Augmont Enterprises Limited · NSE:AUGMONT
Augmont Enterprises — Q1 FY27 Earnings Presentation
43 slides from Augmont Enterprises's earnings presentation, Sep 21, 2026
Slide 1: Exchange filing cover letter
Date: 21st September 2026 To, BSE Limited, National Stock Exchange of India Limited, 20th Floor, P.J. Towers, Dalal Street, Exchange Plaza, C-1, Block G, Bandra Kurla Complex, Mumbai – 400001, Maharashtra, India Bandra (E), Mumbai – 400 051, Maharashtra, India BSE Scrip Code: 544888 NSE Scrip Symbol
Slide 2: Q1 FY27 Investor Presentation
Q1 FY27 Investor Presentation
Slide 3: Disclaimer
Disclaimer This presentation and the accompanying slides (the “Presentation”), which have been prepared by Augmont Enterprises Limited (the “Company”), are being furnished solely for information purposes and do not constitute, and should not be construed as, an offer, invitation, recommendation, sol
Slide 4: India's No. 1 Gold Platform
India’s No. 1 Gold Platform* *We have been recognised as India’s ‘Number 1 Gold Platform of the year 2025-2026’ by the India Gold Conference.
Slide 5: Snapshot
Snapshot Key Operational Parameters Key Financial Parameters Q1 FY27 INR in Mn INR in Mn INR in Mn 284 TPA 5,517 189,455.9 841.2 608.5 Refining Retail Touch Revenue from operations EBITDA PAT Capacity* Points* FY26 20 50.6 Mn INR in Mn INR in Mn INR in Mn SPOT Delivery Registered 941,862.1 3,859.5 3
Slide 6: Company Overview, Key Strengths, Strategies, Financials
Company Overview Key Strengths Strategies Financials
Slide 7: Company Overview
Company Overview www.augmont.co m
Slide 8: Gold Moves Through Two Lifecycles
SELL OLD GOLD To unlock value and secure your child’s future EMI GOLD To make special occasions stress-free GOLD SIPs To celebrate new beginnings Buy DIGITAL GOLD from the convenience of your GOLD LOAN home To fund your dreams when you need it the most GOLD ETF To stay prepared for life’s uncertaint
Slide 9: Enterprise & International Sales / Consumer ecosystem
Enterprise & International Sales I | i fa lo we Gold & Silver Refinery ETFs International Sales @v Ov Price Discovery | Benchmark Pricing Online Trading ) Oe Gold Silver Jewelry Loose bar bar Lab-grown Diamonds One-Time = [— Digital Gold se J One-Time — |— Digital silver se J @ Gold Recycling bad om
Slide 10: Our Journey
Our Journey 2012 2013 2016 2020 2021 2023 2025 2026 SPOT Trading Digital Gold Refinery Gold For All Platform India's Top 150 Unlisted Sell Old Gold LGD Platform ATL Trading Platform Started operations for Dedicated to Companies Exchange of jewellery for Started facilitating sale of License Augmont p
Slide 11: Multiple Award Winner
Multiple Award Winner Platform & Innovation India’s No.1 Gold Platform India’s No.1 Silver Platform Thinnest Gold Coin Best OTT Platform (2025, 2026) (2025) Record (2023) (2023, 2024, 2025 & 2026) By India Gold Conference By India Silver Conference By India Book of Records & Asia By IBJA Book of Rec
Slide 12: What We Are
What We Are Factors Traditional Trader Jeweller Augmont Platform Exposure to Gold price volatility Direct Direct None Regulatory advantage Low Medium High Network & platform power None Limited Strong Capital efficiency Low Medium High Ability to scale revenue Linear Linear Exponential As a leader in
Slide 13: SPOT
SPOT Augmont SPOT is India’s largest nationwide bullion trading platform, empowering seamless gold and silver bullion procurement at the click of a button since 2012. Why We Started SPOT? 5,271 Registered Members Distribution Scale Fragmented Market Jewellers 20 Delivery Platform is designed to Defa
Slide 14: SPOT - Gold Price Discovery Mechanism
SPOT - Gold Price Discovery Mechanism
Slide 15: SPOT - Business Revenue
SPOT - Business Revenue Revenue from ‘Augmont SPOT’ Platform (INR in Mn) Revenue (INR in Mn) YoY (Gold): 67.56% YoY YoY (Silver): 6.57% 20,386.2 55.77% 19,128.9 154,188.8 133,802.6 98,984.1 79,855.2 Q1 FY26 Q1 FY27 Q1 FY26 Q1 FY27 Gold - Augmont SPOT Silver - Augmont SPOT Revenue Contribution (Q1FY2
