Paysign, Inc. · NASDAQ:PAYS
Paysign — Investor Presentation (December 2019)
20 slides from Paysign's investor presentation, December 2019
Slide 1: Investor Presentation
Investor Presentation December 2019 NASDAQ: PAYS
Slide 2: Important Notices
FORWARD LOOKING STATEMENTS AND USE OF NON-GAAP FINANCIAL INFORMATION. This presentation may include "forward-looking statements." To the extent that the information presented in this presentation discusses financial projections, information, or expectations about the Company’s business plans, result
Slide 3: Company Overview
Company Overview • A vertically integrated provider of innovative prepaid card Financial Snapshot programs and payment processing services • Serving Corporate, Consumer and Government customers Stock Price (11/6/19) $11.43 • A leading provider to the domestic Plasma industry • Growing Pharmaceutical
Slide 4: Investment Highlights
Investment Highlights Fast growing, high margin Superior client retention profitable business with and service quality predictable recurring revenues Leading proprietary Paysign® Strong Cash Flows and no pre-paid technology platform Debt Highly accomplished and Large market opportunity in experience
Slide 5: Our Recent Milestones
Our Recent Milestones 2018 revenue grew 54% and September 2019 • 2.8+ Million cardholders ROE was 37% • Launch of Paysign Premier December 2018 • 2.2 Million+ cardholders • $621 Million full year loaded August 2018 on cards • Listed on NASDAQ May 2018 • Formation of experienced Board of Directors De
Slide 6: Markets and Growth Strategy
Markets and Growth Strategy Seek to leverage our technology platform and our vertically integrated capabilities to further accelerate revenue growth and our product offerings… Cross-sell new product to cardholders to enable ability Paysign to direct deposit funds to a debit account with bill pay, Pr
Slide 7: Revenue Sources, Programs and Client Retention
Revenue Sources Client Set-up and Implementation Fees Programs and Client Retention Program Management Fees and Other Revenue Paysign currently has 2.8+ Million Cardholder Transaction Fees cardholders The company has Network Interchange Fees maintained 100% client retention for 8 years running Softw
Slide 8: Proprietary Payment Processing Platform - Paysign
Proprietary Payment Processing Platform - Paysign® Technology as a Built on modern cross-platform architecture Allows company to significantly expand its operational capabilities differentiator through flexibility, scalability and ease of customization Real time payments with 99.999% uptime Platform
Slide 9: New Business Development Strong Pipeline
New Business Development Strong Pipeline Process Leadership Channel Partners Social Team and Media BOD Senior Experienced Relationships Client • Multiple lead sources Contacts pre-paid and and • 8 stage pipeline financials Industry Referrals • High conversion rate services sales trade conferences Le
Slide 10: Competitive Advantages: What sets Paysign apart
Competitive Advantages Paysign, Inc. Competitors End-to-End Solutions: Processor What sets and a Program Manager Processor (or) a Program Manager Paysign apart Customized: Innovative and Customization cost and time to client tailored payment solutions implement can be cost prohibitive • Technology •
Slide 11: Exceptional Growth Opportunities
Exceptional Growth Opportunities Paysign believes it is well positioned for 4. Selectively pursue synergistic, continued growth innovative and well priced acquisition targets Technology 3. Launch and grow Paysign Premier Card Payment Processing 2. Leverage technology capabilities to expand Platform
Slide 12: Investment by the Numbers
Investment by the Numbers Growth New signed business and growth in Life $23.4 million $4.9 million $621 million Sciences has 2018 Revenue 2018 Adjusted EBITDA 2018 Loaded on Card contributed to 50%+ Revenue growth; a strong Balance Sheet and positive cash flows $35–$37 million $10 - $12 million $0 2
Slide 13: Financial Highlights
Financial Highlights High Revenue Revenue ($ Millions) Adjusted EBITDA ($ Millions) $ 12 0 . 1 00 0 . % $10.0 - $12.0 Capture $35.0 - $37.0 $ 10 0 . 9 0.0% 8 0.0% 7 0.0% Paysign has $23.4 $ 8.0 6 0.0% experienced strong year-over-year growth $ 6.0 5 0.0% $4.9 $15.2 and has improved 4 0.0% $ 4.0 $3.0
Slide 14: Appendix
APPENDIX
Slide 15: Leadership Team
Leadership Team Mark Newcomer, President, CEO, and Vice Chairman of the Board of Directors § Co-founded the Company in 2001; and driving force behind the Company's significant growth and strategic direction § Shaping the future of the business as a premier prepaid card services leader, delivering a
Slide 16: Leadership Team (continued)
Leadership Team (continued) Robert Strobo, General Counsel, Chief Legal Officer and Secretary § 13+ years of legal experience in non-traditional banking § Previously at Republic Bank & Trust Company (Louisville, KY) as Deputy General Counsel and Vice President where he managed all legal affairs for
Slide 17: Board of Directors (Independents)
Board of Directors (Independents) Dan Henry, Chairman of the Board § Former CEO of NetSpend (2008-2013). Grew annual revenue from $129M to $351M, with over 2.4 million cardholder accounts. NetSpend acquired by Total System Services: (NYSE: TSS) for $1.4B § Co-founder, Former President and Chief Oper
Slide 18: Financial Highlights (continued) Balance Sheet
Financial Highlights (continued) Balance Sheet Summary Sep 2019 Dec 2018 Dec 2017 Cash $7,988,803 $5,615,073 $2,748,313 Balance Restricted Cash 33,230,890 26,050,668 14,416,444 Sheet Other Current Assets Total Current Assets 2,937,305 44,156,998 1,512,544 33,178,285 738,312 17,903,069 Non Current As
Slide 19: Financial Highlights: Income Statement and Adjusted EBITDA
Financial Highlights Income Statement Sep YTD 2019 Sep YTD 2018 FY 2018 FY 2017 Income Revenues $24,901,678 $16,558,438 $23,425,675 $15,234,091 Statement Summary Net income (loss) $5,570,540 $1,945,425 $2,588,054 $1,791,141 Income Tax expense (benefit) (556,068) - - 6,000 Revenue and Interest income
Slide 20: Paysign, Inc. Company Contact
Paysign, Inc. Company Contact: 1700 W Horizon Ridge Parkway Jim McCroy Suite 200 Investor Relations Henderson, Nevada Office: 702.749.7269 Office: (702) 453-2221 IR@paysign.com www.Paysign.com