Slide 1: Chubb Reports Second Quarter Per Share Net Income of $7.30
Chubb Limited www .chubb.com Bärengasse 32 @Chubb CH -8001 Zurich Switzerland News Release Chubb Reports Second Quarter Per Share Net Income of $7.30 and Per Share Core Operating Income of $7.26, Up 18.2%; Consolidated Net Premiums Written of $14.7 Billion, Up 3.6%, with P&C and Life Insurance Up 3.
Slide 2: Second Quarter Summary
Chubb Limited News Release ZURICH – July 21, 2026 – Chubb Limited (NYSE: CB) today reported net income for the quarter ended June 30, 2026 of $2.85 billion, or $7.30 per share, and core operating income of $2.84 billion, or $7.26 per share. Book value per share and tangible book value per share incr
Slide 3: Six Months Ended Summary
Chubb Limited News Release Chubb Limited Six Months Ended Summary (in millions of U.S. dollars, except per share amounts and ratios) (Unaudited) (Per Share) 2026 2025 Change 2026 2025 Change Net income $5,174 $4,299 20.4% $13.17 $10.63 23.9% Adjusted net realized (gains) losses and other, net of tax
Slide 4: CEO comments on results
Chubb Limited News Release and we will not underwrite knowingly at a loss. The growth penalty we are paying in property will dissipate going forward. In the meantime, soft market conditions are spreading to certain areas of casualty while financial lines also remain soft. Against that backdrop, we’r
Slide 5: Consolidated net premiums earned increased 5.8%
Chubb Limited News Release • Consolidated net premiums earned increased 5.8%, or 4.0% in constant dollars. P&C net premiums earned increased 5.5%, or 3.6% in constant dollars. • Operating cash flow was $3.73 billion and adjusted operating cash flow was $3.48 billion. • Total capital returned to shar
Slide 6: Details of financial results by business segment
Chubb Limited News Release Details of financial results by business segment are available in the Chubb Limited Financial Supplement. Key segment items for the quarter ended June 30, 2026 are presented below: Chubb Limited Q2 Q2 (in millions of U.S. dollars except for percentages) 2026 2025 Change To
Slide 7: North America Commercial P&C Insurance
Chubb Limited News Release • North America Commercial P&C Insurance: The combined ratio increased 1.9 percentage points, including a 1.3 percentage point increase from higher catastrophe losses and a 0.5 percentage point increase in the current accident year loss ratio excluding catastrophe losses.
Slide 8: Earnings conference call details
Chubb Limited News Release All comparisons are with the same period last year unless otherwise specifically stated. Please refer to the Chubb Limited Financial Supplement, dated June 30, 2026, which is posted on Chubb's investor relations website, investors.chubb.com, in the Financials section for m
Slide 9: Regulation G – Non-GAAP Financial Measures
Chubb Limited News Release Regulation G – Non-GAAP Financial Measures In presenting our results, we included and discussed certain non-GAAP measures. These non-GAAP measures, which may be defined differently by other companies, are important for an understanding of our overall results of operations
Slide 10: Underlying metrics and book value definitions
Chubb Limited News Release References in this release to “current accident year” or “underlying” metrics exclude catastrophe losses and prior period development, unless stated otherwise. Core operating income relates only to Chubb income, which excludes noncontrolling interests. It excludes from Chu
Slide 11: Underlying insurance results and book value comparisons
Chubb Limited News Release our underlying insurance results or trends and make book value comparisons to less acquisitive peer companies less meaningful. Book value per share and tangible book value per share excluding accumulated other comprehensive income (loss) (AOCI), excludes AOCI from the nume
Slide 12: Summary Consolidated Balance Sheets
Chubb Limited News Release Chubb Limited Summary Consolidated Balance Sheets (in millions of U.S. dollars, except per share data) (Unaudited) June 30 December 31 2026 2025 Assets Investments $ 172,649 $ 168,720 Cash and restricted cash 2,753 2,470 Total invested assets 175,402 171,190 Insurance and
Slide 13: Summary Consolidated Financial Data
Chubb Limited News Release Chubb Limited Summary Consolidated Financial Data (in millions of U.S. dollars, except share, per share data, and ratios) (Unaudited) Three Months Ended Six Months Ended June 30 June 30 2026 2025 2026 2025 Gross premiums written $ 17,947 $ 17,276 $ 34,498 $ 32,381 Net prem