Choice International Limited · NSE:CHOICEIN
Choice International — Q2 FY23 Earnings Presentation
36 slides from Choice International's earnings presentation, Oct 18, 2022
Slide 1: Investor Presentation cover letter to exchanges
Choice The Joy of Earning REF: CIL/CC/54/2022-23 October 17,2022 To The Manager, The Manager, listing Department Listing & Compliance Department BSE Umited National Stock Exchange of India Umited P.J. Towers, Exchange Plaza, Bandra Kurla Complex, Dalal Street, Sandra East, Mumbai- 400051 Mumbai- 400
Slide 2: Q2 FY23 Earnings Presentation
Commitment to provide Financial Excellence Choice International Ltd. (BSE: 531358, NSE: CHOICEIN) Q2 FY23 Eamings Presentation Choice The Joy of Earning
Slide 3: A diversified mix for sustainable business
Highlights Businesses Financial Performance Group Info A diversified mix for sustainable business Broking & Distribution · Number of Demat Accounts increased by over 30% in the last six months to 607K. · Choice ranks at No. 15 as per NSE's active UCC list. the Active Clients increased by 146% in the
Slide 4: A diversified mix for sustainable business
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming A diversified mix for sustainable business Broking & Distribution --- - - - - - - - - - - - - - , NBFC • 127% • 146% • 17% 607K 276K Rs. 3.40 Bn 0.12% Demat Accounts Active Accounts Loan Book Value NNPA • 35% • 72% Rs. 1
Slide 5: Q2 FY23 Highlights
Highlights Businesses Financial Performance Group Info Choice The Joy of Earning Q2 FY23 Highlights Revenue (Rs. Mn) EBITDA (Rs. Mn) PAT (Rs. Mn) 934 274 EBIIDA margin for Lower PAT 787 785 The Revenue 154 the quarter margin is a result was primarily 224 remained at 22.1% 136 of aggressive contnbute
Slide 6: MD's Note
| Hichighis | _ausinesses | Financiclerformonce | Group info) . Choice MD?’s Note We are delighted to announce Q2 FY23 Revenues of Rs. 785 Mn, which represents a growth of 24% compared to same quarter last year. Our consolidated EBITDA and PAT for Q2 FY23 was Rs.174 Mn and Rs.82 Mn respectively. The
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Slide 8: StockBroking Services
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming StockBroking Services An end-to-end broking ecosystem for capital markets access • of Active Clients (000) • of Demat Accounts (000) Ranking as per NSE's active UCC List Key Services 607 Equity Trading 75 •I .Am 21 112 S
Slide 9: StockBroking Highlights
Highlights Businesses Financial Performance Group Info ChoiceThe Joy of Eoming StockBroking Highlights Jiffy Active Users (000) Total number of Transactions (000) ADTO (Rs.Mn) 312 5,974 s.n2 5,603 281 5.448 s,Jn 4,9110 225 9.104 4.049 8,444 8,044 7,690 3,226 139 I~ I~ 114 1,853 1,493 \449 44 \028 38
Slide 10: Baskets and trading strategies app
Baskets Hello, Ankit Recent Stratet,Je• Expe rt *¥* Mig hty IT Popular Stratezies Eq DerivatiVe Ba folt of - con-1 rlloSIIi~Jiec:tt~donlhe basaaof factors Marut1 • W1th momentum change u h ~ tr wth n •ate• aod low voJatll1ty VIEWS BACKTEST RESULT All the research calls .!; jp1<11 segment are generat
Slide 11: Simplified UI / UX and Trading APIs
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Simplifted UI I UX Trading APis Developed Scalable, Easy & Fast APis for Algos. Anyone can connect Algos, strategies & marketplace with Choice Trading APis. These Trading APis can be used by any FinTechs Insights Company
Slide 12: Insurance Broking Services
Highlights Businesses Financial Performance Group Info Choice The Joy of Earning Insurance Broldng Services Rapid expansion via new branches, Steadily increasing client base including marquee corporates • Online Platform for motor and health insurance products for instant quotes, comparison and poli
Slide 13: Seamless User Journey
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Seamless User Journey Traceld: 9892705133698004 d:l Trae• ld: 989347305813370710 Trace ld: 9B934730S8133707 ltl Setf 26 '( Patlala 147001 O Compare Plans © atJa!a 147001 Pallata 147001 Sell Show difference Your Plan Deta
Slide 14: Wealth Services
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Wealth Services Diverse product mix for better investments Key Services • A trusted advisor and AMFI registered mutual fund distributor • Strong research team to support client advisory Mutual Fund Financial Research and
Slide 15: Mutual Fund - Features
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Mutual Fund- Features Goals Baskets Performance Tracking Lump Sum CREATE YOUR + OWN GOAL AGGRESSNE 127% ()( AI,. Returno 3 yra 101% 110% 101% 3V~-R.tum 5Yelllf1;,.1urn TAX SAVING S IPS This Basket Is Idea l for salaried
Slide 16: In-house Technology Expertise
Highlights Businesses Financial Performance Group Info Choice The Joy of Earning In-house Technology Expertise In-house technological arm to build digital products for all our business divisions • Certified with ISO 9001:2008,1SO/IEC 27001:2013, CMMI Level3 • Indigenously built apps "Jiffy", "ISMOS"
Slide 17: Choice Connect
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Choice Connect To enable individual agents to become full service financial advisors with the help of proprietary engine, engaging trainings and digital execution of services • As a company we are strong believer of Huma
