-Controlling Interests (1,808) (1,875) TOTAL EQUITY 314,978 344,331 LIABILITIES Debt Issued

  44. Slide 44: Held under Trust

    Held under Trust As at 31 Dec 24 As at 30 Jun 25 S$’000 S$’000 HELD UNDER TRUST Client monies maintained in bank deposit accounts with related 27,264 61,172 bank Client monies maintained in bank deposit accounts with non-related 1,016,318 1,173,580 banks Client monies maintained in government debt s

  45. Slide 45: Total Net Revenue Breakdown between Recurring and Non-recurring Sources

    Total Net Revenue1 Breakdown between Recurring and Non-recurring Sources S$ million Average contribution from recurring net revenue as opposed to 300 non-recurring net revenue in the period from 2024 to 1H2025 was 84.2% 250 37.4 200 150 29.7 24.5 211.0 100 34.5 34.4 25.5 131.9 123.3 11.3 12.3 50 8.5

  46. Slide 46: Recurring and Non-recurring Total Net Revenue (Include Banking)

    Recurring and Non-recurring Total Net Revenue (Include Banking Operation) S$ (Million) FY2021 FY20221 FY20231 FY20241 1H20251 Recurring net revenue2 79.38 83.86 131.94 210.98 123.29 Non-recurring net revenue 34.53 34.38 29.72 37.40 24.47 Total net revenue2 113.91 118.24 161.66 248.38 147.76 YoY Chan

  47. Slide 47: Recurring and Non-recurring Total Net Revenue (Exclude Banking)

    Recurring and Non-recurring Total Net Revenue (Exclude Banking Operation) S$ (Million) FY2021 FY20221 FY20231 FY20241 1H20251 Recurring net revenue2 79.38 83.61 129.19 201.86 115.13 Non-recurring net revenue 34.53 26.44 20.12 23.93 13.84 Total net revenue2 113.91 110.05 149.31 225.79 128.97 YoY Chan

  48. Slide 48: Net Revenue - B2B Business Segment

    Net Revenue1 - B2B Business Segment B2B Net Revenue FY2021 FY2022 FY2023 FY2024 1H2025 (S$ Million) Recurring net revenue 55.73 58.05 99.10 172.50 101.43 Non-recurring net revenue 16.42 16.66 12.89 13.09 7.91 Total B2B net revenue 72.15 74.72 111.99 185.59 109.34 YoY Change (%) FY2021 FY2022 FY2023

  49. Slide 49: Net Revenue - B2C Business Segment

    Net Revenue1 - B2C Business Segment B2C Net Revenue FY2021 FY2022 FY2023 FY2024 1H2025 (S$ Million) Recurring net revenue 22.96 22.99 25.64 25.85 13.05 Non-recurring net revenue 18.11 9.78 7.23 10.84 5.93 Total B2C net revenue 41.07 32.77 32.87 36.69 18.98 YoY Change (%) FY2021 FY2022 FY2023 FY2024

  50. Slide 50: Fixed Income Turnover

    Fixed Income Turnover S$ million $1,200 $1,100 $1,000 $900 $800 $700 $600 $500 $400 $300 $200 $100 $0 50

  51. Slide 51: Progress of Individual Markets

    Progress of Individual Markets SINGAPORE HONG KONG • AUA: Increased 6.1% QoQ and • AUA: Decreased 0.8% QoQ but 19.7% YoY to S$19.21 billion as increased 12.9% YoY, reaching at 30 June 2025, reaching S$3.03 billion as at 30 June another end-of-quarter record 2025. high. • Net revenue: Increased by •

  52. Slide 52: Progress of Individual Markets

    Progress of Individual Markets MALAYSIA CHINA • AUA: Increased 3.5% QoQ and • AUA: Increased 8.7% QoQ and increased 15.9% YoY to S$3.01 27.8% YoY to S$494.48 million billion as at 30 June 2025. as at 30 June 2025. • Net revenue: Increased by • Net revenue: Increased by 10.4% YoY to S$4.24 million in

  53. Slide 53: Progress of Individual Markets

    Progress of Individual Markets UK – iFAST Global Bank • AUA: Increased by 25.8% QoQ and 124.2% YoY to S$1.45 billion. • Net revenue: Increased by 106.9% YoY to S$9.50 million in 2Q2025. For 1H2025, net revenue grew 113.1% YoY to S$18.79 million. • Profit: Achieved a net profit of S$0.70 million in 2

  54. Slide 54: Appendices

    ) ® 2 oO c ® Q. Q. <x Section IV

  55. Slide 55: Business Overview

    Business Overview • iFAST Corporation Ltd. is a global digital banking and wealth management platform with assets under administration (AUA) of S$27.20 billion as at 30 June 2025 (stock code: AIY). • Main business divisions: • Wealth Management: • Business-to-Consumer (B2C): FSMOne.com (formerly “Fu

  56. Slide 56: iFAST's Three-Year Plan (2025-2027)

    iFAST’s Three-Year Plan (2025-2027) 1. Building on our S$25.01 billion Group AUA at the end of 2024, continue to increase the scale and quality of our wealth management platform. The scalability of our platform will be further strengthened with a profitable global digital bank at the core of our fin

