Banco De Bogota Sa · BVC:BOGOTA
Banco De Bogota Sa — Investor Presentation (September 2023)
14 slides from Banco De Bogota Sa's investor presentation, September 2023
Slide 1: Corporate Presentation
TÍTULO Corporate Presentation The Issuer´s IR - Recognition granted by the Colombian Securities Exchange is not a certification about the quality of the securities listed at BVC nor the solvency of the issuer
Slide 2: Business Overview
Business Overview ✓ Founded in 1870, Banco de Bogotá is Colombia’s oldest financial institution ✓ We contribute to the growth and well-being of society and our stakeholders and the main subsidiary of Grupo Aval, the leading financial group in through the responsible management of our financial servi
Slide 3: Presence and Key Figures Q3 2023
Presence and Key Figures Q3 2023 9.6 million 16,677 20,160 Customers (1) Employees (1) Banking Correspondents 479 1,614 Branches (1) ATMs (2) Market Share Banco de Bogotá is a leading Colombia (4) institution in Colombia Panama (3) 12.3% Assets Assets 3.9% 12.2% Gross loans Gross loans 4.5% 12.0% De
Slide 4: Corporate Structure Reflects Business Diversification
Corporate Structure Reflects Business Diversification Universal Bank with a wide portfolio of products and services. Presence across Colombia and Panama. Agencies in Miami and New York.(1) Subsidiaries in Colombia 94.99% 95.81% (2) 94.90% 38.90% Foreign Subsidiaries Panamá New York Agency Miami Agen
Slide 5: Our Corporate Strategy Supports Long-term Goals
Our Corporate Strategy Supports Long-term Goals Customer Sustainable Growth We ensure positive and memorable We grow the business profitably by experiences to achieve customer developing value offerings that loyalty and recommendation, allow us to accompany and support through differentiated solutio
Slide 6: Corporate Strategy: How did we close 2022?
Corporate Strategy How did we close 2022? Customer Sustainable Growth • End-to-end flows for 100% digital disbursements of vehicles, microfinance and • Nearly $4.5 trillion in our green and social lending portfolio. housing loans. • We disbursed $100.5 billion for economic reactivation and job creat
Slide 7: Corporate Strategy: How is 2023 going?
Corporate Strategy How is 2023 going? Customer Sustainable Growth • We have focused on improving customer experience in all our segments, positively • Our transformation has been validated by our clients, allowing us to grow our impacting our NPS. In 2023, Relational NPS is 51.2, increasing 1.8 vs 2
Slide 8: Financial Results Q3-2023
Financial Results Q3-2023 Figures in USD millions Total Assets Breakdown Gross Loan Portfolio (2) 0.3% 13.0% 11.9% 7.7% Loans & Leases, Net Commercial Fixed Income Investments 23.2% Consumer 11.0% $34,188 $24,667 Equity Investments Mortgage Other Assets (1) 64.6% Microcredit 68.4% Total Funding Tota
Slide 9: Digital Transformation
Digital Transformation Credit cards 105 Sales Channel Transformation Insurance 91 8.0 out of 10 Saving accounts Personal loans 175 91 + 490 Time deposits products sold are Total Digital Sales (k) 1 19 digital Others 11 Active Digital Retail Clients (k) Total Digital Transactions (millions) ∆ CAGR 19
Slide 10: Risk Control at the Core of our Operations
Risk Control at the Core of our Operations Asset Quality-PDLs Net Cost of Risk Coverage Impairment loss, Net / Allowances / PDLs average loans 5.6% 1.63x 2.9% 1.39x 1.21x 4.6% 1.00x 4.0% 1.4% 3.4% Q3-22 Q3-23 Q3-22 Q3-23 Q3-22 Q3-23 Commercial Loan Portfolio PDLs Consumer Loan Portfolio PDLs Mortgag
Slide 11: International and Local Risk Ratings Reflect our Creditworthiness
International and Local Risk Ratings Reflect our Creditworthiness International ratings July 10th, 2023 November 29th, 2023 Moody’s Investors Service Fitch Ratings Baa2 “The bank's BCA reflects its strong and resilient earnings BB+ “The bank's ratings also consider its consistent financial Stable ge
Slide 12: Sustainability
Sustainability Environment Social Other Issues ✓ Sustainability Committee’ new members: ✓ Banco de Bogotá signed Asobancaria's Tomás González, former Minister of Key ✓ Second TCFD report issued in October / Social Protocol, promoting diversity, Mining & Energy and David Salamanca, Developments 2023
Slide 13: Q3-2023 Performance Overview
Q3-2023 Performance Overview Attributable Net Income for Q3-2023 was USD $36.2 million leading to an annualized 3.8% ROAE. 0.4% 3.8% • Annualized profitability metrics were 0.4% for ROAA and 3.8% for ROAE ROAA ROAE in Q3-2023. Net Interest Margin 4.5% • Lending NIM at 5.4% partially offsets Investme
Slide 14: Contact Information
www.bancodebogota.com Contact Information Sergio Sandoval Cadena– Vice-President of Finance and Strategy Javier Dorich Doig – Head of IR & Corporate Development investor.relations@bancodebogota.com.co Mejor Banco de Colombia 2023: • Global Finance Great Place To Work 2022 Sustainability Yearbook 202
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