Swedbank Ab Class A — Q1 2013 Earnings Presentation

5 slides from Swedbank Ab Class A's earnings presentation, 2013

Slide 1: Swedbank's first quarter 2013 results
Swedbank’s first quarter 2013 results Michael Wolf, Wolf CEO Göran Bronner, CFO
Slide 2: Customer requirements drive new ways of banking
Retail banking Customer requirements q drive new ways y of banking g • Focus on functionality and ease of use million Monthly logins Swedbank and Savings Banks 30 25 20 15 10 5 0 Jan 2010 Jan 2011 Jan 2012 Jan 2013 Mobile bank Internet bank 2
Slide 3: Fast increase of digital usage
Swedbank and Savings Banks Fast increase of digital g usage g • Internet Bank, private and corporate (since March 1997) – Number of users: >3.5 million • Mobile Bank, private (since Dec 2009) – Number of users: >1.3 million • Mobile Bank Youth (since March 2013) – Number of users: 6 700 • Mobile Ban
Slide 4: Robust earnings
Group results Robust earnings g SEKm Q1 12 Q4 12 Q1 13 ▲Q/Q ▲Y/Y • Stable NII Net interest income 4 895 5 346 5 353 7 458 – Repricing Net commission income 2 398 2 502 2 388 -114 -10 – Funding costs Net gains and losses 979 830 557 -273 -422 Total income 9 072 9 437 9 082 -355 10 – Lower deposit mar
Slide 5: Q&A
Swedbank’s first quarter 2013 results Q&A