Slide 1: Net Income - 5 Quarter Trend
Net Income - 5 Quarter Trend wn = Se co 2 Z = = = A | F Q2 2021 Q3 2021 Q4 2021 QI 2022 Q2 2022
Slide 2: Pre-tax income, excluding provision for credit losses (non-GAAP) - 5 Quarter Trend
Pre-tax income, excluding provision for credit losses, (non-GAAP) - 5 Quarter Trend $180 $160 $140 $134.4 $120 2 e = z I a $100 $80 $60 T T T T T Q2 2021 Q3 2021 Q4 2021 QI 2022 Q2 2022 Pre-Tax, Pre-Provision Income (non-GAAP) ==@-= Pre-Tax, Pre-Provision Income, Adjusted for Changes in Fair Value o
Slide 3: Pre-tax income, excluding provision for credit losses (non-GAAP) - Q2 2022 compared to Q1 2022
Pre-tax income, excluding provision for credit losses (non-GAAP) - Q2 2022 compared to Q1 2022 $38.5 $177.8 , L (39) —= — $5.0 $5.0) $2.5) ees eee $(8.4) 2 Z = | z = F T T T T T T T T QI 2022 Net Mortgage Gains/Losses Loss Allother Salaries Advertising Allother Q2 2022 Interest Banking on related to
Slide 4: Net Interest Income
Net Interest Income - 5 Quarter Trend a |} = z A | a T T T T T Q2 2021 Q3 2021 Q4 2021 QI 2022 Q2 2022
Slide 5: Tangible Book Value per Common Share (non-GAAP)
Tangible Book Value per Common Share (non-GAAP) - 5 Quarter Trend Q2 2021 Q3 2021 Q4 2021 QI 2022 Q2 2022
Slide 6: Total Assets
Total Assets - 5 Quarter Trend 2 < = a = a T T T T T Q2 2021 Q3 2021 Q4 2021 QI 2022 Q2 2022
Slide 7: Total Loans
Total Loans - 5 Quarter Trend 2 | = a & a T T T T T Q2 2021 Q3 2021 Q4 2021 QI 2022 Q2 2022 Total Loans, excluding PPP loans PPP Loans
Slide 8: Total Deposits
Total Deposits - 5 Quarter Trend 2 < = a & a T T T T T Q2 2021 Q3 2021 Q4 2021 QI 2022 Q2 2022
Slide 9: Total Interest-Bearing Deposits with Banks, Securities Purchased under Resale Agreements and Cash Equivalents
*Total Interest-Bearing Deposits with Banks, Securities Purchased under Resale Agreements and Cash Equivalents
Slide 10: Non-Performing Assets as a percentage of Total Assets
Non-Performing Assets as a percentage of Total Assets - 5 Quarter Trend T T T T T Q2 2021 Q3 2021 Q4 2021 QI 2022 Q2 2022
Slide 11: Annualized Quarterly Net Charge-Offs as a percentage of Average Total Loans
Annualized Quarterly Net Charge-Offs as a percentage of Average Total Loans - 5 Quarter Trend e 0.00% e @ Q2 2021 Q3 2021 Q4 2021 QI 2022 Q2 2022
Slide 12: Selected Financial Highlights
Pre-tax income, excluding provision for credit losses (non-GAAP) (2) 152,078 177,786 128,851 (14) 18 Cash dividends declared per common share 0.34 0.34 0.31 — 10 Net interest income 337,804 299,294 279,590 13 21 Net interest margin – fully taxable-equivalent (non-GAAP) (2) 2.93 2.61 2.63 32 30 Retur
Slide 13: Allowance for Credit Losses and Charge-Offs
First Quarter 2022 25 35 152 Third Quarter 2021 0 -2 -1 Provision for credit losses 20,417 4,106 9,299 (7,916) (15,299) 24,523 (60,646) Other adjustments (56) 22 5 (65) 34 (34) 65 Commercial 8,928 1,414 4,431 1,352 3,237 10,342 15,018 Home equity 192 197 135 59 142 389 142 Premium finance receivable