Afp Habitat Sa · BCS:HABITAT
Afp Habitat Sa — Q2 2025 Earnings Presentation
12 slides from Afp Habitat Sa's earnings presentation, June 2025
Slide 1: Company Presentation Q2-2025 Results
Company Presentation Q2-2025 Results June 2025
Slide 2: Key Indicators
Key Indicators Habitat Contributors [Q] Habitat Contributors Market share [%] Average Base Salary [clp] -0,3% +6,5% -0,1% 16,6% 16,4% 1.442.294 1.536.211 jun-24 jun-25 jun-24 jun-25 jun-24 jun-25 Total AUM [MM clp] APV AUM [MM clp] CAV AUM [MM clp] +12,7% +8,7% +3,5% 53.976.730 2.033.705 805.164 833
Slide 3: Income Statements
Income Statements Current Exercise Last Exercise Dif % INCOME STATEMENT [M$ clp] Jun 2025 Jun 2024 Jun 25 / Jun 24 Ordinary Revenues 130.843.587 124.752.953 4,9% Employee related Expenses (less) -28.736.482 -26.444.306 8,7% Other operating expenses (less) -18.684.035 -17.789.913 5,0% Depreciation an
Slide 4: Financial Indicators
Financial Indicators REVENUES [MM clp/ Year] EBITDAR [MM clp/ Year] +4,9% 251.523 -1,4% 239.425 163.784 167.624 124.753 130.844 84.010 82.851 dic-23 jun-24 dic-24 jun-25 dic-23 jun-24 dic-24 jun-25 EBITDA [MM clp/ Year] NET PROFIT [MM clp/ Year] +19,5% +22,7% 197.029 208.069 131.600 140.146 116.849
Slide 5: AFP Habitat: Nominal Return on Investment Chile
AFP Habitat: Nominal Return on Investment Chile 2nd place for D and E Funds, 3rd place for A Fund, and 4th place for B and C Funds in the last 36 months (July 2022 – June 2025). Fund E Fund A Fund B Fund C Fund D AFP Most Most Risky Risky Intermediate Conservative Conservative Capital 9,56% 9,56% 8,
Slide 6: Revenues Breakdown
Revenues Breakdown Current Exercise Last Exercise VAR VAR % Ordinary Incomes [$MM clp] Jun 2025 Jun 2024 Jun 25/ Jun 24 Jun 25/ Jun 24 Total Fees Revenues 130.765 124.660 6.105 4,9% Fees form Mandatory Contributions[8] 121.098 115.585 5.513 4,8% Fees for APV 310 293 17 5,9% Fees for CAV 3.173 2.904
Slide 7: Operating Expenses Breakdown
Operating Expenses Breakdown Current Exercise Last Exercise VAR VAR % Employee Expenses [$MM clp] Jun 2025 Jun 2024 Jun 25 / Jun 24 Jun 25 / Jun 24 Administrative Staff Wages and Salaries -14.004 -13.118 886 6,8% Sales Staff Wages and Salaries -8.571 -7.555 1.016 13,5% Short – term Employee Benefits
Slide 8: Balance
Balance Current Last Exercise Dif % Jun 25 / ASSETS [M$ clp] Exercise Jun Jun 2024 Jun 24 2025 Cash and Equivalents 27.548.974 30.834.834 -10,7% Financial assets at fair value through profit or loss 29.036.081 24.206.920 19,9% Commercial Debtors and Accounts Receivables, Net 12.133.279 13.650.585 -1
Slide 9: Industry Overview: AFP Habitat managed the biggest amount of total Assets
Industry Overview: AFP Habitat managed the biggest amount of total Assets, with a market share of 27,1%. Total Assets Under Management (Jun-2025) Market share UNO $ CLP MM CAPITAL PROVIDA 1,6% 53.976.730 18,8% 20,8% 41.438.748 37.427.953 34.939.824 PLANVITAL 6,2% 17,5% CUPRUM 15.904.326 12.333.930 8
Slide 10: Industry Overview: AFP Habitat it´s the third AFP with bigger quantity of Contributors
Industry Overview: AFP Habitat it´s the third AFP with bigger quantity of Contributors, with a market share of 16,4% at the end of June 2025. Affiliates Contributors UNO UNO CAPITAL CAPITAL 9,8% 11,9% (568.962) 13,0% CUPRUM (755.735) CUPRUM (1.435.705) 4,7% 6,5% 10,8% PROVIDA (374.995) PROVIDA (560.
Slide 11: Industry Overview: AFP Habitat has increased in 2,7% the base salary since December 2024
Industry Overview: AFP Habitat has increased in 2,7% the base salary since December 2024. Average Salary Base [clp] 1.434.809 CAPITAL +2,7% 2.207.853 CUPRUM 1.495.217 1.536.211 1.391.039 1.536.211 HABITAT HABITAT 1.127.365 MODELO 1.138.117 PLANVITAL 2023 2024 jun-25 1.108.542 PROVIDA 923.795 UNO +4,
Slide 12: Stock Performance
Stock Performance Stock Price [$ CLP] 1.500 1.091 925 910 938 910 855 1.000 814 800 825 610 670 506 466 484 500 630 696 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 06/25 Market Cap [$ USD Billions] 1,93 +35,2% 2,0 1,50 1,52 1,5 1,30 1,21 1,33 1,20 1,31 1,15 1,17 0,90 0