National Bank Holdings Corporation · NYSE:NBHC

National Bank — Investor Presentation (November 2013)

32 slides from National Bank's investor presentation, Nov 15, 2013

  1. Slide 1: Investor Presentation November 2013

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Investor Presentation November 2013

  2. Slide 2: Forward-Looking Statements

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Forward-Looking Statements This pres

  3. Slide 3: Company Overview

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Company Overview

  4. Slide 4: A Foundation For Growth

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 A Foundation For Growth  Raised $97

  5. Slide 5: NBH Management Team

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 NBH Management Team 5  Head of M&A

  6. Slide 6: Accomplished Board of Directors

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 6 Accomplished Board of Directors Ti

  7. Slide 7: Our Objectives

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 7 Acquisition Growth Organic Growth

  8. Slide 8: Investment Highlights

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Investment Highlights 8 Disciplined

  9. Slide 9: Attractive Footprint

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 9 Attractive Footprint Bank Holding

  10. Slide 10: Key Statistics by MSA, 2012

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 U.S. Population (mm) 313.1 2.1 2.6 4

  11. Slide 11: Proven Acquirer – Unassisted and FDIC-Assisted Transactions

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 2.2 % 3.0 % 3.6 % Bank Midwest Natio

  12. Slide 12: Acquisition Opportunity: In Market and Market Extension

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 In Market Total Market Extension Mar

  13. Slide 13: Well Positioned to Capture Fair Share of Market

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 KC MSA $ 46.0 Colorado Front Range 8

  14. Slide 14: New Leadership Hires

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 14 New Leadership Hires Treasurer M&

  15. Slide 15: Accomplishments to Date

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 15 Accomplishments to Date  Complet

  16. Slide 16: Financial Overview

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Financial Overview

  17. Slide 17: Third Quarter Earnings Summary

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 17 Third Quarter Earnings Summary 

  18. Slide 18: Off to a Great Start

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 $ 0.59 $18.82 $17.60 $19.55 $19.62 $

  19. Slide 19: Low-Risk Balance Sheet

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Covered $309 Non- Covered $204 New O

  20. Slide 20: High Quality and Growing Strategic Loan Portfolio

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 $1,189 $711 $612 $496 $413 YE11 YE12

  21. Slide 21: Credit Quality Improving

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 21 310-30 Loan Pools Accretable Yiel

  22. Slide 22: Growing Low Cost Transaction Accounts

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 22 Growing Low Cost Transaction Acco

  23. Slide 23: P&L Metrics

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 23 P&L Metrics Strong Yields on Loan

  24. Slide 24: Net Interest Income Sensitivity

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 24 Net Interest Income Sensitivity N

  25. Slide 25: Looking Ahead

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Looking Ahead

  26. Slide 26: Organic Earnings Potential

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 26 Organic Earnings Potential ROATA

  27. Slide 27: Key Long-Term Financial Targets

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 27 Key Long-Term Financial Targets A

  28. Slide 28: Investment Highlights

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Investment Highlights 28 Disciplined

  29. Slide 29: Appendix

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Appendix

  30. Slide 30: Conservative Investment Portfolio

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 31-Dec-11 31-Dec-12 31-Mar-13 30-Jun

  31. Slide 31: Reconciliation of Non-GAAP Measures

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 31-Dec-11 31-Dec-12 31-Mar-13 30-Jun

  32. Slide 32: Reconciliation of Non-GAAP Measures (cont'd)

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 32 Reconciliation of Non-GAAP Measur

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