Getty Realty Corporation · NYSE:GTY
Getty Realty — Investor Presentation (October 2026)
37 slides from Getty Realty's investor presentation, Oct 21, 2026
Slide 1: Corporate Profile and Supplemental Information: Convenience Automotive Retail
CORPORATE PROFILE and SUPPLEMENTAL INFORMATION CONVENIENCE AUTOMOTIVE RETAIL OCTOBER 2026 Exhibit 99.1
Slide 2: Safe Harbor Statements
SAFE HARBOR STATEMENTS Forward Looking Statements Certain statements in this presentation constitute “forward-looking statements” within the meaning of the federal securities laws. Forward-looking statements are statements that relate to management’s expectations or beliefs, future plans and strateg
Slide 3: Table of Contents
TABLE OF CONTENTS Corporate Profile Business Update Page 4 Company 5 Portfolio 11 Balance Sheet and Other 20 Definitions 24 3 Supplemental Information Top Tenants Page 28 Top Markets 29 Lease Expirations 30 Rent Escalations 31 Rent Coverage 32 Redevelopment Activity 33 Debt and Credit Metrics 34 Rev
Slide 4: Investment Activity, Portfolio, Balance Sheet and Earnings
4 INVESTMENT ACTIVITY PORTFOLIO 99.7% occupied 10.8 years WALT 2.5x tenant rent coverage (3) BALANCE SHEET EARNINGS Invested $502.3 million at a 7.2% initial cash yield year to date Acquired 44 c-stores, 41 auto service centers, 24 drive-thru QSRs, and six express tunnel car washes More than $75 mil
Slide 5: Company
COMPANY
Slide 6: One of the nation's largest owners of convenience and automotive retail properties
6 1,269 Properties 46 States $254M ABR Multi Store Operators National and Regional Brands Mature and Emerging Platforms Institutional Credit Quality TENANTS Nationwide High Density Metro Areas Strong Retail Corridors Market Dominant Sites LOCATIONS Convenience Stores Express Tunnel Car Washes Auto S
Slide 7: Tenant Relationships, Lease Structuring, Investment Focus and Underwriting
7 TENANT RELATIONSHIPS Direct dialogue with growing retailers Align with tenant “buy & build” strategies Repeat and referral business > 90% of transactions direct with tenants (1) LEASE STRUCTURING Unitary, triple net leases Site level financial reporting Annual rent escalations 85% of ABR derived f
Slide 8: Growing Earnings and Dividends per Share While Maintaining Stability
8 AFFO PER SHARE DIVIDENDS PER SHARE 5.1% CAGR 4.9% CAGR OCCUPANCY RENT COLLECTIONS TENANT RENT COVERAGE (1) GROWING EARNINGS AND DIVIDENDS PER SHARE, WHILE MAINTAINING PORTFOLIO STABILITY… 1) Site-level rent coverage is calculated one quarter in arrears based on trailing twelve month financial info
Slide 9: Diversifying Across Property Type, Geography and Tenant
9 …AND DIVERSIFYING ACROSS PROPERTY TYPE, GEOGRAPHY AND TENANT TOP 10 MARKETS (% ABR) TOP 10 TENANTS (% ABR) Entered 13 new states Added 67 new tenants PROPERTY TYPE (% ABR) 945 Sites $117M ABR December 31, 2019 September 30, 2026 1,269 Sites $254M ABR Convenience Stores Express Tunnel Car Washes Au
Slide 10: Demonstrated Capital Allocation and Balance Sheet Management Capabilities
10 DEMONSTRATED CAPITAL ALLOCATION AND BALANCE SHEET MANAGEMENT CAPABILITIES CAPITAL RAISED ($M) (1)(2) CAPITAL DEPLOYED ($M) $52M unsettled forward equity CAPITAL STRUCTURE SUMMARY BBB- FITCH RATED 4.1x FIXED CHARGE COVERAGE 5.2x NET DEBT TO EBITDA 37% DEBT TO TOTAL ASSET VALUE 39% DEBT TO TOTAL CA
Slide 11: Portfolio
PORTFOLIO
Slide 12: Freestanding Retail Properties Offering Essential Goods and Services
12 FREESTANDING RETAIL PROPERTIES OFFERING ESSENTIAL GOODS AND SERVICES CONVENIENCE & AUTOMOTIVE RETAIL REAL ESTATE PROPERTY TYPES Convenience Stores Express Tunnel Car Washes Auto Service Centers Collision Repair Oil & Maintenance Tire & Battery Drive Thru QSRs PROPERTY ATTRIBUTES New builds / late
