Banco Bilbao Vizcaya Argentaria, S.a. · BME:BBVA
Banco Bilbao Vizcaya Argentaria — Q3 2021 Earnings Presentation
19 slides from Banco Bilbao Vizcaya Argentaria's earnings presentation, Dec 1, 2021
Slide 1: BBVA Group 3Q21
Creating Opportunities BBVA Group 3Q21
Slide 2: Disclaimer
BBVA Corporate Presentation 2 Disclaimer This document is only provided for information purposes and does not constitute, nor should it be interpreted as, an offer to sell or exchange or acquire, or an invitation for offers to buy securities issued by any of the aforementioned companies. Any decisio
Slide 3: About BBVA
BBVA Corporate Presentation 3 About BBVA BBVA’S GLOBAL PRESENCE FINANCIAL HIGHLIGHTS SEPTEMBER 2021 SEPTEMBER 2021 Net attributable profit 3Q21 CET 1 FL OUR PURPOSE 1,400 €m 14.48% Total assets 651,834 €m To bring the age Loans and advances Deposits Countries Branches Employees Customer of opportuni
Slide 4: To bring the age of opportunity to everyone
BBVA Corporate Presentation 4 ABOUT BBVA OUR PURPOSE STRATEGIC PRIORITIES Improving our clients’ Helping our clients transition To bring the age financial health towards a sustainable future of opportunity Reaching more clients Driving operational excellence to everyone The best and most engaged tea
Slide 5: A well-diversified footprint with leadership positioning
BBVA Corporate Presentation 5 ABOUT BBVA A well-diversified footprint with leadership positioning BREAKDOWN BY BUSINESS AREA LEADERSHIP POSITIONING RANKING AND MARKET SHARE (%)2 TOTAL ASSETS1 #3 13.1% Rest of SEP-21 SPAIN South Business America 5% 8% Turkey MEXICO #1 23.8% 9% Spain Mexico 60% TURKEY
Slide 6: Financial strength: main highlights
BBVA Corporate Presentation 6 ABOUT BBVA Financial strength: main highlights 1 NII + FEE INCOME (constant €) Strong core revenue evolution with NII growth NII FEE INCOME accelerating and outstanding fee income +8.3% vs.3Q20 5.4% vs.3Q20 18.4% vs.3Q20 2 EFFICIENCY RATIO (%) Leading efficiency -83 bps
Slide 7: Levering our best-in-class digital capabilities to better serve our customers
BBVA Corporate Presentation 7 ABOUT BBVA Levering our best-in-class digital capabilities to better serve our customers MOBILE CUSTOMERS GROUP DIGITAL SALES NEW CUSTOMERS DIGITAL (MILLION CUSTOMERS, PERCENTAGE) (YTD, PERCENTAGE) ACQUISITION2 (CUSTOMERS ACQUIRED THROUGH +43% DIGITAL CHANNELS, THOUSAND
Slide 8: Helping our clients transition towards a more sustainable future
BBVA Corporate Presentation 8 ABOUT BBVA Helping our clients transition towards a more sustainable future: a massive business opportunity SUSTAINABLE FINANCING (€BN) Community Commitment 2025 550 million euros invested in community programs € 8 Bn Total channeled €75 Bn €200 Bn 3 areas of focus: CHA
Slide 9: 3Q21 Results
Creating Opportunities 3Q21 Results
Slide 10: 3Q21 Profit & Loss
BBVA Corporate Presentation 10 3Q21 RESULTS - BBVA GROUP 3Q21 Profit & Loss Change Change 3Q21/3Q20 3Q21/2Q21 BBVA Group (€m) 3Q21 % constant % % constant Net Interest Income 3,753 5.4 5.6 6.1 Net Fees and Commissions 1,203 18.4 17.6 1.1 Net Trading Income 387 11.6 8.4 -23.6 Other Income & Expenses
Slide 11: 9M21 Profit & Loss
BBVA Corporate Presentation 11 3Q21 RESULTS - BBVA GROUP 9M21 Profit & Loss Change 9M21/9M20 BBVA Group (€m) 9M21 % constant % Net Interest Income 10,708 2.5 -3.7 Net Fees and Commissions 3,518 19.2 14.2 Net Trading Income 1,472 13.7 7.3 Other Income & Expenses -108 n.s. n.s. Gross Income 15,589 5.6
Slide 12: Business Areas: Spain and Mexico
BBVA Corporate Presentation 12 3Q21 RESULTS - BUSINESS AREAS Business Areas €M 9M21. Change in % vs. 9M20 Spain Mexico Constant € OPERATING INCOME NET ATTRIBUTABLE PROFIT OPERATING INCOME NET ATTRIBUTABLE PROFIT 2,305 €m 1,223 €m 3,609 €m 1,811 €m 9M21 vs. 9M20 9M21 vs. 9M20 Net Interest Income 2,63
Slide 13: Business Areas: Turkey and South America
BBVA Corporate Presentation 13 3Q21 RESULTS - BUSINESS AREAS Business Areas €M 9M21. Change in % vs. 9M20 Turkey Constant € South America Constant € OPERATING INCOME NET ATTRIBUTABLE PROFIT OPERATING INCOME NET ATTRIBUTABLE PROFIT 1,680 €m 583 €m 1,220 €m 339 €m 9M21 vs. 9M20 Net Attributable Profit
Slide 14: CIB – 9M21 Results
BBVA Corporate Presentation 14 3Q21 RESULTS - BUSINESS AREAS CIB – 9M21 Results BUSINESS ACTIVITY CLIENT´S REVENUE RESULTS (CONSTANT €, % YTD) (CONSTANT €, % YOY) (CONSTANT €, % YOY) 2,090 €m LENDING GROSS INCOME +6% 58 €bn +0,9% 2,346 €m +11.2% CUSTOMER FUNDS OPERATING INCOME Wholesale banking 37 €
Slide 15: Annex
ting Opportunities Creai Annex
Slide 16: BBVA had significant growth since 1995
BBVA Corporate Presentation 16 ANNEX BBVA had significant growth since 1995 More than 160 years of history 1995 Banco Continental (Peru) 2006 Texas Regional Bancshares (USA) 2015 Sale of CIFH’s stake to CNCB (China) Probursa (México) Forum Servicios Financieros (Chile) Sale of CNCB’s 4.9% (China) St
Slide 17: BBVA's shareholders structure (Sep.21)
BBVA Corporate Presentation 17 ANNEX BBVA’s shareholders structure (Sep.21) # BBVA Shares: 6,668 Mn # Shareholders: 836,979 Shareholders Shares INSTITUTIONAL NUMBER OF SHARES Number % Number % 62.24% Up to 500 345,689 41.3 64,765,704 1.0 501 to 5,000 386,593 46.2 678,331,454 10.2 RETAIL 5,001 to 10,
Slide 18: Organizational chart
BBVA Corporate Presentation 18 ANNEX Organizational chart Chief Executive Officer Chairman Onur Genç Carlos Torres Vila BUSINESS UNITS GLOBAL FUNCTIONS TRANSFORMATION STRATEGY LEGAL AND CONTROL Global Head of Corporate Global Head of Client Solutions Global Head of Engineering Senior Advisor to the
Slide 19: BBVA
BBVA
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