Ing Groep N.v. · EURONEXT:INGA
Ing Groep — Investor Presentation (October 2025)
13 slides from Ing Groep's investor presentation, October 2025
Slide 1: ING profile 3Q2025
ING profile 3Q2025 October 2025 Global Brand & Marketing and Communications replace picture
Slide 2: Index
Index 1. Why we’re here 2. Who we are 3. Customers and products 4. What we promise our customers 5. Putting sustainability at the heart of everything we do 6. Our quarterly numbers in a factsheet 7. Our markets 8. Our leaders 2
Slide 3: Empowering people to stay a step ahead in life and in business
Empowering It’s our purpose to empower people to stay a step ahead in life and in business. This purpose guides us in everything people to stay a we do. It represents our conviction in people’s potential. We don’t judge, coach or tell people how to live their lives. However big step ahead in life or
Slide 4: Who we are
Who we are. ING is a global bank with a strong European base. Our more than 60,000 employees offer retail and wholesale banking services in over 100 countries.
Slide 5: Customers are who we're here for
Customers are Our products. who we’re here for. Our products include savings, payments, At every step of their ING journey, customers investments, loans and mortgages in most of our should feel an emotional connection with us. retail markets. For wholesale banking clients we Banking is a relationshi
Slide 6: Providing superior customer value. Banking made easy, instant, personal and relevant
Providing superior Banking made customer value. easy, instant, personal and relevant. We want to stand out from the crowd We make banking easy, instant, even with our basic banking products. personal and relevant. Digital customer Scalable tech & journeys. ops. We provide mobile banking for individu
Slide 7: Putting sustainability at the heart of what we do
Putting sustainability at the heart of what we do.
Slide 8: Sustainability at the heart
Sustainability at the heart. Challenge Strategy on climate action Sustainability is one of the biggest challenges for society. ING aims Our sustainability strategy focuses on climate action and how we to be a banking leader in building a sustainable future for our can help to halt and reverse nature
Slide 9: This is how we performed!
This is how we performed! +197k +XXX mobile primary customers €1,787 mln net result 3Q25 vs. €1,880 mln 3Q24 €1,165 mln Fee income (+15% vs. 3Q24) 12.6% RoE (4-qtr rolling avg) Customer volume growth €110 bln volume mobilised 13.4% €+14.2 bln €-0.2 bln 9M2025 Core lending Core deposits CET1 ratio
Slide 10: Our markets
Our markets Wholesale & Retail Banking Wholesale Banking Corporate head office, Amsterdam, The Netherlands Australia India Poland Switzerland Austria Indonesia Philippines Taiwan Belgium Ireland Romania Türkiye Bulgaria Italy Russia1 Ukraine Czech Republic Japan Singapore UAE / Dubai France Luxembou
Slide 11: Our leaders
Our leaders Executive Board (EB) and Management Board Banking (MBB) Head of Retail, Market Leaders and Challengers & Growth Markets MBB Chief financial officer EB & MBB Pinar Abay Tanate Phutrakul Head of Wholesale Banking MBB Chief executive officer Andrew Bester Chairman EB & MBB Steven van Rijswi
Slide 12: Follow us to stay a step ahead
Follow us to stay a step ahead ING.com LinkedIn X YouTube Flickr Medium
Slide 13: Slide 13