Spenda Limited · ASX:SPX
Spenda — Investor Presentation (November 2023)
22 slides from Spenda's investor presentation, Nov 20, 2023
Slide 1: Investor Presentation
For personal use only ASX:SPX Investor Presentation November 2023 Spenda Limited (The Company)
Slide 2: Disclaimer
Disclaimer This presentation contains certain statements that may constitute forward looking information under applicable securities laws. All statements, other than those of historical fact, which address activities, events, outcomes, results, developments, performance or achievements that Spenda a
Slide 3: Unique Customer Value Proposition
UNIQUE CUSTOMER VALUE PROPOSITION For personal use only Spenda is an innovative software company that enables the frictionless flow of funds throughout a supply chain or network of buyers and sellers from producer to end- consumer.
Slide 4: Node-to-Spoke strategy for holistic supply chain solutions
‘Node-to- Expand spokes to Expand spokes Secure node first Expand spokes to end-consumers to buyers sellers Spoke’ strategy for holistic supply chain solutions For personal use only Spenda simplifies the administration of procurement, invoicing and accounts receivables management through ledger- to-
Slide 5: Benefits of Spenda's unique business model
Benefits of Spenda’s unique business model Combines five vendors into one solution, leading to diversified revenue streams and de-risked overall implementation for a network of trading parties For personal use only End-to-end software integration through the supply chain enables long term customer c
Slide 6: Solution segments and payment flows
Solution segments and payment flows Marketplace Aggregated B2B Marketplace For personal use only Customer Retailer Aggregator Supplier / Wholesaler Manufacturer $10k/1m in payment flow $15k/1m in payment flow $20k/1m in payment flow Spenda Software Spenda Solutions Spenda Solutions Spenda Solutions
Slide 7: Product demo: Pay Statement By Link
Product demo Pay Statement By Link – Seamless Ledger to Ledger Integration Setting The Scene For personal use only Frank owns a large bicycle store "Frank's Cycles" and orders new bikes, parts and accessories regularly throughout any given day from his preferred supplier BK Imports Pty Ltd. Every in
Slide 8: FY24 layering revenue across the supply chain in new verticals
FY24 layering revenue across the supply chain in new verticals For personal use only FY24: Layering revenue across the supply chain in new verticals FY25 FY24 FY25: FY22: Sustainable recurring Secured technology, revenue & cash people & capital generation FY22 FY23 FY23: New foundation customers to
Slide 9: Building transformational commercial opportunities
Building transformational commercial opportunities Four New Agreements For personal use only Spenda announced a five- Spenda to integrate early DSD works successfully Spenda to jointly offer a year exclusive agreement payment services to grain completed and now in final virtual card product, which w
Slide 10: Validating our business model through foundation customers
Validating our business model through foundation customers For personal use only Spenda strategically delivered services to different industry verticals to prove its supply-chain solution. Carpet Court - Demonstrating Spenda’s value prop in retail services through a franchise network. Capricorn Soci
Slide 11: Delivering consistent increases in recurring revenue
Delivering consistent increases in recurring revenue For personal use only Recurring revenue through Carpet Court Recurring revenue through Capricorn Current base income Current contracts Current contracts Current pipeline opportunities Monthly Head Office Software DSD Software $284k $300k $1.2m plu
Slide 12: Scaling up payment flow
Scaling up payment flow • Roll out of of Spenda's payments infrastructure between Head Office and the network of 205 franchise stores (buyers) Five-year exclusive agreement • Payments between the store network and Carpet Court's Head Office are with Carpet Court currently $240m per annum (~$20m per
Slide 13: Commercial launch expected in early 2024
Commercial launch expected in early 2024 • In May 2023, Spenda was selected as Capricorn's preferred supplier to deliver the first phase of its Digital Service Delivery (DSD) initiative Ten-year service agreement • The DSD initiative is a significant and strategic project that upgrades the with Capr
Slide 14: Scale up in 2024
Scale up in 2024 • In October 2023, Spenda and AgriChain entered into a Binding Agreement Spenda enters new agricultural to integrate early payment services to grain growers onto the AgriChain platform vertical through partnership • Phase One of the program is expected to generate revenue of ~$1.5m
Slide 15: Enables scalability in payments
Enables scalability in payments • In November 2023, Spenda signed a payment processing agreement with Spenda adds virtual cards to AirPlus to jointly offer a virtual card product, which enables the generation of credit card numbers for specific purposes or durations payments solution, in agreement •
Slide 16: Layering revenue streams
Layering revenue streams Further penetration across the supply chain for each client • Start with Head Office and payment flows to and from the buyer network • Expand payment solutions to supplier network for early payment discounts + Scalable growth across different industry verticals • Initial com
Slide 17: Building foundation for international expansion
Building foundation for international expansion Spenda is establishing international payment rails, which provide the network infrastructure that allows all digital money transfers to be made between payers and payees, regardless of country, currency or digital payment method. For personal use only
Slide 18: Key development initiatives for FY24
Key development initiatives for FY24 Focus on scalability Virtual card issuance across verticals, For personal use only including international Successful completion of Capricorn DSD Proof of Concept markets, and expanding Build and deliver Capricorn DSD Project payments solutions Verified Supplier
Slide 19: Q1 FY24 financial results snapshot
Q1 FY24 financial results snapshot Cash Receipts Loan Book Peak For personal use only $749K +5% $15.5m +32% Q1 FY23: $716K Q1 FY23: $10.5m Total Payment Flow Average Portfolio Yield Market Cap (as at 31 Oct 2023) $40.4m $61.8m +415% 21.2% +14% Q1 FY23: $12m STEADY YEAR ON YEAR Cash on Hand Current c
Slide 20: Upcoming operational milestones in FY24
Upcoming operational milestones in FY24 Further penetration through Carpet Commercial launch with Capricorn Global payments and entry Court supply chain into Asia-Pacific region • Deliver POS terminals to franchise stores • Finalise POC in late 2023 • Addition of international settlement rails For p
Slide 21: Board of directors and executive leadership team
Board of directors Executive leadership team Adrian Floate Managing & Executive Director Peter Richards Non-Executive Chairman For personal use only Howard Digby Adrian Floate Richard Jarvis Andy Hilton David Wood Non-Executive Director Chief Product Officer Chief Executive Officer Chief Financial O
Slide 22: Thank you.
Thank you. For personal use only Approved by the Board of Directors spenda.co Spenda Limited 605, 275 Alfred Street, North Sydney, NSW 2060 1300 682 521 investors@spenda.co