Goldiam International Limited · NSE:GOLDIAM
Goldiam International — 9MFY26 Earnings Presentation
31 slides from Goldiam International's earnings presentation, Feb 7, 2026
Slide 1: Intimation of Investor Presentation to stock exchanges
February 7, 2026 To, To, BSE Limited National Stock Exchange of India Limited PhirozeJeejeebhoy Towers, Exchange Plaza, Dalal Street, Bandra Kurla Complex, Mumbai- 400 001. Mumbai- 400 051. Scrip Code: 526729 Scrip Code: GOLDIAM EQ Dear Sir/Madam, Sub: Investor Presentation Pursuant to Regulation 30
Slide 2: Investor Presentation February 2026
Page - 1 INVESTOR PRESENTATION February 2026
Slide 3: 9MFY26 UPDATE COMPANY SNAPSHOT INVESTMENT RATIONALE
Page - 2 9MFY26 UPDATE COMPANY SNAPSHOT INVESTMENT RATIONALE FINANCIAL SNAPSHOT COMPANY STRUCTURE & BOD
Slide 4: 9MFY26 Update
GOLDIAM GOLDIAM INTERNATIONAL LIMITED 9MFY26 Update
Slide 5: Q3 & 9MFY26: Key Highlights (Consolidated)
Page - 4 Q3 & 9MFY26 : Key Highlights (Consolidated) In ₹ Mn Q3FY26 ANALYSIS REVENUES EBITDA & EBITDA MARGIN (%) PAT & PAT MARGIN (%) 3,397 24.6% 26.7% 2,880 17.3% 20.1% 18% 28.2% 37.3% 908 684 708 498 Q3FY25 Q3FY26 Q3FY25 Q3FY26 Q3FY25 Q3FY26 9MFY26 ANALYSIS REVENUES EBITDA & EBITDA MARGIN (%) PAT
Slide 6: B2B export – Q3FY26: Key Matrices
Page - 5 B2B export – Q3FY26: Key Matrices Q3FY26 Value INSTORE ONLINE (%) • Goldiam has significantly transitioned Revenue Qty Value Qty Value Total from a pure natural diamond in-store Breakup jewellery company to a major supplier LAB-GROWN 64% 65.9% 20% 24.6% 90.5% of Lab Grown Diamond Jewellery,
Slide 7: B2B export Q3FY26 Key Matrices
Page - 6 B2B export Q3FY26 Key Matrices Realisation (USD) Inventory Break up Inventory B2C 811 Inventory at (Origem) 672 Factory 6% 448 468 (WIP & Stock) 29% Inventory LGD Mined with Customers Q3FY25 Q3FY26 65% • Realisations for LGD jewellery continue to be at a premium to Mined Diamond jewellery f
Slide 8: Q3 & 9M FY26: Key Performance Highlights (Consolidated)
Page - 7 Q3 & 9M FY26: Key Performance Highlights (Consolidated) • US origin casting model: Through its U.S. subsidiary, Goldiam has started casting raw gold into unfinished jewellery pieces within the United States, providing employment and job opportunities domestically in the US. These castings a
Slide 9: Consolidated Profit & Loss Statement
Page - 8 Consolidated Profit & Loss Statement Particulars (₹ Mn ) Q3FY26 Q3FY25 YoY 9MFY26 9MFY25 YoY Total Income 3,397 2,880 18% 7773 5988 30% COGS 2,187 1,916 14% 5064 3820 33% Gross Profit 1,211 963 26% 2710 2168 25% Gross Margin % 35.6% 33.5% 218 bps 34.9% 36.2% (135 bps) Employee Expenses 116
Slide 10: Consolidated Balance Sheet
Page - 9 Consolidated Balance Sheet Liabilities (In ₹ Mn) H1 FY26 FY25 FY24 Asset (In ₹ Mn) H1 FY26 FY25 FY24 Equity Assets Non-Current Assets Equity Share Capital 226 214 214 Property, Plant & Equipment 389 404 397 Other Equity 9991 7,187 6,091 Right to Use Lease Hold Property 204 185 48 Non Contro
Slide 11: ORIGEM – Highlights
Page 10 ORIGEM – Highlights • ORIGEM has established itself as a multi-city lab grown jewellery brand, present at marque locations representing a unique blend of malls and high streets, catering to micro markets with high propensity for discretionary spending. • During Q3 FY26 ORIGEM, (B2C lab grown
Slide 12: ORIGEM – Presence in affluent micro markets
Page 11 ORIGEM – Presence in affluent micro markets Kharghar, Navi Mumbai Turner Road, Bandra (W), Andheri (W) Mumbai Fairmont Hotel Near Paschim Vihar, Delhi T2 of Mumbai Airport Mulund (W)
Slide 13: ORIGEM – Presence in marquee malls
Page 12 ORIGEM – Presence in marquee malls R City Mall, Mumbai Phoenix Palladium, Mumbai Central 50, Noida Phoenix MarketCity, Bengaluru Wave One, Noida Nexus Elante Mall, Chandigarh
Slide 14: Establishing Domestic Online Presence
Page 13 Establishing Domestic Online Presence Goldiam International Limited is thrilled to announce the launch of www.origemindia.com, the dedicated online platform for its domestic retail lab-grown diamond brand, ORIGEM. This digital expansion strengthens Goldiam’s market presence, unlocking new gr
Slide 15: Origem- Marketing Initiatives
Page 14 Origem- Marketing Initiatives
Slide 16: Company Snapshot
GOLDIAM GOLDIAM INTERNATIONAL LIMITED Company Snapshot
