Bankware Global Co., Ltd. · KRX:199480

Bankware Global — Investor Presentation (November 2021)

44 slides from Bankware Global's investor presentation, Nov 1, 2021

1. Slide 1: 2021 Company Highlight: The Future of Digital Banking

   2021 Company Highlight The Future of Digital Banking

2. Slide 2: Bankware Products Portfolio

   Bankware Products Portfolio Banking & Financial Apps BX BX BX Retail Asset ERP H-ALIS Banking Finance BX Core Banking Platform Platforms BX Cloud Platform laaS BX Retail Banking BX Asset Finance Banking & BX ERP ERP Financial Application BADA SaaS H-ALIS BX Core Banking Platform BX CBB BX PF Applica

3. Slide 3: Bankware Global

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4. Slide 4: Slide 4

5. Slide 5: Table of Contents

   Our Vision TABLE OF CONTENTS 04 About Us 06 Banking System Transformation 08 Bankware Core Technology 12 Business eXcellence Solution

6. Slide 6: The Future of Digital Banking

   4 The Future of Digital Banking

7. Slide 7: About Us

   ABOUT US Key Accounts New Bank BX CBP for Products Frame Product Factory CBP enPharos Internet ALIS BX Integrator ERP BADA work Bank (SaaS) 2012 2014 2015 2016 2017 2018 2019 2020 900 800 800 700 622 600 557 500 43% GR 418 CA 388 400 339 300 186 200 167 159 149 150 106 113 92 100 35 15 2 1 10 14 201

8. Slide 8: Global Banking Software Market

   Global Banking Software Market* USD63B CAGR 8% USD26B USD17B Total Addressable Market Third party spending Third party spending 2020 2025E * Market data from IDC, Celent, McKinsey ₵ WeBank CIO (2020) ECB Banking Supervision Committee (2020) Gartner MQ Report for Retail Core Banking (2019) Megan Cayw

9. Slide 9: Banking System Transformation

   BANKING SYSTEM TRANSFORMATION Banking Platform Renovation Digital Transformation Journey in Banking Market Drivers Banking Platform Digital Renovation Banking Mobile Banking Technology Drivers 2000 2010 2020 *McKinsey survey(2020.8) 1960s 1970s 1980s 1990s 2000s 2010s 2020- Mainframe iPhone (2007) C

10. Slide 10: Platforms

    Banking & Financial Apps BX BX BX Retail Asset ERP H-ALIS Banking Finance BX Core Banking Platform Platforms BX Cloud Platform laaS BX Retail Banking BX Asset Finance Banking & BX ERP ERP Financial Application BADA SaaS H-ALIS BX Core Banking Platform BX CBB BX PF Application Platforms BXM Java BX C

11. Slide 11: Bankware Core Technology

    BANKWARE CORE TECHNOLOGY Retail Banking Application Open Deposit Account Open Deposit Account check customer information v check customer information v “Open Account” service component validate product condition v Open Deposit Account Open Mortgage Loan validate product condition v check collateral

12. Slide 12: Cloud Native Platform

    Cloud Native Platform Bankware Banking Micro Service Architecture Layered Component Architecture Generic Business Components DevOps & Agile Bankware Applications (Micro services) SaaS Banking (BADA) Micro Finance (BX MFS) Asset Finance (BX AFS) Retail Banking (BX CBP) Deposit Loans FX Payment ... Co

13. Slide 13: Bankware Core Technology

    BANKWARE CORE TECHNOLOGY Internet Bank 2014 2016 2019 2021 Core Banking Platform Product Factory Java Application Framework Mature APAC* CBS Providers (2020) AP Region CBS Suppliers (2018) Providers and products market tier Installed base Suppliers #Deals Avaloq Banking market 4 10-19 Intellect Desi

14. Slide 14: The Future of

    The Future of Digital Banking

15. Slide 15: Bankware Global Business eXcellence Products

    Bankware Global Business eXcellence Products

16. Slide 16: BX CBP, BX AFS, BX MFS

    BX CBP BX AFS BX MFS #$1E1)* >&?@AB Business eXcellence Business eXcellence Business eXcellence Core Banking Package Asset Finance Service Micro Finance Service ?OP1!"#$ QRS1TU)* VA3W1XAY8 !"#$1&'( BX CBB Business eXcellence Common Business Base )*+,-.1/0123 BXM Framework Business eXcellence FG/5AH1

17. Slide 17: Bankware Global Solution Portfolio

    BANKWARE GLOBAL SOLUTION PORTFOLIO BX ERP H-ALIS BANKING & FINANCIAL Business eXcellence APPLICATIONS Financial ERP Card Core System )*-`a1bcd fggf1#$1678 e;1!"1L8M BX PF Business eXcellence Product Factory )*Z[1,N1\? CORE BANKING PLATFORM BX CLOUD 95:;1]A^_1CD1/0123 APPLICATION DEVELOPMENT AND OPER