Slide 18: NBFC Business
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming NBFC Business MSME focused digital lending and payment solutions Loan Book Value (Rs. Mn) Book Value Our Offerings 3,392 MSME Flexi Credit for Micro Enterprises The Digital Retail Lending Book MSME Term Loan for Micro En
Slide 19: NBFC Business
Highlights Businesses Financial Performance Group Info Choice The Joy of Earning NBFC Business Fastest in-principal sanction Data is collected from multiple alternate sources. 10 26 A 0 l!ill ' ~..oil 67% 1i Phone number is verified and terms & condition are f- Offer Screen • shown to customer. Cong
Slide 20: Advisory Services
Highlights Businesses Financial Performance Group Info Choice The Joy of Earning Advisory Services Management Consulting Investment Banking Infrastructure Consulting Government Advisory • Includes business advisory, • SEBI registered category-! • Provides feasibility assessment • Expert advisory ser
Slide 21: Diversify Your Portfolio With Optimo
Nifty 50 has giVen 54 75% returns m last 3 Years. Now m1ght be the lime to get started! Diversify Your Portfolio ~~ With Optimo """''''llllf' 8 9§5'6 -·· 0
Slide 22: Choice - The Joy of Earning
Choice The Joy of Earning
Slide 23: Consolidated Financial Performance - Quarterly
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Consolidated Financial Performance - Quarterly Particulars (Rs. Lakhs) Q2 FY23 Q1 FY23 Q4 FY22 Q3 FY22 Q2 FY22 Revenue from Operations 7,407 7,448 8,483 6,589 6,110 Other Income 442 423 855 183 219 Total Income 7,849 7,8
Slide 24: Consolidated Financial Performance - Quarterly
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Consolidated Financial Performance - Quarterly Particulars (Rs. Lakhs) Q2 FY23 Q2 FY22 Y-o-Y Q1 FY23 Q-o-Q Growth(%) Growth (Y.) Revenue from Operations 7,407 6,110 21.2% 7,448 (0.6%) Other Income 442 219 101.8% 423 4.5%
Slide 25: Consolidated Balance Sheet
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Consolidated Balance Sheet Particulars (Rs. Lakhs) 30.09.2022 31.03.2022 ASSETS Non Current Assets a) Property, Plant and Equipment 9,132 7,260 b) Investment Property 120 120 c) Goodwill 825 825 d) Other Intangible Asset
Slide 26: Consolidated Balance Sheet
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Consolidated Balance Sheet Particulars (Rs. Lakhs) 30.09.2022 31.03.2022 EQUITIES AND LIABILITIES Equity a) Equity Shore Capitol 9.951 4,976 b) Other Equity 32.586 36,024 c) Non Controlling Interest 73 80 Total Equity 42
Slide 27: Group Info
Group Info Choice International Ltd.
Slide 28: Company Overview
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Company Overview One of the leading financial conglomerate providing tech-led financial services End-to-end Ranked amongst PAN India Presence Strong Research Fintech ecosystems financial services Top 15 broking Desk for
Slide 29: Board Members
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Board Members Board with extensive experience across businesses Investment Finance Securities CSR - --- -- - -- Audit Stakeholder Nomination & Rights Issue Risk Management Committee Committee Committee Committee Committe
Slide 30: Current Entity Structure
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Current Entity Structure CHOICEIN Choice Choice Choice Consultancy Choice Insurance 96.43% Capital Braking Equity Services 100% 100% 100% 50% I 3.57% SKP Choice Finserv 67.84% Green Ventures 75% 32.16% Choice Portfolio C
Slide 31: Environmental, Social and Governance
Highlights Businesses Financial Performance Group Info Choice The Joy of Eoming Environmental, Social and Governance Our Digital fintech ecosystem will give us 0 0 Well-established an advantage to reach Financial services larger spectrum of • business people which is a requirement to launch a succes
Slide 32: Geographical Presence
Highlights Performance Choice The Jey of Earring Geographical Presence Mumbai - (Head office) Ahmedabad Delhi - 2 Kadavanthra Rajahmundry Ahmednagar Dhanbad Kolhapur Ranchi Agra Erode Kolkata - 1 Salem Ajmer Goa Kolkata - 2 Secunderabad Aluva Gwalior Kota Sikar - 1 Angamaly Hubli Kottaramattom Sikar
Slide 33: Media Presence
Highlights Businesses Financial Performance Group Info Choice The Joy of Earning Media Presence Extensive coverage by Television, Digital, Print and Social Media News and Print Media CNBC Busir1essLine TV18 Q2 FY23 "~ .~ NCTV 320 ~ THE Tl.\lES OF L\DL \ CNBC Bloomberg PROFIT Hours on various 3i icll
Slide 34: Memberships and Certifications
Highlights Businesses Financial Performance Group Info Choice The Joy of Earning Memberships and Certifications Registered across exchanges in India Memberships And Registrations Certifications Auditors NSE 3SE M CX ~ ISO/IEC METAL & ENERGY MSKA & Associates EXPERIENCE THE NEW Tnde- with Trust • ISO
Slide 35: Disclaimer
Choice The Joy of Eoming Disclaimer Certain statements in this presentation concerning our future growth prospects are forward looking statements. which involve a number of risks, and uncertainties that could cause actual results to differ materially from those in such forward-looking statements. Th
Slide 36: Thank you
"Thank you V