Slide 17: Goldiam International: Leading Exporter of Diamond Jewellery
Page - 16 Goldiam International: Leading Exporter of Diamond Jeweller y OVERVIEW • Established in 1986, today we are a supplier to leading global retailers, departmental stores and wholesalers with a diversified product portfolio of • Natural diamond jewellery • Lab-grown diamonds (LGD) and jeweller
Slide 18: Our Journey - A Constant Architect of Value Addition
Page - 17 Our Journey - A Constant Architect of Value Addition IDEATE INNOVATE IMPLEMENT 1970 - 1990 1995 - 2015 2015-2018 2018-2025 • Goldiam International • Moving from commodity • Amongst the first jewellery • Further consolidation of started exports of cut and business of diamond exporting compa
Slide 19: Goldiam's Edge: Building Momentum with Strength
Page - 18 Goldiam’s Edge: Building Momentum with Strength Financial Strength Building Financial • Cash and Cash Equivalents (including investments) over ₹ 5041.3 mn (Dec-25) 1 Resilience • Ability to secure or grow Raw Materials at Competitive prices Operational Strengths Complete Supply Chain of •
Slide 20: Investment Rationale
Page - 19 Investment Rationale
Slide 21: Play on Value Addition and Strong Financials
Page - 20 Play on Value Addition and Strong Financials 1. Expanding our Product Portfolio 3. Growth Orientation • Investing resources for new revenue streams • With the acquisition of Eco-Friendly by launching Branded India retail to Diamonds LLP (EDL), we are maximising the capitalise on the growth
Slide 22: Expanding our Product Portfolio: Our Product Offerings
Page - 21 Expanding our Product Portfolio: Our Product Offerings Mined Diamond Lab- Grown Diamond Jewellery Jewellery
Slide 23: Distribution Policy: Creating Consistent Value for Stakeholders
Page - 22 Distribution Policy: Creating Consistent Value for Stakeholders Our Dividend Distribution Policy ensures sustainable and consistent returns to stakeholders. ~₹2bn distributed to shareholders via buyback and dividend over last 5 years (In ₹ Mn) • Committed to wealth-creation for all our sta
Slide 24: Strong Balance Sheet: A Balance of Efficiency, Effectiveness and Controls
Page - 23 Strong Balance Sheet: A Balance of Efficiency, Effectiveness and Controls DISTRIBUTION POLICY DEBT FREE COMPANY • Committed to wealth-creation • With our prudent and conservative for all its stakeholders. approach towards financial engineering, we have remained • Average payout (dividend +
Slide 25: Financial Snapshot
GOLDIAM GOLDIAM INTERNATIONAL LIMITED Financial Snapshot
Slide 26: Consolidated Financial Snapshot
Page - 25 Consolidated Financial Snapshot In ₹ Mn Revenue from Operations EBITDA & EBITDA Margin PAT & PAT Margin 1792 16.2% 14.9% 15.4% 14.7% 14.6% 8,006 21.7% 6,877 20.6% 22.5% 20.8% 22.4% 6,168 1,547 1,060 1171 5,531 852 909 4060 853 1,250 1282 670 FY21 FY22 FY23 FY24 FY25 FY21 FY22 FY23 FY24 FY2
Slide 27: Consolidated Financial Snapshot
Page - 26 Consolidated Financial Snapshot In ₹ Mn Cash & Investments as a % of Equity Return on Equity (RoE)* 64.6% 21.0% 49.3% 17.0% 15.0% 15.2% 14.8% 43.1% 43.4% 38.7% FY21 FY22 FY23 FY24 FY25 FY21 FY22 FY23 FY24 FY25 Leverage Analysis Working Capital Analysis 7,451 0.05 6,355 55 202 211 5,921 5,2
Slide 28: Company Structure & Board of Directors
Page - 27 Company Structure & Board of Directors
Slide 29: Our Group Structure
Page - 28 Our Group Structure Goldiam International Limited (Holding Company) Goldiam Jewellery Limited Goldiam USA Eco-Friendly Diamonds LLP Diagold Designs Limited * SEEPZ Mumbai New York, USA SEEPZ Mumbai (Subsidiary Company) (Wholly Owned Subsidiary) (Wholly Owned Subsidiary) (88% Subsidiary) Ma
Slide 30: Our Board of Directors
Page - 29 Our Board of Directors Name of the Designation Description Director Executive Mr Rashesh Bhansali has over 28 years of rich and exhaustive experience in the field of diamonds & Rashesh Bhansali Chairman jewellery. Mr Anmol Bhansali has completed Bachelors of Science in Business Administrat
Slide 31: Thank You!
Page - 30 Mehul Mehta Company Secretary Director Pankaj Parkhiya Email: Dissero_Clients@dissero.co.in Email: investorrelations@goldiam.com Contact Details: +91 98202 80325 Contact Details: 022 28291893 Thank You!