Mizrahi Tefahot Bank Ltd · TASE:MZTF

Mizrahi Tefahot Bank — H1 2013 Earnings Presentation

13 slides from Mizrahi Tefahot Bank's earnings presentation, Jun 30, 2013

  1. Slide 1: Financial Statements 30 June 2013

    Financial Statements 30 June 2013 Financial Statements 31 December 2008 1

  2. Slide 2: Disclaimer

    Disclaimer This document has been prepared by Mizrahi-Tefahot Bank Ltd (UMTB) solely for use at the company’s presentation. The information contained in this document has not been independently verified. No representation or warranty express or implied is made as to, and no reliance should be placed

  3. Slide 3: Net profit (NIS mil)

    Net profit - (NIS mil) 295 280 270 260 251 245 Q1 Q2 Q3 Q4 Q1 Q2 2012 2013 3

  4. Slide 4: Equity (NIS bil)

    Equity (NIS bil) 9.34 8.81 31.12.2012 30.6.2013 4

  5. Slide 5: Net profit – ROE

    Net profit – ROE 14.3% 11.9% H1-2012 H1-2013 5

  6. Slide 6: Non interest revenues (NIS mil)

    Non interest revenues (NIS mil) 707 728 81 -36 13 13 Operating commissions Non-interest financing Other income revenues H1-2012 H1 2012 H1-2013 H1 2013 6

  7. Slide 7: Operating and other expenses (NIS mil)

    Operating and other expenses (NIS mil) 874 3 9% increase in operating and other expenses 3.9% 842 318 338 210 211 Salaries Building & Equipment Others maintenance & depreciation H1-2012 0 H1-2013 0 3 7

  8. Slide 8: Cost/income Ratio

    Cost/income Ratio 60.3% 59.4% 59.4% 56.1% 6 1% 57 0% 57.0% 54.8% Q1 Q2 Q3 Q4 Q1 Q2 2012 2013 8

  9. Slide 9: Loans to the public (NIS bil)

    Loans to the public (NIS bil) 132.9 128.7 119.3 107 0 107.0 95.2 31.12.2009 31.12.2010 31.12.2011 31.12.2012 30.6.2013 9

  10. Slide 10: Deposits from the public (NIS bil)

    Deposits from the public (NIS bil) 135.7 128.5 119.2 106.0 95.0 31.12.2009 31.12.2010 31.12.2011 31.12.2012 30.6.2013 10

  11. Slide 11: Provisions/loans to the public

    Provisions/loans to the public 11

  12. Slide 12: Capital adequacy – Basel II Tier I

    Capital adequacy – Basel II 13.35% 12.89% 8.74% Tier I 8.55% 31.12.2012 30.6.2013 12

  13. Slide 13: Dividend (NIS Mil)

    Dividend (NIS. Mil) Year Ammount 2004 130 2006 325 2007 400 2008 150 2010 200 2011 120 2013 75 Total 1,400 13

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