18. Slide 18: BX CBP

    ver. 5.8 BX CBP Business eXcellence Core Banking Package , , , Java, Oracle, MySQL, SAP HANA OS, Hardware / , ( , , ), , , , , , , Delivery Model on-premise, ASP, Cloud (AWS, Azure, AliCloud, NAVER Cloud, KT Cloud) , , (Configurable, Assemblable, Pluggable ) , , CBB API , , (On premise, Cloud), , MY

19. Slide 19: Bankware Business Excellence Products

    Bankware Business Excellence Products kbanknow.com 2 5586 (2019 ) 342 (2019 ) 1 2016 11 , , 4 . MY BANK , BX CBP PF . 2018 , . LINE Bank Taiwan Limited. www.linebank.com.tw BANKWARE GLOBAL 17

20. Slide 20: BX AFS

    ver. 1.0 BX AFS Business eXcellence Asset Finance Service ( , , ) Java, Oracle, MySQL, SAP HANA OS, Hardware / , , , , ( / ), , , Delivery Model on-premise, ASP, Cloud (AWS, Azure, AliCloud, NAVER Cloud, KT Cloud) (Configurable, Assemblable, Pluggable ) / / , , (Retention) (On premise, Cloud) KB , ,

21. Slide 21: Bankware Business Excellence Products

    Bankware Business Excellence Products KB www.kbcard.com 1,616 (2019 ) 21 5,456 (2019 ) 1,981 2 8,575 (2019 ) 254 (2018 6 ) KB BX AFS BX AFS KB 2019 50% 1 8 12% Core Study KB 2019 2 7,667 KB KB KB Asset Finance Service nd-to-end BANKWARE GLOBAL 19

22. Slide 22: BX MFS

    ver. 2.0 BX MFS Business eXcellence Micro Finance Service , , , (MFI) Java, Oracle, MySQL, SAP HANA OS, Hardware / , , , , , , , / / / , e-Wallet, e-KYC, Pay Delivery Model SaaS, Cloud (AWS, Azure, AliCloud) Agent Banking QR / / (On premise, Cloud)/ BPI Banko JL Group 20 The Future of Digital Bankin

23. Slide 23: Bankware Business Excellence Products

    Bankware Business Excellence Products BPI BanKo www.banko.com.ph 40 (2019 ) 4000 (2018 ) 300 (2019 ) 3000 (2019 ) 3 Bank of Philippines (BPI) BanKo 2018 QR ADPS(Alternative Deposit and Payment System) BX MFS ADPS BPI Banko Mobile Apps Customer App Agent App Collector App BANKWARE GLOBAL 21

24. Slide 24: BX ERP

    ver. 2.0 BX ERP Business eXcellence Enterprise Resource Planning , , Java, Oracle, MySQL OS, Hardware , , , , / , , Delivery Model on-premise, Cloud (AWS, Azure, AliCloud, NAVER Colud, KT Cloud) , , , , , , 5G 22 The Future of Digital Banking

25. Slide 25: Bankware Business Excellence Products

    Bankware Business Excellence Products www.hana-aamc.com 9 6067 41.4% 58.6% 2021.06 230 97 33 2021.06 Deal Sourcing N: Y: :HE)D[ N:Deal BANKWARE GLOBAL 23

26. Slide 26: H-ALIS

    ver. 1.0 * H-ALIS Hyundai ALIS Package , Application Service Provider ASP) Java, Oracle, MySQL OS, Hardware Delivery Model on-premise, ASP, Cloud , Non-programming 190 H-ALIS* Credit Card Core Application Underwriting/ Customer Risk Recruitment Merchant Issue Merchant Brand Sales Services Billing Se

27. Slide 27: Bankware Business Excellence Products

    Bankware Business Excellence Products Case Study . 190 . 120 100 60% 80 50% 60 40% 40 30% 20 20% 0 0% 2017 2018 2019 2020 2021 2022 2023 2024 2025 H-ALIS H-ALIS on-premise ASP, Cloud BANKWARE GLOBAL 25

28. Slide 28: BX PF

    ver. 4.1 BX PF Business eXcellence Product Factory , , Java, Oracle, MySQL, SAP HANA OS, Hardware , , , , Delivery Model on-premise, Cloud (AWS, Azure, AliCloud, NAVER Cloud, KT Cloud) 2 , 1,000 50 Configuration , , , , , , , API KB , IBK , , KB , Ali-finance MYBank, LINE Bank Taiwan BPI Banko JL 26

29. Slide 29: Bankware Business Excellence Products

    Bankware Business Excellence Products www.icbc.com.cn 27 6995 (2019 ) 6 7 445,106 (2019 ) 703 (2019 ) BX PF API BX PF Bankware Technology BX PF End-user Configuration Center delivery model (SaaS) 2020 2021 2022 roll back Wizard UI Configuration Center SaaS BANKWARE GLOBAL 27

