Great Southern Bancorp, Inc. · NASDAQ:GSBC
Great Southern Bancorp — Q3 2024 Earnings Presentation
13 slides from Great Southern Bancorp's earnings presentation, Oct 17, 2024
Slide 1: Loan Portfolio September 30, 2024
=§— GREAT SOUTHERN BANK LOAN PORTFOLIO September 30, 2024
Slide 2: Loan Portfolio
Loan Portfolio Gross Loans [in thousands] 09-30-24 $4,791,912 06-30-24 $4,718,224 *Includes Home Equity Loans of $114,729 *Includes Home Equity Loans of $113,483 2
Slide 3: Loan Portfolio by Region
Loan Portfolio by Region Gross Loans [in thousands] 09-30-24 $4,791,912 06-30-24 $4,718,224 3
Slide 4: Commercial Real Estate by Industry
Commercial Real Estate by Industry Gross Loans [in thousands] 09-30-24 $1,546,005 06-30-24 $1,511,672 4
Slide 5: Commercial Real Estate by Region
Commercial Real Estate by Region Gross Loans [in thousands] 09-30-24 $1,546,005 06-30-24 $1,511,672 5
Slide 6: Commercial Real Estate Office and Retail
Commercial Real Estate Office and Retail All Data as of 09/30/24 Gross Loans [in thousands] Office $209,067 Retail + $419,074 Restaurant Average credit size is $1,583,844 Average credit size is $1,611,823 6
Slide 7: Commercial Real Estate Office and Retail Detail
Commercial Real Estate Office and Retail All Data as of 09/30/24 Gross Loans [in thousands] Office - $209,067 Retail+Restaurant - $419,074 Medical Traditional Neighborhood Outstanding Strip Single Mixed- & Shopping Center Tenant Use Center Restaurants Balance $35,653 $173,414 Outstanding # of Loans
Slide 8: Construction & Land Development by Industry
Construction & Land Development by Industry Gross Loans [in thousands] 09-30-24 $421,043 06-30-24 $642,567 8
Slide 9: Construction & Land Development by Region
Construction & Land Development by Region Gross Loans [in thousands] 09-30-24 $421,043 06-30-24 $642,567 9
Slide 10: Multi Family Real Estate by Region
Multi Family Real Estate by Region Gross Loans [in thousands] 09-30-24 $1,569,879 06-30-24 $1,250,976 Average credit size is $6,304,734 Average credit size is $5,278,381 10
Slide 11: Multi Family Real Estate by LTV
Multi Family Real Estate by LTV Gross Loans [in thousands] 09-30-24 $1,569,879 06-30-24 $1,250,976 11
Slide 12: Non-performing by Type
Non-performing by Type Gross Loans [in thousands] 09-30-24 $7,483 06-30-24 $10,984 *Includes Home Equity Loans of $0 *Includes Home Equity Loans of $32 12
Slide 13: Non-performing by Region
Non-performing by Region Gross Loans [in thousands] 09-30-24 $7,483 06-30-24 $10,984 13
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