Icici Prudential Asset Management Company Ltd. · NSE:ICICIAMC
Icici Prudential Asset Management — Investor Presentation (July 2025)
20 slides from Icici Prudential Asset Management's investor presentation, Jul 25, 2025
Slide 1: Invest in ICICI Prudential Balanced Advantage Fund
E la fidermtr Bat 85 at ke MUTUAL FUND Invest in ICICI Prudential 0723 Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Slide 2: Equity Remained Volatile In The Past
Equity Remained Volatile In The Past 120% BSE Sensex Calendar Year Return (44 Years) 101% 96% 100% 72% 76% 80% 64% 60% 50% 51% 47%46% 41% 34% 30% 40% 29% 28% 28% 25% 28% 18% 22% 18% 13% 17% 14%16% 20% 12% 12% 8% 4% 7% 8% 4% 4% 8% 5% 2% 6% 4% 0% -1% -20% -18% -21% -17% -18% -23% -25% -40% -60% -52% 1
Slide 3: Major Factors Building Up Volatility In The Near Term
Major Factors Building Up Volatility In The Near Term Global Macro Economic Developments Political Events Quarterly Results Growth Concerns FII Flows Movement RBI/ Government Policy Unknown VOLATILITY (Pandemic) Volatility is the only Certainty going ahead!! FII – Foreign Institutional Investor, RBI
Slide 4: Which Is More Likely?
Which Is More Likely? One Way Upward Sloping but Volatile Value Value Time Time For illustrative purpose only. 4
Slide 5: Sensex’s ECG
Sensex’s ECG 20% Daily Returns BSE Sensex 15% 10% 5% 0% -5% -10% -15% -20% Source: MFIE, Daily Return of BSE Sensex Since 2nd January 1980 till June 30, 2025. Past Performance may or may not be sustained in future. For their standard disclaimer please visit http://www.icraonline.com/legal/standard-d
Slide 6: Buy Low & Sell High - Sounds Very Easy??
Buy Low & Sell High - Sounds Very Easy?? But How to decide “When to enter & when to exit” Greed & Fear - Psychological Barriers • We often end up doing exactly the opposite. Static v/s Dynamic Asset Allocation – Challenges? • Exit Load structure of the scheme • Taxation on gains • Frequency of re-ba
Slide 7: So, What Is The Solution?
So, What Is The Solution? In house Price / Book Value Model (P/BV) A model that allows “Buying Low and Selling High” while keeping human emotions aside EQUITY VALUATION EQUITY VALUATION COMES DOWN GOES UP AIMS TO INCREASE AIMS TO REDUCE EQUITY EXPOSURE EQUITY EXPOSURE • Price to book value is less v
Slide 8: ICICI Prudential Balanced Advantage Fund
ICICI Prudential Balanced Advantage Fund • ICICI Prudential Balanced Advantage Fund (BAF) removes the psychological barrier (Greed & Fear) for its investors. • The Scheme allocates Higher in Equity when the Equity Market Valuation is Low and Lower when the Equity Market Valuation is High. Stock Sele
Slide 9: Equity Taxation, But How??