30. Slide 30: BXM

    ver. 4.0 BXM Business eXcellence Framework Java, Oracle, MySQL, UP-UX, Linux, Windows, HP, x86 Server (DBNS, OS, Hardware ) Delivery Model on-premise, ASP, Cloud (AWS, Azure, AliCloud, NAVER Cloud, KT Cloud,) Mission Critical , 24x365 / , , , , Kubernetes Setup, Build & Deploy, CI Tool , , , / , , K

31. Slide 31: Bankware Business Excellence Products

    Bankware Business Excellence Products 2010 4.0 3.0 2020. 06 2019. 01 2018. 02 2017. 02 2016. 04 2014. 11 2.5 1.0 2.0 2010. 12 2012. 5 2011. 01 2012. 05 2014. 09 BANKWARE GLOBAL 29

32. Slide 32: BXI

    ver. 4.0 BXI Business eXcellence Integrator Java, Oracle, MySQL OS, Hardware (BXI-FEP) (BXI-EAI) (BXI-MCI) Delivery Model on-premise, ASP, Cloud (AWS, Azure, AliCloud, NAVER Cloud, KT Cloud) flow Web Admin , Event-Driven , Fail-over Camel, Netty, Spring, Kafka JT OK LINE Bank Taiwan 30 The Future of

33. Slide 33: Bankware Business Excellence Products

    Bankware Business Excellence Products bccard.com 3 9,130 (2019 ) 3,521 782 (2019 ) 287 310 (2019 ) 2018 24 Stratus BXI x86 Linux Case Study . 4 300 6 4 / 1.2 x86 Linux BXI . BXI ISO-8583 , 1,500 24 , BXI , IMDG( , Cache), Kafka( ), , 24x365 . (Fault- tolerant Server) . (End of Service) x86 BXI . BAN

34. Slide 34: BXCloud

    ver. 1.0 BXCIoud Business eXcellence Cloud Kubernetes Container Orchestration Service Routing, Logging, Tracing, Build & Deployment Cloud Best Practice Multi-Cloud Private Repository Web UI Cloud Native Application Application Framework (BXCloud Framework) MSA Transaction 32 The Future of Digital Ba

35. Slide 35: Bankware Business Excellence Products

    Bankware Business Excellence Products (BXCM) (BxCM) Cloud Best Practices + Legacy Patterns Batch Distributed Transaction CI/CD (BXCR) Bankware Technology (BX CR) BXCloud SW Repository Best Practice (BX CM) DevOps BXCloud Framework Best Practice + Legacy Pattern CI/CD DevOps Mesh BXCloud Best Practic

36. Slide 36: Delivery Model

    ver. 1.0 AWS, Kubernetes, Java, MySQL Delivery Model Cloud SaaS (Capex to Opex) / (Self or Assisted Configuration) (Self to Managed) / (Flexible Pricing) / / QR , , / / 34 The Future of Digital Banking

37. Slide 37: SaaS BADA

    Bankware Business Excellence Products Bankware Technology SaaS BADA BADA BADA Key Features Fundamental Financial Services Deposit Services Loan Origination Loan Services Accountings Tools to Minimize Operational Errors Digital Financial Services Self on-boarding Self-service Features Extended Digita

38. Slide 38: BX PBI

    BX PBI Business eXcellence SI Package-based , . Implementation . , , , BX CBP, BX PF , , , Delivery Model on-site, Agile agile Sprint UI, , , , , , Daily CI (Continuous Integration) , 36 The Future of Digital Banking

39. Slide 39: Bankware Business Excellence Series

    Bankware Business Excellence Series Bankware Technology BX CBP , , . , 30~50% , 30% , . . . , . (1) , (2) (Daily CI/CD) . , . . / , Sprint , (Daily CI Process) , Daily CI Process "Build -> Test -> Ok or Fail -> Notify -> Fix" Test Test Scenario Case Test Case Sprint Sprint Sprint Sprint 1 2 3 4 Test

40. Slide 40: BX AMS

    BX AMS Business eXcellence Application Managed Service DBMS, OS, Hardware, AWS, AliCloud Delivery Model on-site, remote, ASP, SaaS on-premise, remote, ASP S3M Issue Risk Lessons & Learned Health Check Tuning 38 The Future of Digital Banking

41. Slide 41: Bankware Business Excellence Series

    Bankware Business Excellence Series . 120 100 80 60 40 20 0 Aug-17 Sep-18 Oct-18 Nov-19 Dec-19 S3M SR Bankware Technology S3M® - S3M Québec ÉST (École de technologie supérieure) 150 . S3M IT , . S3M . ETS S3M (2011.8) BANKWARE GLOBAL 39

42. Slide 42: Thank You

    THANK YOU

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44. Slide 44: Future of Digital Banking

    The Future of Digital Banking Bankware Global Co, Ltd. www.bankwareglobal.com 2021 Bankware Global Co., Ltd. All Rights Reserved.

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