Indostar Capital Finance Limited · NSE:INDOSTAR
Indostar Capital Finance — Q4 FY2022 Earnings Presentation
9 slides from Indostar Capital Finance's earnings presentation, Aug 9, 2022
Slide 1: Exchange filing cover letter on Q4FY22 results update
INDOSTAR ICFL/LS/0063/2022-23 9 August 2022 BSE Limited National Stock Exchange of India Limited st Listing Department, 1 Floor, Exchange Plaza, C-1, Block G, P J Towers, Dalal Street, Fort, Bandra Kurla Complex, Mumbai - 400 001 Bandra (E), Mumbai - 400 051 Scrip Code: 541336 Symbol: INDOSTAR Sub.:
Slide 2: Q4FY22 Results Update
INDOSTAR INDOSTAR CAPITAL FINANCE LIMITED Q4FY22 Results Update Aug 09, 2022
Slide 3: Disclaimer
..,,; INDOSTAR This presentation and the accompanying slides (the “Presentation”) have been prepared by IndoStar Capital Finance Limited (“IndoStar” or the “Company”) solely for information purposes and do not constitute an offer to sell or, recommendation or solicitation of an offer to subscribe fo
Slide 4: Key Highlights
Key Highlights • Company continues to remain a Going Concern ..,,; • Liquidity continues to remain strong • Adequate Provisioning on overall business • Multiple positive events post Balance Sheet Date • Company to publish Housing Finance subsidiary results for 1Q FY23 on 11 th Aug • Company to publi
Slide 5: Company continues to remain a Going Concern
• Company continues to remain a Going Concern No qualification on Going Concern by auditors – only a noting requirement as per audit standards .,,,; “Our opinion on the Statement is not modified in respect of going concern” – From Deloitte’s Audit Report INDOSTAR • We have made Pre-Provision Operati
Slide 6: Adequate provisioning on overall business
Adequate provisioning on overall business • We have adopted a conservative provisioning approach. Even after conservative provisioning, Mar 22 Capital Adequacy stands at 25.8% and leverage stands at 1.9 times. .,,,; INDOSTAR • With continued robust collection performance of the overall loan book, an
Slide 7: FY22: Business Segment Performance
Particulars (₹ crore) CV Finance SME Finance Housing Corporate Finance Lending .,,,; Consolidated ^ INDOSTAR LIFE KA TAKE-OFF Revenue from operations 522 180 145 274 1,174 Interest expenses 197 91 49 106 536 Net interest income 325 89 96 168 638 People costs 103 19 29 5 205 Other operating expenses
Slide 8: Q4FY22 & FY22: Consolidated Profit & Loss Statement
Particulars (₹ crore) Q4FY22 Q3 FY22 FY22 FY21 .,,,; INDOSTAR LIFE KA TAKE-OFF Revenue from operations 341 288 1,174 1,287 Interest expenses 138 124 536 706 Net revenue from operations 203 164 638 581 People costs 43 60 205 174 Operating expenses 44 42 171 139 Total operating expenses 86 102 376 313
Slide 9: HFC: Rapidly ramping high quality housing book
HFC: Rapidly ramping high quality housing book HFC runs as a fully independent company and was recently capitalized; HFC business has now scaled up to an AUM of c.1,406crs at a CAGR of c.37% in last c.3 years. Infrastructure of c.100 branches with .,,,; INDOSTAR c.489 employees and very strong asset
IndoStar Capital Finance — Q4 FY2022 Earnings Presentation on 6ix