Slide 16: SPOT - Business Volume
SPOT - Business Volume Volume of Gold Sold (In Metric Tonnes) 8.90 8.48 Q1 FY26 Q1 FY27 Volume of Silver Sold (In Metric Tonnes) 197.50 90,704.15 84.07 Q1 FY26 Q1 FY27
Slide 17: Refinery
Refinery Multi-source procurement Second largest refining capacity in India with 2 refining facilities (Capacity in tonnes per annum) MMTC-PAMP 300 Indian & Import Dore Bars Scrap Gold & Silver Augmont Enterprises 284 International Banks (Lower Duty: 0.65%) (Individuals, Jewellers, Zaveri and co.* 2
Slide 18: Jewellery Export
Jewellery Export Manufacturing facility located Jewellery articles exported to Revenue from International Sales (INR in Mn) at Sitapur SEZ Jaipur, Rajasthan jewellery traders in international 13.80 MTPA Installed Capacity markets based on orders 36,962.9 Chains 18,063.7 Export UAE Hongkong Turkey Q1
Slide 19: Authorized Participants: Gold & Silver ETF
Authorized Participants: Gold & Silver ETF Primary Market Secondary Market Seller Cash Gold/Silver ETF Units Buy/Sell Augmont Exchange Market Making Gold/Silver Creation Redemption Cash ETF Units Gold and Silver Buyer ETF Funds (AMCs)
Slide 20: GOLD FOR ALL Platform
GOLD FOR ALL Platform 5,517 50.6+ Million 54+ Million Transactions Retail Touchpoints* Registered Consumers* handled in FY26 *As on 30th June 2026
Slide 21: One Stop Gold Platform
One Stop Gold Platform INVESTMENTS LEVERAGE MONETIZATION DIGITAL COINS & EMI GOLD LOAN SELL OLD GOLD GOLD BARS JEWELLERY 23
Slide 22: Investment Products
4 Investment Products Digital Gold & Silver EMI Jewellery Gold & Silver Coins/Bars Buy, store & sell 24K Flexible way to Hallmarked, certified purity Gold and Silver purchase gold and Gold & Silver coins with online with fractional silver through tamper-proof packaging ownership backed by monthly ph
Slide 23: Leverage & Monetization Products
5 Leverage & Monetization Products Gold Loan (Leverage) YoY 134.49% 12,704 End-to-end advanced loan processing system for customer onboarding, credit assessment, e-KYC, automated payments, 5,418 while the lending is serviced by the partner Q1 FY26 Q1 FY27 Network: 118 Augmont 'Gold For All' centers
Slide 24: Key Strengths
Key Strengths www.augmont.co m
Slide 25: Competitive Edge
1 Competitive Edge Licenses and Accreditations Proprietary Technology Critical licenses (IGDS, AEO T-2, NABL, BIS, Proprietary platforms built over 14+ years RJC, 3-Star Export) on scalable 3-tier architecture. High capital with multi-year accreditation cycles deter and technical requirements create
Slide 26: Vertically Integrated Supply Chain: From Procurement to Last-Mile Delivery
2 Vertically Integrated Supply Chain: From Procurement to Last-Mile Delivery 2 Refineries 20 SPOT Delivery Centers 118 Gold For All Stores 231 Fintech Partners 731 Retail Coin Distribution Centers 5,517 Retail Touchpoints 5,271 Registered Members on SPOT Gold For All Centers (106) SPOT Delivery Cent
Slide 27: Scalable Technology Enabled Ecosystem: Our Tech Stack
3 Scalable Technology Enabled Ecosystem: Our Tech Stack
Slide 28: Augmont Platform & Innovations
4 Augmont Platform & Innovations Technological & Platform Innovation: Product Innovations: Augmont SPOT Platform Digital Gold In-house price discovery mechanism delivering Buy, sell and store 24 karat 999 pure gold and real-time, competitive spot prices that serve as silver at real-time prices, back
Slide 29: Experienced Board Of Directors And Leadership Team
Experienced Board Of Directors And Leadership Team 5 Board Of Directors Ketan Bhawarlal Kothari Mahendra Kumar Amitkumar Amritlal Sachin G. Kothari Whole-time Nemichand Bafna Solanki Non-executive Director Whole-time Director Director Non-executive Director 30+ years of experience in the industry 15
