Stakk Ltd · ASX:SKK
Stakk — Investor Presentation (December 2025)
25 slides from Stakk's investor presentation, Dec 10, 2025
Slide 1: Stakk Investor Presentation
Stakk Investor Presentation Sydney, 10 December 2025 - Stakk Ltd (ASX: SKK) is pleased to provide the investor presentation to be presented this morning by Executive Director Mr Andy Taylor at the Company’s investor webinar. The presentation includes new information on the Company’s performance to t
Slide 2: Providing critical, modular financial infrastructure
Providing critical, modular financial infrastructure Investor presentation December 2025 Stakk Limited (ASX:SKK)
Slide 3: Disclaimer
Disclaimer This presentation has been prepared by Stakk Ltd (the “Company”). This presentation may contain forward-looking statements, guidance, forecasts, estimates, prospects, projections or statements in relation to future matters (“Forward Statements”). Forward This presentation contains selecte
Slide 4: 2025 Highlights
2025 Highlights Transitioned from a direct B2C offering to a highly defensible B2B Embedded Finance platform offering; Expanded across the U.S. market using a distribution-first acquisition strategy initiated through the purchase of Radical DBX, Inc. (R-DBX); Sharply focused on delivering a modular,
Slide 5: Overview
Overview Stakk is a modular, API-first Embedded Finance platform. Offering the critical financial infrastructure every modern financial services program requires to innovate and automate workflows. Our clients call it Stakk IQ™
Slide 6: Overview
Overview Embedded finance Operating Distribution via est ~$8.0m in ARR, SaaS infrastructure across the USA tech enabled business, up 566% YTD & provider & AU inbound sales! accelerating!
Slide 7: Total Addressable Market
Total Addressable Market The current size of the U.S. Embedded Finance market is approximately USD 25.94 billion with a compound annual growth rate (CAGR) of 32%. Projected Size by 2030 lies between USD 103.86 billion (conservative) and USD 300 billion (aggressive). It is estimated that the current
Slide 8: Model benefits
Model benefits Long-term (3 year) contracts with auto-renewal. High-margin ARR derived from API/SDK based infrastructure integrations. Usage-based expansion revenue as clients grow. Minimal churn due to deep technical embedding. Capital-efficient operating model supporting strong margin retention. P
Slide 9: Problem we solve
Problem we solve Modern banks and fintech companies invest heavily in sleek front- end apps and user experiences, but the critical "back-office" infrastructure - fraud detection, risk scoring, identity verification, document processing, reconciliation, settlement, audit trails, and regulatory compli
Slide 10: Solution
Solution Stakk provides a single, unified infrastructure layer that integrates all these essential but “boring” operational functions (fraud, risk, identity, orchestration, ledger sync, document capture, compliance, etc.), allowing financial institutions and fintechs to offload mission-critical back
Slide 11: Critical infrastructure
Critical infrastructure Configurable Program config keeps features flexible, simple, modular. You decide what's right for your customers. Users Customers Customers Financial Services product Developer Client Apps friendly Stakk offers API docs, SDKs, and other resources you Compliance and Monitoring
Slide 12: A modular API-based SaaS offering
A modular API-based SaaS offering Module Functionality Use cases Target Mobile image capture, optical character recognition (OCR), Loan origination, KYB/KYC flows, online account opening, HR onboarding, expense management, Capture IQ hologram detection, liveness detection, and tamper detection, for
Slide 13: Key benefits
Key benefits Increased Revenue: By embedding financial services (like financing or seamless payments), companies can increase conversion rates and average order value. They can also create new revenue streams. Enhanced Customer Experience: It eliminates friction. A user doesn't have to leave the pla
Slide 14: Progress
Progress We are now scaling defensible Annualised Recurring Revenue (ARR); Serving: 212 clients Completing: 144.1 m transactions a month Processing: $413.4 m in transfers a month
Slide 15: Competitive moat
Competitive moat Our years of operational experience within embedded financial flows has generated unique, high-quality datasets that competitors cannot replicate. Once our Stakk IQ™ modules are fully integrated deeply into a clients application and operations, removal is cost-prohibitive, providing
Slide 16: Distribution
Distribution Stakk’s distribution framework is designed to maximise reach, accelerate adoption, and provide diverse entry points into global financial markets. We operate a multi-channel strategy that includes: Direct enterprise sales targeting banks, fintechs and platforms Channel partnerships with
Slide 17: Stakk intentionally makes it easy for clients to do business with us
Stakk intentionally makes it easy for 78% clients to do business with us by Gross Margin keeping it simple & mutually balanced Monthly platform fees Av. of $1.5k to $15.0k (depending on size and effort) Transaction fees Av. of $0.30 to $0.50 (depending on volumes) Dynamic Annual Minimum Spend Minimu
Slide 18: Key competitors
Key competitors Spanning workflow management across customer origination and program management.
Slide 19: Revenue performance
Revenue performance Un-audited forecasted revenue on organic growth from core operating business. Actuals up to end of November.
Slide 20: Operating costs
Operating costs Un-audited calender year 2025 YTD costs up to end of Nov (AUD) showing Net Margin for U.S operating subsidary. Stakk now cashflow positive minus corporate costs. COGS $648,000 SOC & Compliance $252,000 Support $331,000 DevOpps $108,000 Hosting $328,000 Admin $68,000 Billing/Collectio
Slide 21: Growth catalysts
Growth catalysts Stakk has a robust, evergreen pipeline of new customers going into 2026. Growth will come via organic and in-organic acquisitive opportunities that will reinforce our competivie moat.
Slide 22: How are we viewed today?
How are we viewed today? Addressing Clear Market Demand: Stakk Delivered Demonstrable Growth: 212 active has identified a real, urgent market need (paying) clients, up from 29 in January. Two and met it with a clear product fit. marque client wins, and more to come. Delivering Proven Technology & Bu
Slide 23: The next 12 months
The next 12 months Stakk plans to make continued investment into it’s Stakk IQ™ offering to exponentially increase competitiveness harnessing Agentic-AI for the benefit of customers, whilst looking to expand our solution into the area of core-banking deposit and lending workflows, spanning originati
Slide 24: Board & Exec
Board & Exec Andy Taylor - Founder & CEO Bert Mondello - Director Fintech entrepreneur, previously founder President ant Noodlecake, NED at of SocietyOne, sold to MoneyMe (ASX:MME) Vection (ASX:VR1), Sreamplay (ASX:SP8) Nikhil Ghaneker - Chairman & CFO Michelle Tang - Non Exec Director CFO at UrbanF
Slide 25: Thank You
Thank You Contact: secretary@stakk.tech