Slide 1: Presentation October 2026
Presentation October 2026
Slide 2: Who We Are
Who We Are • Leading retailer in toys, home goods, stationery, and seasonal products. The assortment (c. 35.000 SKU’s) serves home and family needs throughout the year. • Large stores (9.000sqm) bring a wide range of everyday and seasonal products together in one destination. • Integrated supply cha
Slide 3: Business Model & Strengths
Business Model & Strengths • Value-for-money retail model supported by scale and efficiency. • Centralized procurement and owned logistics space. • Disciplined capex and strong free cash flow generation.
Slide 4: H1 2026 Financial Highlights
H1 2026 Financial Highlights € 519.26m 53.53% €120.65m Group sales H1 2026 gross margin Group net profit +4.42% year on year -33 bps year on year +2.96% year on year € 546.14m cash and cash equivalents at 30 June 2026 The Group has no bank debt. Romania: RON depreciation and absorption of higher VAT
Slide 5: Regional performance (H1 2026)
Regional performance (H1 2026) Market Sales, €m Share of Group Year on year Greece 323.83 62.4% +7.08% Cyprus 57.11 11.0% +3.92% Bulgaria 48.21 9.3% +10.78% Romania 90.11 17.4% −6.50% Sales to Franchisees: EUR 43 mil vs. EUR 38 mil EUR (+ 13% y-o-y)
Slide 6: Cash Distributions in 2026
Cash Distributions in 2026 €2.20 €295.57m total gross cash per share in 2026 total cash distributions including new payment Component Gross per share Timing Extraordinary distribution €0.50 Paid March 2026 FY2025 dividend €0.70 Paid July 2026 New extraordinary distribution €1.00 Payment from 20 Nov
Slide 7: Budget breakdown
Budget breakdown 2026 budget calls for +5% sales growth and €310-320m net profit. • Greece acting as the strongest link which accounts for 60% of sales and profits. The introduction of E3 per product class on cross border shipments acts as a tail wind • Romania as the weakest link on tough macro bac
Slide 8: 9-month performance
9-month performance 9-month sales increased approximately 6% year on year. Country September 2026 (YoY) 9m 2026 (YoY) Greece +9% +8% Cyprus +15% +7% Bulgaria +15% +14% Romania -3% -5% Group +8% +6%
Slide 9: Store Rollout
Store Rollout October 2026: Baia Mare hyper store scheduled to open in Romania. 2027: further openings planned in Romania and Cyprus. Greece: four stores in preparation, with openings expected in 2028. Bulgaria: one additional hyper store within the next two years. Romania: our objective t
Slide 10: Franchise system
Franchise system Our franchise partners currently operate 48 stores across 7 countries. (Albania, Kosovo, Serbia, North Macedonia, Bosnia and Herzegovina, Montenegro and Israel) • JUMBO supplies partners and earns royalties. Our partners store turnover is not consolidated in Group revenue. • Partn
Slide 11: Strategic Investments
Strategic Investments • Significant investments in cybersecurity, AI tools, and ERP system modernization • Infrastructure strengthening is a key strategic priority. In this context, Jumbo has pre- agreed the acquisition of a 60.000 sqm Giga distribution center in Romania to optimize local supply. In
Slide 12: Consolidated Financial Highlights
Consolidated Financial Highlights Jum bo (€ m ) Sum m ary P&L Account 30.06.2025 30.06.2026 Turnover 497 8,0% 519 4,4% COGS (229) (241) Gross Profit 268 5,3% 278 3,8% Gross Margin 53,9% 53,5% Other operating income 8 9 General & Administrative Expenses (111) 4,9% (117) 6,1% EBITDA 165 0,42% 170 2,81
Slide 13: Consolidated Financial Highlights
Consolidated Financial Highlights Balance Sheet (€m ) Cash Flow (€m ) 30/6/2025 30/6/2026 31/12/2025 30/6/2026 Cash generated 142,2 148,7 Cash and Other current financial assets 539,6 547,9 Trade receivables 75,2 86,0 Changes in current assets and current liabilities (107,6) (69,1) Inventories 310,5
Slide 14: Consolidated Financial Highlights
Consolidated Financial Highlights Jum bo (€ m ) Sum m ary P&L Account 31.12.2023 31.12.2024 31.12.2025 Turnover 1.081 14% 1.150 6% 1.233 7% COGS (478) (510) (558) Gross Profit 603 14% 639 6% 675 5% Gross Margin 55,8% 55,6% 54,7% Other operating income 8 22 16 General & Administrative Expenses (213)
Slide 15: Consolidated Financial Highlights
Consolidated Financial Highlights Balance Sheet (€m ) Cash Flow (€m ) 31/12/2024 31/12/2025 31/12/2024 31/12/2025 Cash and Other current financial assets 447,8 539,6 Cash generated 351,3 358,1 Trade receivables 77,0 75,2 Changes in current assets and current liabilities (50,6) (61,2) Inventories 260
Slide 16: Info & Contact
Info & Contact For more information please visit our Investor Relations Web Site https://corporate.e-jumbo.gr/en/ IR Contact: Amalia Karamitsoli ir@jumbo.gr tel: +30 210 4805267