Slide 13: National Footprint with Concentrations in High Density Metropolitan Areas
13 NATIONAL FOOTPRINT WITH CONCENTRATIONS IN HIGH DENSITY METROPOLITAN AREAS 1,269 FREESTANDING Properties 46 States 68% CORNER LOCATIONS 58% TOP 50 MSAs % of ABR 16% 0% 1) Estimated population growth from April 1, 2020 to July 1, 2025 per the U.S. Census Bureau. The total United States population g
Slide 14: Growing Convenience Retailers and Automotive Service Providers
14 GROWING CONVENIENCE RETAILERS AND AUTOMOTIVE SERVICE PROVIDERS TENANT PROFILE MULTI-STORE OPERATORS Scale and purchasing power Strong credit profiles Growth orientation NATIONAL AND REGIONAL BRANDS Market brand recognition Loyalty or membership programs Concentrated store networks MATURE AND EMER
Slide 15: Representative Investment: Convenience Stores
15 REPRESENTATIVE INVESTMENT: CONVENIENCE STORES Refuel is one of the largest regional convenience retail platforms in the country operating more than 250 locations under the Refuel and Double Quick brands across the Southeastern U.S. Year Founded: 2008 Store Count: 250+ Locations: SC, NC, TX, MS, A
Slide 16: Representative Investment: Express Tunnel Car Washes
16 INVESTMENT SUMMARY INVESTMENT HIGHLIGHTS Transaction Type: Sale Leaseback # of Properties: 6 Transaction Value: $49.4 million Location: Anchorage (AK) Lease Term: 20.0 years Rent Escalation: 2.0% annual UW Rent Coverage (1): 2.8x TENANT PROFILE Sudzy Salmon is Alaska’s premier express tunnel car
Slide 17: Representative Investment: Auto Service Centers
17 INVESTMENT SUMMARY INVESTMENT HIGHLIGHTS Transaction Type: Development Funding # of Properties: Up to 11 Transaction Value: Up to $82.5 million Location: Various Lease Term: 15.0 years Rent Escalation: 2.0% annual UW Rent Coverage (1): 2.5x TENANT PROFILE New construction, state-of-the-art facili
Slide 18: Representative Investment: Drive Thru Quick Service Restaurants
18 INVESTMENT SUMMARY INVESTMENT HIGHLIGHTS Transaction Type: Sale Leaseback # of Properties: 14 Transaction Value: $17.7 million Location: Georgia, South Carolina Lease Term: 20.0 years Rent Escalations: 10% / 5 years UW Rent Coverage (1): 2.2x BRAND PROFILE (2) Sites located in major retail corrid
Slide 19: Redevelopment and Development Pipeline
19 CURRENT PIPELINE INCLUDES FOUR PROJECTS TOTALING ~$2.2 MILLION of NEW INVESTMENT WITH ESTIMATED COMPLETIONS SCHEDULED FOR 2026-29 COMPLETED 35 REDEVELOPMENT PROJECTS TOTALING $25.0 million AT 15% INCREMENTAL YIELDS Property Type: Auto Service DEVELOPMENT Type: Ground Lease TOTAL INVESTMENT: $0.4
Slide 20: Balance Sheet and Other
BALANCE SHEET AND OTHER
Slide 21: Ample Liquidity and Flexible Capital Structure Support Portfolio Growth
21 ACCESS TO CAPITAL $9 million cash $52 million unsettled forward equity $450 million Revolver capacity (1) CAPITAL STRUCTURE Low to moderate leverage 100% unencumbered assets Long-term, fixed-rate debt Well-laddered debt maturities 37% DEBT TO TOTAL ASSET VALUE 5.2x NET DEBT TO EBITDA BBB- FITCH R
Slide 22: AFFO per Share Growth: Initial Guidance vs. Actual Results
22 AFFO PER SHARE GROWTH: INITIAL GUIDANCE VS. ACTUAL RESULTS Note: All figures are shown as and calculated against the midpoint of earnings guidance ranges. 1) The Company updated its definition of AFFO beginning in 2022 to better conform to market practice. 2021 data has been restated to reflect t
Slide 23: Corporate Responsibility: Environmental, Social, Governance
23 SEE OUR LATEST CORPORATE RESPONSIBILITY REPORT AT WWW.GETTYREALTY.COM/CORPORATE-RESPONSIBILITY ENVIRONMENTAL STEWARDSHIP CORPORATE GOVERNANCE We place a high priority on the protection of our assets and the environment Our team includes environmental experts who conduct extensive due diligence We
