Cnb Financial Corporation · NASDAQ:CCNE
Cnb Financial — Shareholder Meeting (April 2018)
16 slides from Cnb Financial's shareholder meeting presentation, Apr 16, 2018
Slide 1: Annual Shareholder Meeting April 17, 2018
Exhibit 99.1 AnnualShareholder Meeting April17,2018
Slide 2: 2017 Earnings and Earnings Metrics
2017 Earnings and Earnings Metrics The table below provides a reconciliation of CNB Financial Corporation’s annual earnings and earnings metrics under U.S. generally accepted accounting principles (U.S. GAAP) to the comparative results excluding the impact of the revaluation of the deferred tax asse
Slide 3: Stable Net Interest Margin
CNG Stable Net Interest Margin eee ee 4.43 432 428 4.52 4.50 - 4.15 i . —__, —a- _ »—4 4.00 — > _—— ee ~-- 3.50 + 3.82 3.73 3.78 3.81 3.00 - 3.49 3.47 2.50 4 2.00 = 1.50 4 1.00 | indians | 1.08 —k _ —*— O50 0.79 Ovi Ovi 0.69 8? 0.00 = 1 T T T 2012Y 2013Y 2014Y 2015Y 2016Y 2017Y —— Net Interest Margi
Slide 4: Strong Capital Levels
Strong Capital Levels Tangible Common Tier 1 Risk-Based Ratio Equity/Tangible Assets Leverage Ratio Total Risk-Based Ratio 4
Slide 5: History of CNB Financial
History of CNB Financial 2017: 1984: Forms 1865: County CNB Financial Common 2010: Joseph Bower 2016: National Bank Corporation 2006: Conversion becomes CEO after 2015: 150 th Subordinated equity raise of of Clearfield holding to a state banking retirement of Anniversary Debt raise of $20 million es
Slide 6: Strategic Principles
Strategic Principles The Board and managementidentified three strategic principles that will result in CNB’s ongoingability to ProduceSignificant Rewards. 1. Be the Source of Exceptional Experiences 2. Foster an Environment of Leadership 3. Position for Long-Term Growth 6
Slide 7: Be the Source of Exceptional Experiences
Be the Source of Exceptional Experiences Financial products and services tend to be commodities until we provide a caring level of service and assistance that transforms them into individual solutions for life-long customer needs. Our vision is to find ways to accomplish this goal and say yes when p
Slide 8: Foster an Environment of Leadership
Foster an Environment of Leadership Our purpose goes well beyond acting as merchants of financial products and services to providing leadership for our industry and communities in which our employees and customers reside and operate. Such leadership is manifested in activities, expertise, and contri
Slide 9: Position for Long-Term Growth
Position for Long-Term Growth Our approach to positioning the growth of the company is to invest in markets and locations that provide substantial growth opportunities for each of our lines of business. We must invest in new markets and innovative branding in communities of a size that will provide
Slide 10: Strategic Principles
Strategic Principles These strategic principles will directly impact our culture and promote activities in support of consistent value creation and enhanced financial performance. In executing these principles, we will become the company we wish to be and perform in a manner that distinguishes us fr
Slide 11: CNB Bank
CNB Bank On February 24, 2017, CNB expanded its market presence in Central Pennsylvania with a full-service office in Blair County. The new community office is conveniently located in Duncansville, off Plank Road, near Convention Center Boulevard. In June 2017, twenty employees successfully graduate
Slide 12: ERIEBANK, a division of CNB Bank
ERIEBANK, a division of CNB Bank In February 2017, ERIEBANK opened a new community office in Ashtabula, Ohio. The new 4,200 square foot facility represents a significant expansion of the commercial banking services ERIEBANK first began offering to Ashtabula businesses in 2014. In March, 2017, the fo
Slide 13: FCBank, a division of CNB Bank
FCBank, a division of CNB Bank FCBank, a division of CNB Bank, is headquartered in Worthington, Ohio with seven full service offices in the communities of Bucyrus, Shiloh, Cardington, Fredericktown, Worthington, Dublin, and Upper Arlington, plus one loan production office in Lancaster, Ohio FCBankhe
Slide 14: Bank on Buffalo, a division of CNB Bank
Bank on Buffalo, a division of CNB Bank BankOnBuffalo, a division of CNB Bank, experienced major growth in 2017. The newest bank in the Buffalo area opened its first full- service office within the Electric Tower in downtown Buffalo on February 21, 2017. In April, 2017 the formation of a BankOnBuffa
Slide 15: CNB Financial Corporation March 31, 2018
CNB Financial Corporation March 31, 2018 {dollars in thousands} March31,2018 December 31, 2017 Total Assets $2,908,883 $2,768,773 Loans $2,276,124 $2,145,959 Deposits $2,210,055 $2,167,815 Quarter ended March 31, 2018 2017 Net interest income $24,100 $21,202 Net income $ 7,097 $ 6,480 Earnings per s
Slide 16: Annual Shareholder Meeting April 17, 2018
Annual Shareholder Meeting April 17, 2018