Senshu Ikeda Holdings,inc. · TSE:8714
Senshu Ikeda Holdings,inc — FY2025 Earnings Presentation
20 slides from Senshu Ikeda Holdings,inc's earnings presentation, Jun 2, 2026
Slide 1: FY2025 Financial Results Presentation Meeting
Note: This document has been translated from a part of the Japanese original for reference purposes only. In the event of any discrepancy between this translated document and the Japanese original, the original shall prevail. <FY2025 Financial Results Presentation Meeting> Business Strategies of Sen
Slide 2: Key Messages
Key Messages FY2025 Financial Results, the Fifth Medium-Term Business Plan Plus (FY2024-FY2025) ⚫ Achieved targets for the final year of the Fifth Medium-Term Business Plan Plus: Profit attributable to owners of parent amounted to ¥17.3 billion and ROE increased to 7.1% ✓ Solution consulting cases (
Slide 3: Financial Results for FY2025 - Overview of Profit and Loss
Financial Results for FY2025 - Overview of Profit and Loss Profit increased, driven primarily by the growth in interest income. We replaced part of our holdings in yen-denominated debt securities using the increase in interest on securities to improve the yield on our portfolio. ■Senshu Ikeda Holdin
Slide 4: Financial Results for FY2025 - Overview of the Balance Sheet
Financial Results for FY2025 - Overview of the Balance Sheet Loan and deposit balances steadily increased. The spread between loan and deposit interest rates widened primarily due to the rising interest rates on floating-rate loans, which account for approximately 80% of our loans. Balance Sheet of
Slide 5: Financial Results Forecast for FY2026
Financial Results Forecast for FY2026 Senshu Ikeda Holdings forecasts consolidated profit of ¥19.1 bn, up 10% year on year. The Senshu Ikeda Bank (non-consolidated) expects net credit costs of ¥2.5 bn, up ¥1.1 bn year on year. Year-on-year change in profit - Senshu Ikeda Holdings Profit (Billion yen
Slide 6: Long-Term Management Strategy Sixth Medium-Term Business Plan
Long-Term Management Strategy Sixth Medium-Term Business Plan
Slide 7: Establishment of Purpose
Establishment of Purpose In March 2026, we established the Purpose embodying our aspirations for the future by reexamining our unique identity. Engage wholeheartedly, pursue collaboratively, and blaze a trail into the future —More exciting, more vibrant— The meaning conveyed by the three phrases “En
Slide 8: Management Principle Framework (Purpose, Tagline, Ideal State 10 Years from Now)
Management Principle Framework (Purpose, Tagline, Ideal State 10 Years from Now) Formulated a Long-term Management Strategy (ideal state 10 years from now) embodying the Management Principle and Purpose. Management Principle Purpose Tagline (succinctly expressing the aspirations embodied in the Purp
Slide 9: External Environment, Organizing Materiality
External Environment, Organizing Materiality Organized the materiality (key management issues) into the following six items, considering the ideal state and external environmental changes. External Environment: Impact on stakeholders Our Materiality PEST Analysis Politics Corporate ・Business success
Slide 10: Overview of Long-Term Management Strategy
Overview of Long-Term Management Strategy Positioning of Sixth Medium-Term Business Plan Formulated the Long-Term Management Strategy and the three-year Sixth Medium-Term Business Plan, through both forecasting and backcasting approaches, toward the ideal state. Strive to become a group that “endear
Slide 11: The Company's Profit Growth
The Company’s Profit Growth Raised the ROE target for FY2028 to 10%. Aim for an ROE consistently exceeding the cost of capital (consistently 10% or higher). Assuming a policy interest rate of 1.25% for FY2028 (currently 0.75%), target an ROE of 10% and profit attributable to owners of parent of ¥30.
Slide 12: Sixth Medium-Term Business Plan
Sixth Medium-Term Business Plan (FY2025-FY2028)
Slide 13: Overview of Sixth Medium-Term Business Plan Key Strategies and Target Performance Indicators
Overview of Sixth Medium-Term Business Plan Key Strategies and Target Performance Indicators Further expand the foundation for sustainable growth by strengthening core businesses and diversifying the revenue structure (organic + inorganic*). Sixth Medium-Term Business Plan (FY2026–FY2028) Open a New
Slide 14: Pursue community-oriented solutions-based sales
Value creation and growth strategy Pursue community-oriented solutions-based sales (strategy for corporate customers) Deploy sales personnel, mainly in central Osaka, to strengthen activities to gain new customers and become the main bank. Aim for outstanding loans of ¥1 trillion at branches in Osak
Slide 15: Diversify revenue structure
Value creation and growth strategy Diversify revenue structure (business succession, M&A, equity business) Deepen comprehensive solutions and expand financing and support services that strengthen regional financial capabilities, including business succession and support for local listed companies. K
Slide 16: Senshu Ikeda-Shiga Alliance
Value creation and growth strategy Senshu Ikeda-Shiga Alliance Through a capital and business alliance, formalize medium- to long-term collaborative relationships to further strengthen regional financial capabilities and contribute to local communities ⚫ With the Company mainly serving Osaka and Hyo
Slide 17: Financial Capital Dividend Strategy, Shareholder Returns
Management Foundation Enhancement Strategy Financial Capital Dividend Strategy, Shareholder Returns Aim for balance among strengthening of equity capital, growth investments, and shareholder returns. The plan is for shareholder returns with a dividend payout ratio of 40% as a guideline. Shareholder
Slide 18: Reference Materials
Reference Materials
Slide 19: Group's Brand Personality and Brand Style
Group’s Brand Personality and Brand Style Established the Brand Personality and Brand Style based on the Purpose to gain the support of internal and external stakeholders. Human Engage sincerely as a member of the community. Brand Personality Approach everything with determination and Ambitious “Wha
Slide 20: Sixth Medium-Term Business Plan: Key Strategies
Sixth Medium-Term Business Plan: Key Strategies Bring excitement to the future. ⚫ This document contains future financial results, targets, plans, and other statements about the future. ⚫ These statements are presented based on the information available at the time of preparation of this document on