Home Bancshares, Inc. · NYSE:HOMB
Home Bancshares — HOMB Office Fireside Chat (September 2020)
11 slides from Home Bancshares's conference presentation, Sep 15, 2020
Slide 1: HOMB Office Fireside Chat September 2020
HOMB Office Fireside Chat 15 September 2020
Slide 2: Forward Looking Statement
Forward Looking Statement This presentation may contain forward-looking statements regarding the Company’s plans, expectations, goals and outlook for the future. Statements in this presentation that are not historical facts should be considered forward-looking statements within the meaning of the Pr
Slide 3: Centennial Bank Office Portfolio Geography
Centennial Bank Office Portfolio Geography 363 Loans with the Largest Loan at $66MM, and Only 12 Loans Over $10MM Overall balance of $635MM over 9.0MM SF, averaging $70/SF. One outlier CCFG loan in CA for $44MM, which is 59% LTV, but high $/SF. Without this loan, average drops to $66/SF. Low Leverag
Slide 4: Stratifications
Centennial Bank Office Portfolio Stratifications $ Outstanding as of 7/31/20 Class A $306MM (48%) 3.2MM SF $95/SF Class B $290MM (46%) 5.0MM SF $57/SF Class C $39MM (6%) 739M SF $53/SF Class High (10 floors+) $21MM (3%) 780M SF $27/SF Rural $31MM (5%) 307M SF $100/SF Suburban $295MM (46%) 4.6MM SF $
Slide 5: Stratifications: Class B, Suburban, Low rise
Centennial Bank Office Portfolio Stratifications Likely suspects: Class B, Suburban, Low rise, multiple building parks Property Size # Outstanding ($MM) $/SF Less than 20,000 SF 282 $185 $98 20,000-50,000 SF 53 $104 $67 50,000-100,000 SF 15 $101 $100 Over 100,000 SF 13 $245 $53 TOTALS 363 $635 $70 W
Slide 6: Stratifications: % of Rents by Maturity Schedule – Rollover Risk
Centennial Bank Office Portfolio Stratifications % of Rents by Maturity Schedule – A Look at Rollover Risk Property Type # Outstanding ($MM) SF % of Rents Maturing by Year 2020 2021 2022 2023 2024 2025-2030 After 2030 PORTFOLIO 363 $635 9.0MM 17% 16% 11% 10% 9% 29% 8% Specific Tenant Types: Governme
Slide 7: Office CRE Deferrals
Office CRE Deferrals Liberal with first 90-day deferral, but second 90-day process involved robust information gathering, and approval process similar to new loan request As of July 31, 2020, deferrals in the Office portfolio had decreased to $96MM, or 15%, of the $635MM balance. This balance has fu
Slide 8: WA LTV by CRE Property Type
Centennial Bank WA LTV by CRE Property Type
Slide 9: WA LTV by Geography
Centennial Bank WA LTV by Geography
Slide 10: Contact Information
Contact Information Corporate Headquarters Home BancShares, Inc. 719 Harkrider Street, Suite 100 P.O. Box 966 Conway, AR 72033 Financial Information Donna Townsell Director of Investor Relations (501) 328-4625 Website www.homebancshares.com
Slide 11: | September 2020 www.homebancshares.com
NASDAQ: HOMB | September 2020 www.homebancshares.com
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