  57. Slide 57: iFAST Global Bank Updates: Conservative Balance Sheet Strategy

    iFAST Global Bank Updates Conservative Balance Sheet Strategy • The customer deposit amounts for iFAST Global Bank (iGB) grew 25.8% QoQ and 124.2% YoY to S$1.45 billion as at 30 June 2025. • The increase in deposits continues to be driven by the deposit offering business units, and most significantl

  58. Slide 58: iFAST Global Bank Updates: Regulatory Ratios

    iFAST Global Bank Updates Regulatory Ratios The Group has started to disclose the regulatory ratios for iFAST Global Bank since 1Q2023, including the Liquidity Coverage Ratio (“LCR”), Net Stable Funding Ratio (“NSFR”) and Total Capital Ratio, which are at 655%, 210%, 24% respectively as at 30 June 2

  59. Slide 59: Hong Kong Targets & Actual Performance

    Hong Kong Targets & Actual Performance From April 2025 update 2023 2024 2025 2026 Actual Actual Updated Target Target Gross Revenue HK$406 million HK$866 million >HK$1.2 billion Net Revenue HK$306 million HK$656 million >HK$1.0 billion Double-digit YoY growth PBT HK$139 million HK$309 million >HK$38

  60. Slide 60: Milestones

    Milestones BUSINESS ROADMAP 2000 2002 2007 2008 2011 • Launch of • Launch of iFAST • Launch of • Launch of iFAST Platform • Launch of “FSM Mobile” Fundsupermart.com Platform Services Fundsupermart.com Services (B2B) in HK iPhone application. The (B2C) in Singapore (B2B) in SG (B2C) in Hong Kong • La

  61. Slide 61: Milestones

    Milestones 2018 2019 2020 2021 • Launch of US stockbroking • iFAST MY launched retail • Launch of revamped • Launch of Bursa stockbroking in MY and SG in HK bonds under the new FSMOne mobile apps in • iFAST HK approved as China Connect • Launch of FSMOne in MY Seasoning Framework SG, HK and MY Excha

  62. Slide 62: FY2024 Breakdown of Net Revenue

    FY2024 Breakdown of Net Revenue For Wealth Management Platform Services1 FX Margin, 6.1% Transaction Fees/Commission Income Fintech Solutions IT fees, 1.6% (Other products), 1.2% Others, 0.5% Transaction Fees/Commission Income (listed securtities), 9.0% Trailer Fee, 39.8% Transaction Fees/Commission

  63. Slide 63: Fees Illustration

    Fees Illustration (For Wealth Management Platform Services) FUND HOUSES TRAILER FEE PLATFORM FEE PLATFORM FEE B2B UPFRONT FEE B2C CUSTOMERS UPFRONT FEE CUSTOMERS WRAP FEE FX CONVERSION FEES B2B FINANCIAL OTHER FINTECH SOLUTIONS ADVISORY COMPANIES SERVICE FEES FACILITIES 63

  64. Slide 64: Licences Held and Products & Services Available

    Licences Held and Products & Services Available (as at 30 Jun 2025) SINGAPORE Hong Kong Malaysia Licences and Registration Held: Licences and Registration Held: Licences and Registration Held: • Capital Markets Services Licence [MAS] • Type 1 - Dealing in Securities [SFC] • Capital Market Services L

  65. Slide 65: Our Value Proposition

    Our Value Proposition PRODUCT B2B CUSTOMERS B2C DIY INVESTORS GLOBAL BANK ePENSION PROVIDERS CUSTOMERS CUSTOMERS • One platform, multiple • One platform, multiple • One platform, multiple • Online account opening • Empower partners with B2C and B2B investment products investment products without geo

  66. Slide 66: iFAST Corp's Risk Journey

    iFAST Corp’s Risk Journey 2000-2024 and Beyond iFAST Corp has built upon the following three key elements while braving through multiple economic events over the last 24 years, tiding through the 2001 Dotcom bubble burst, the 2008 Global Financial Crisis and the recent Covid pandemic. This has paved

  67. Slide 67: iFAST Corp's Risk Journey

    iFAST Corp’s Risk Journey 2000-2024 and Beyond • Using the analogy of Kart Racing, braking (risk At iFAST, we aim to go far and wide: management) is essential to help the kart accelerate • Thus, we see good risk management as an essential partner as (business strategies) safely through a turn at top

  68. Slide 68: 2Q2025: Activities & Achievements

    2Q2025: Activities & Achievements Client Events: (L-R) - FSM ETFestival x Mid-Year Review 2025 (Singapore) Achievements: (L-R) - iFAST Global Bank: Winner of “Best Newcomer” at British Bank Awards 2025; 2nd Anniversary of iFAST Global Bank’s Digital Personal Banking Division iFAST Corporate Social R

  69. Slide 69: Thank You

    Thank You For more information, please visit: www.ifastcorp.com 69 69

iFAST — H1 2025 Earnings Presentation on 6ix