Oak Valley Bancorp (ca) · NASDAQ:OVLY
Oak Valley Bancorp (ca) — Oak Valley Bancorp — Investor Presentation (June 2014)
12 slides from Oak Valley Bancorp (ca)'s investor presentation, Jun 19, 2014
Slide 1: diooueg Aayjen 4eO
diooueg Aayjen 4eO
Slide 2: Forward-Looking Statement
Forward-Looking Statement + This presentation includes forward-looking statements about the corporation for which the corporation claims the protection of safe harbor provisions contained in the Private Securities Litigation Reform Act of 1995. + Forward-looking statements are based on management's
Slide 3: Company Overview
Company Overview Company Name: Oak Valley Bancorp, est. 2008 Headquartered in Oakdale, CA Subsidiaries: - Oak Valley Community Bank, est. 1991 - Eastern Sierra Community Bank, Division of OVCB, est. 2000 Ownership: Public; Listed on NASDAQ under the ticker “OVLY” Assets: $672 million Employees: 146
Slide 4: Branch Footprint
Oak Valley Bancorp Branch Footprint 1. Oakdale 2. Sonora 3. Modesto -12%&1 Sacramento oe OG 7. Modesto-Dale 8. Turlock 9. Stockton 10. Patterson 11. Ripon 12. Escalon 13. Modesto — McHenry 14. Manteca
Slide 5: Total Assets (in millions)
Oak Valley Banc 700 600 500 400 300 Assets (in millions) 661072 612 552 508225 455455 [| 382 for 1342) ill ij 56 42 23 ss 2 E i 91 92 93 94 95 96 97 98 99 00 on 02 03 ‘os 05 06 07 08 09 10 11 12 13
Slide 6: Highlights
Highlights * Solid Asset Quality ¢ Record Earnings * Recognition for Achievements Common Goal
Slide 7: Asset Quality
Oak Valley Bancorp 4.00% 3.50% 3.00% 2.50% 2.00% 1.50% 1.00% 0.50% 0.00% -0.50% 1.00% Asset Quality 2011 2012 2013 mm OVCB NPAs/Assets 1.32% 1.14% 0.90% less Peer NPAs/Assets 3.08% 2.44% 1.35% (—OVCB ROAA 1.02% 0.95% 0.90% —Peer ROAA 0.36% 0.75% 0.87% mmon Go
Slide 8: Net Income to Common Shareholders
Oak Valley Bancorp Net Income to Common 6,000 4 TTT 8 Shareholders 5,329 (in thousands) 5,000 4,000 3,000 2,000 1,000 250 8 92 93 94 95 96 97 98 99 00 01 02 03 04 05 06 07 O08 O9 10 11 12 13 }373) (255) mmon Goal
Slide 9: Recognition
Oak Valley Bancorp Recognition ¢ KBW - 2013 Bank Honor Roll — 31 banks — Based ona 10-year record: * No annual loss in EPS * 2013 EPS better than any of the last 10 years * Consecutive increase in EPS since 2009 — Out of 400 US banks with assets over SSOOMM gether a Common Goal
Slide 10: Strategic Direction
Oak Valley Bancorp & Strategic Direction © * Relationship Banking = ow * Continuous Improvement = ¢ Strong Risk Management * Strategic Opportunity Working Together Toward a Common Goal
Slide 11: Historic Stock Price Summary
Oak Valley Bancorp Historic Stock Price Summary yommon Goal
Slide 12: Thank you!
Thank you!
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