Equity Taxation, But How?? Desired Equity Gross Equity Derivative Net Equity Date P/BV Level (%) Level (%) Position (%) Level (%) Month 1 3.82 47.14 65.00 -17.86 47.14 Month 2 2.76 70.98 71.00 0.00 70.98 Month 3 2.71 77.00 77.00 0.00 77.00 Month 4 2.93 58.00 65.00 -7.00 58.00 Equity Taxation at All
Slide 10: Fund’s Net Equity Levels vis-à-vis BSE Sensex Levels
ICICI Prudential Balanced Advantage Fund’s Net Equity Levels vis-à-vis BSE Sensex Levels BSE Sensex Levels vis-a-vis ICICI Prudential BAF Net Equity Exposure (%) 90000 Net Equity 80 ICICI Prudential Balanced Advantage Fund Net Equity 83,606.5 77.65 Net Equity 85000 77.40 73.7 75 80000 75000 70 Net E
Slide 11: Equity Allocation across Market Cycles
Equity Allocation across Market Cycles BSE Sensex Levels vis-a-vis ICICI Prudential Balanced Advantage Fund net equity exposure (%) Markets attractive Equity Equity resulting in higher exposure exposure trimmed as 95,000.00 equity exposure increased markets 80% ICICI Prudential Balanced Advantage Fu
Slide 12: Journey Till Date…
Journey Till Date… Wealth Creation Journey 690 Rs. 606 (12.5% CAGR) 590 Average Monthly Net Rs. 613 Equity Levels of (12.5% CAGR) IPRU BAF: 490 Rebased to 100 50.6% 390 Rs. 491 (10.9% CAGR) 290 190 Rs. 100 90 2010 2011 2013 2014 2019 2021 2022 2024 2010 2012 2013 2015 2016 2016 2017 2018 2019 2020 2
Slide 13: Long Term Performance as on June 30, 2025
Long Term Performance as on June 30, 2025 1 Year 3 Year 5 Year Since inception* Scheme/ Benchmark CAGR Value of CAGR Value of Value of Value of CAGR (%) CAGR (%) (%) Rs. 10000 (%) Rs. 10000 Rs. 10000 Rs. 10000 IPRU Balanced 10.12 11018.26 14.89 15170.65 16.02 21028.33 11.44 74230.00 Advantage Fund C
Slide 14: Let’s Look At It Once Again…
Let’s Look At It Once Again… But How to decide “When to enter & when to exit” Pre- determined Matrix to Greed & Fear - Psychological Barriers decide Equity • We often end up doing exactly the opposite. Levels Static v/s Dynamic Asset Allocation – Challenges? *No Exit Load Within • Exit Load structur
Slide 15: Need for Regular Cash Flow?? Opt for Systematic Withdrawal Plan (SWP)
Need for Regular Cash Flow?? Opt for Systematic Withdrawal Plan (SWP) Invest in ICICI Prudential Balanced Advantage Fund- 1 Growth Option Opt for SWP (Systematic Withdrawal Plan) 2 3 Options Available: SWP from 2nd Month or 13th 3 Month or any other specified date** SWP Amount : ***Facility to Withd
Slide 16: ICICI Prudential Balanced Advantage Fund - SWP
ICICI Prudential Balanced Advantage Fund - SWP Regular No Cash Flow TDS *No Exit Tax Load for Efficiency Early Withdrawal SWP allows investors to withdraw a fixed Generating a cash flow of 9% p.a. of the sum of money periodically (in this case Capital Invested, for example Rs 1,80,000 0.75% of the i
Slide 17: To Summarise
To Summarise • ICICI PRUDENTIAL BALANCED ADVANTAGE FUND IS A PRODUCT DESIGNED TO “Benefit out of Volatility” • BUY LOW, SELL HIGH • POTENTIAL TO GENERATE *ALPHA & IN “Full Market Cycle” • Falling Market: Reduce Down-side • Rising Market: Participate in Market rally • TAX EFFICIENT GAINS • AN ALL SEA
Slide 18: Scheme Features
Scheme Features Type of Scheme An Open Ended Dynamic Asset Allocation Fund Plans ICICI Prudential Balanced Advantage Fund - Regular & ICICI Prudential Balanced Advantage Fund - Direct Options Growth and IDCW* (*IDCW Payout/ Reinvestment available) Minimum Application Amount Rs. 500 (plus in multiple
Slide 19: Scheme & Benchmark Riskometers
Scheme & Benchmark Riskometers *In case the unit holder has opted for IDCW payout option, the minimum amount for IDCW payout shall be 100 (net of IDCW distribution tax and other statutory levy, if any), else the IDCW would be mandatorily reinvested. With effect from 3.00 P.M. on December 19, 2018, s
Slide 20: Disclaimer
Disclaimer Mutual Fund investments are subject to market risks, read all scheme related documents carefully. All figures and other data given in this document are dated as on June 30, 2025 unless otherwise mentioned The same may or may not be relevant at a future date. The information shall not be a
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