Slide 24: Convenience Automotive Retail Definitions
CONVENIENCE AUTOMOTIVE RETAIL DEFINITIONS
Slide 25: Definitions: FFO and AFFO
25 Funds from Operations (FFO) and Adjusted Funds from Operations (AFFO). In addition to measurements defined by accounting principles generally accepted in the United States of America (“GAAP”), the Company also focuses on Funds From Operations (“FFO”) and Adjusted Funds From Operations (“AFFO”) to
Slide 26: Definitions: ABR and Other Terms
26 Annual Base Rent (ABR). Contractually specified annual base rent in effect for all leases that have commenced as of the date noted, including those accounted for as direct financing leases. Annual Rent Escalations. Weighted average contractual rent increases per year under the terms of in-place l
Slide 27: Supplemental Information
SUPPLEMENTAL INFORMATION CONVENIENCE AUTOMOTIVE RETAIL
Slide 28: Top Tenants
28 # Tenant Sector $ ABR % of ABR 11 CrossAmerica C-Store $ 7.2 2.8% 12 Casey’s General Stores C-Store 6.2 2.4% 13 Main Street Auto Auto Service 5.0 2.0% 14 LV Petroleum C-Store 4.9 1.9% 15 Splash Car Wash Car Wash 4.6 1.8% 16 Diamond Jubilee C-Store 4.4 1.7% 17 Sunoco C-Store 4.1 1.6% 18 Capitol Pe
Slide 29: Top Markets
29 # Metro Area $ ABR % of ABR 1 New York / New Jersey $ 28.2 11.9% 2 Houston 14.4 6.2% 3 Washington D.C. 13.7 5.8% 4 Boston 9.6 4.1% 5 Columbia (SC) 8.3 3.3% 6 Las Vegas 7.5 3.2% 7 San Antonio 7.4 2.5% 8 Austin 6.0 2.1% 9 Kansas City 5.6 2.4% 10 Phoenix 5.5 2.3% 11 Denver 5.3 2.3% 12 Anchorage 5.0
Slide 30: Lease Expirations
30 99.7% occupied 10.8 years WALT LEASE EXPIRATIONS LEASE EXPIRATION SCHEDULE (% of ABR)
Slide 31: Rent Escalations
31 Fixed = 94.3% CPI = 4.9% 99.2% subject to rent escalation 1.8% annualized rent escalation rate RENT ESCALATIONS RENT ESCALATIONS (% of ABR)
Slide 32: Rent Coverage
32 77% site level reporting requirements 2.5x TTM rent coverage Site level reporting Note: Site level rent coverage is calculated one quarter in arrears based on trailing twelve month financial information provided by tenants. 1) Tenants subject to site level reporting requirements, but TTM financia
Slide 33: Redevelopment Activity
33 Market Property Type Anticipated Total Investment (1) Investment as of 9/30/2026 Expected Completion Waco, TX QSR $ 525 $ 187 2026 New York/New Jersey Auto Service 454 81 2027 New York/New Jersey Auto Service 579 165 2027 New York/New Jersey Auto Service 603 59 2029 Total Active Projects $ 2,161
Slide 34: Debt and Credit Metrics
34 Maturity Amount Fixed Rate June 2028 $ 100.0 5.47% September 2029 175.0 4.09% November 2030 175.0 3.43% February 2032 175.0 4.41% January 2033 125.0 3.65% January 2036 250.0 5.76% Wtd. Avg. / Total $ 1,000.0 4.53% Total Asset Value $ 3,389.2 Total Consolidated Indebtedness 1,245.4 EBITDA 227.5 Co
Slide 35: Revenues from Rental Properties and Property Costs
35 1) Includes minimum base rental payments due under operating and direct financing leases. 2) Includes variable rental payments from percentage rents, fuel volume, and other ancillary sources, as applicable. Revenues from rental properties AND PROPERTY COSTS Revenues from Rental Properties Propert
Slide 36: Reconciliation of Net Earnings to FFO and AFFO
36 1) Dividends paid and undistributed earnings allocated, if any, to unvested restricted stockholders are deducted from FFO and AFFO for the computation of per share amounts. See the Company’s earnings release 8-K filed on October 21, 2026 for additional information. FFO and AFFO Reconciliation Rec
Slide 37: Getty Realty Corp. contact
Getty Realty Corp. 292 Madison Avenue 9th Floor New York, NY 10017 646-349-6000 CONVENIENCE AUTOMOTIVE RETAIL