Zaggle Prepaid Ocean Services Limited · NSE:ZAGGLE
Zaggle Prepaid Ocean Services — Investor Presentation (April 2026)
23 slides from Zaggle Prepaid Ocean Services's investor presentation, Apr 1, 2026
Slide 1: Intimation of presentation on AI Strategy – April 2026
ZAGGLE/26-27/02 April 01, 2026 To To Listing Department The Corporate Relations Department NATIONAL STOCK EXCHANGE OF INDIA LIMITED BSE LIMITED Exchange Plaza, Plot No C/1, G Block Phiroz Jeejeebhoy Towers Bandra Kurla Complex, Bandra (East) 25th Floor, Dalal Street Mumbai -400 051, Maharashtra Mumb
Slide 2: AI Strategy
AI Strategy Zaggle Prepaid Ocean Services Limited April 2026
Slide 3: Safe harbor
Safe harbor This presentation and the accompanying slides (the “Presentation”), which have been prepared by Zaggle Prepaid Ocean Services Limited (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or subscribe
Slide 4: AI in the Spend management space in India
AI in the Spend management space in India 3
Slide 5: Key AI Trends in the Spend Management Space
Key AI Trends in the Spend Management Space Strategic insights from 100+ enterprise customers and key decision makers Key Trend Overview • Enterprise Corporates are transitioning from reports to predictive analytics to now prescriptive Shift towards Prescriptive analytics analytics • The ask has pro
Slide 6: What’s Next
What’s Next We expect organizations to move beyond applying AI to existing problems to reimagining their entire business model around AI. This will naturally create a major shift in India’s digital economy Rise of Deep Vertical AI and SLMs 01 The initial wave was horizontal (e.g., general LLMs). The
Slide 7: How Does AI Impact us – the Disruptors, not the Disrupted
How Does AI Impact us – the Disruptors, not the Disrupted Having been in the spend management space for the last 15 years solving for enterprise level complexities and workflows, it leaves us best placed to dominate the spend management space P&L Impact Efficiency Impact • Today, about ~97% of our R
Slide 8: Our AI Strategy
Our AI Strategy 7
Slide 9: Zaggle AI Transformation – The Dual Engine Strategy
Zaggle AI Transformation – The Dual Engine Strategy Zaggle’s In-House AI Initiatives Zaggle’s AI-Enabled Offerings Driving Efficiency & Agility Driving Personalisation, Automation & Insight as a Service Re-engineering the way we build having embedded AI Providing customers with tools that don’t just
Slide 10: Our AI Strategy – Inward Looking
Our AI Strategy – Inward Looking 9
Slide 11: Pillar 1: Product Velocity
Pillar 1: Product Velocity 3–4x More Features Shipped Per Year BEFORE AI AI-assisted engineering tooling across code generation, automated testing, and sprint planning enables engineering teams to move at a fundamentally different pace. 9–12 ★ Accelerated Market Capture months to launch a sub produc
Slide 12: Pillar 2: AI Driven Operating Leverage
Pillar 2: AI Driven Operating Leverage AI enables Zaggle to scale operations without scaling headcount. We are building toward a Model Context Protocol (MCP) based architecture that will directly connect our AI layer to live data sources, internal tools, and workflows — laying the foundation for rea
Slide 13: Pillar 3: Legacy Refactoring
Pillar 3: Legacy Refactoring Automated Logic Dead Code Extraction Elimination Using AI agents to parse Scanning the ecosystem undocumented legacy modules to identify and prune (e.g., older settlement logic) and unused functions and recreate them in modern, redundant middleware performant languages o
Slide 14: Our AI Strategy – Outward Looking
Our AI Strategy – Outward Looking 13
Slide 15: Product wise AI Roadmap - Save
Product wise AI Roadmap - Save 14
Slide 16: Zaggle Save – AI Developments & Roadmap
Zaggle Save – AI Developments & Roadmap Employee Tax Benefits AI Agent Deployed Core Function Customer Value Proposition Corporate Onboarding of policies and onboarding workflows of the organisation Low friction customer onboarding Ingestion of employee data as well Employee Reduces significant work
Slide 17: Zaggle Save – AI Developments & Roadmap
Zaggle Save – AI Developments & Roadmap Employee Travel & Reimbursements AI Agent Deployed Core Function Customer Value Proposition Extracts trip details directly from email/chat Trip Fetching inputs. Auto-generates itineraries based on inputs, policy Zero Friction Governance Draft Trip & preference
Slide 18: Product wise AI Roadmap - Zoyer
Product wise AI Roadmap - Zoyer 17
Slide 19: Zaggle Zoyer – AI Developments & Roadmap
Zaggle Zoyer – AI Developments & Roadmap AI Agent Deployed Core Function AI Agent Deployed Core Function Data Extraction & OCR + LLM mapping of Detects anomalies, duplicate Invoice/PO Audit Mapping receipts/invoices to custom fields. invoices, and PO compliance gaps. Auto/Doc LLM-based classificatio
Slide 20: Zaggle Zoyer – AI Developments & Roadmap
Zaggle Zoyer – AI Developments & Roadmap Customer Value Proposition Compression of the AP / P2P cycle Strategic Sourcing Eliminating the manual reconciliation bottleneck to achieve real- Leveraging historical pricing data and real-time performance time visibility for customers into their payables, a
Slide 21: Product wise AI Roadmap - Propel
Product wise AI Roadmap - Propel 20
Slide 22: Zaggle Propel – AI Developments & Roadmap
Zaggle Propel – AI Developments & Roadmap We are architecting a Unified Intelligence Layer that spans the full spectrum of Generative, Agentic, and Prescriptive AI. We aim to transform channel loyalty from an administrative burden into a high-yield growth engine, leveraging AI to eliminate fiscal le
Slide 23: Thank you
Thank you Company Zaggle Prepaid Ocean Services Limited CIN: L65999TG2011PLC074795 Hari Priya, Company Secretary & Compliance Officer Email id: Investor.Relations@zaggle.in
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