Slide 30: Experienced Board Of Directors And Leadership Team
2 5 Experienced Board Of Directors And Leadership Team Sunny Dilip Parekh Vivek Kothari Tejas Langalia Company Secretary & Head of SPOT/Dealing Chief Technical Officer Compliance Officer Leads the company’s core trading Tejas works in the capacity of a CTO at desk, overseeing price discovery He hold
Slide 31: Financial Performance
6 Financial Performance (in INR mn) Particulars Q1 FY26 Q4 FY26 Q1 FY27 Revenue 145,516.2 299,937.7 189,455.8 EBITDA 1,032.2 924.5 841.2 EBITDA % 0.71% 0.31% 0.44% PAT 720.0 665.9 608.5 PAT % 0.49% 0.22% 0.32%
Slide 32: Management's Comment
6 Management’s Comment Augmont delivered a strong quarter, posting 30% YoY growth in Revenue from Operations to ₹18,946 Cr despite a seasonally soft Q1 and a challenging external environment marked by geopolitical disruptions in the Middle East and elevated crude oil prices. Our core platform busine
Slide 33: Industry Overview
Industry Overview Consumption in India (in Tonnes) Net Asset Under Management for Gold ETFs* (in ₹ bn) CAGR 66.9% 797 803 774 761 711 17,147 446 5,889 3,122 2020 2021 2022 2023 2024 2025 1,928 2,274 794 1,412 Digital Gold Market in India (in Tonnes) 2020 2021 2022 2023 2024 2025 2026 CAGR 17.1% 55 C
Slide 34: EGR – Electronic Gold Receipts
EGR – Electronic Gold Receipts EGR ECOSYSTEM FLOW Physical Gold Gold Deposit Vault Verification EGR Creation Held in Demat Augmont signed an MOU With NSE for EGR which is expected to be launched this financial year Buy EGR E G R H O L D E R A C T I O NS Trade Pledge Redeem Lend via SLB
Slide 35: Strategies
Strategies www.augmont.co m
Slide 36: Strategy 1: SPOT 2.0
Strategy 1: SPOT 2.0 Everything a jeweller needs is in one place! SPOT Platform Shop Coins Jewellery (Gold) Digital Chemicals & Products Alloys Increase Delivery Centers Avail Check Lab-Grown Research (Tier 3 & 4 expansion) Insurance HUID Diamonds Increase On-boarding of Jewellers
Slide 37: Strategy 2: Facilitate Sale of Lab-Grown Diamonds
Strategy 2: Facilitate Sale of Lab-Grown Diamonds India's first platform for LGDs for domestic and global markets. 800k stones listed from growers and dealers. 3415+ Carats Sold
Slide 38: Strategy 3: Improve & Increase Refinery Operations
Strategy 3: Improve & Increase Refinery Operations and Accreditations
Slide 39: Strategy 4: Scale our Consumer Business to the Next Level
Strategy 4: Scale our Consumer Business to the Next Level Enhancing Distribution via GFA Centers and Jewellers Increasing Outreach Product & Process with New Digital Innovation Using Partnerships Technology
Slide 40: Strategy 5: Augmont Innovation Labs New Initiatives
Strategy 5: Augmont Innovation Labs New Initiatives EGR based Lending & AI based Borrowing Assessments Automated Machines CAD based for Gold Recycling LGD Sourcing
Slide 41: Augmont's Value System
Augmont's Value System AJUST - Aligned Organization Timeless Jain principles to guide companies to thrive responsibly Ahimsa (Non-Violence) Growth through cooperation & never with conflict. Satya (Truthfulness) Build trust through transparency & honesty in every action. Asteya (Non-Stealing) Use res
Slide 42: Consolidated: Income Statement
Consolidated: Income Statement (in INR mn) Particulars Q1 FY26 Q4 FY26 Q1 FY27 Total Income 145,543.4 299,953.4 189,766.3 Cost Of Materials Consumed 41,845.9 54,898.3 71,656.7 Purchases of Stock In Trade 102,446.9 244,934.3 116,114.8 Changes In Inventories of Finished goods & Stock in -312.2 -1,463.
Slide 43: Thank You
Thank You AUGMONT ENTERPRISES LIMITED EY INVESTOR RELATIONS 2nd, 201/A, 201/B, 203 Trade World, D wing, Runjhun Jain Kamala Mills Compound Lower Parel West, runjhun.jain1@in.ey.com Mumbai, Maharashtra, 400013. +91 98207 20993 Email: investorrelations@augmont.com Sneha Salian sneha2.salian@in.ey.com