Wintrust Financial Corporation · NASDAQ:WTFC
Wintrust Financial — Q4 2015 Earnings Presentation
8 slides from Wintrust Financial's earnings presentation, Jan 19, 2016
Slide 1: Total Assets
Total Assets 12310 12/31/11 1231212313 1S
Slide 2: Total Loans, excluding covered loans and mortgage loans held-for-sale
Total Loans, excluding covered loans and mortgage loans held-for-sale 8 T ‘ ¥ 12310 12/31/11 1231212313 1S
Slide 3: Five year trend in net income and operating net income
The graph below depicts the Company's five year trend in net income and operating net income. The Company considers acquisition and non-operating compensation charges incurred prior to 2015 to be insignificant.
Slide 4: Highlights of the fourth quarter of 2015
The graphs below illustrate certain highlights of the fourth quarter of 2015.
Slide 5: Operating Net Income, which excludes acquisition and non-operating compensation charges
Operating Net Income, which excludes acquisition and non-operating compensation charges: Q4 2015 compared to Q3 2015 45,000 1,668 43,000 41913 41,000 si9 3516 39.487 E 3000 = e (4,570) (950) 37,000 2.966) 35,000 £ » Q32015 Net Fees from Salaries, OREO Taxes Q4 2015 Interest. Banking Covered Comm, Ex
Slide 6: Loans, excluding covered loans and mortgage loans held-for-sale
Total Loans, excluding covered loans and mortgage loans held-for-sale: Q4 2015 compared to Q3 2015 17,500 261 SAIL) _ 17,000 G2) 16,500 16,000 Q32015 Commercial Mortgage Commercial FIFC Life FIFC P&C Residential Q4 2015 Warehouse Real Estate Real Estate Lending and Other
Slide 7: Total Deposits
19,000 18,800 18,600 18,400 18,200 18,000 Total Deposits: Q4 2015 compared to Q3 2015 Q32015 Non NOWand Wealth Money Savings Time 42015 Interest Interest Management Market Certificates Bearing Bearing DDA of Deposit DDA
Slide 8: Key operating measures and growth rates for the fourth quarter of 2015
Wintrust’s key operating measures and growth rates for the fourth quarter of 2015 , as compared to the sequential and linked quarters are shown in the table below: % or (5) basis point (bp) change from 3rd Quarter % or basis point (bp) change from 4th Quarter Three Months Ended (Dollars in thousands