Banco Bbva Argentina Sa · BCBA:BBARB
Banco Bbva Argentina Sa — Q2 2026 Earnings Presentation
10 slides from Banco Bbva Argentina Sa's earnings presentation, Aug 28, 2026
Slide 1: 2Q26 Earnings Conference Call
BBVA Argentina August 2026 2Q26 Earnings Conference Call
Slide 2: 2Q26 Profitability Indicators
BBVA Argentina Webcast Presentation p. 1 2Q26 Profitability Indicators Net Income (AR$ billion, INFLATION ADJUSTED) +14% +45% 2Q26 Net Income AR$ 131.6 bn 2026 Net Income AR$ 222.5 bn ROE ROA
Slide 3: 2Q26 loan loss allowances offset by lower expenses & loss from monetary position
BBVA Argentina Webcast Presentation p. 2 2Q26 loan loss allowances offset by lower expenses & loss from monetary position 2Q26 Net Income 1 Interest income impacted by a decrease in interest rates and CPI-linked bonds, offset by a reduced monetary position loss. Net Interest Income 2Q26 $ 912.2 bn V
Slide 4: 1H26 NII and Fee improvement more than offset credit losses
BBVA Argentina Webcast Presentation p. 3 1H26 NII and Fee improvement more than offset credit losses 1H26 Net Income 1 Substantial improvement in net interest income driven by lower average funding rates, alongside higher fee income. Net Interest Income 1H26 $ 1.85 tn Var YoY +18.9% 2 Loan loss allo
Slide 5: Financial Indicators
BBVA Argentina Webcast Presentation p. 4 Financial Indicators Net Interest Income (net of monetary position result) & Adjusted NIM** Fees-to-Expenses Ratio (Net Fee Income / Expenses) (AR$ billion, INFLATION ADJUSTED) (%, INFLATION ADJUSTED) Cost of Risk Efficiency Ratio (%, INFLATION ADJUSTED) (%,
Slide 6: Loans-to-Deposits Ratio & NIMs
BBVA Argentina Webcast Presentation p. 5 Loans-to-Deposits Ratio & NIMs Loans-to-Deposits Ratio Adjusted Quarterly NIM* (%, INFLATION ADJUSTED) (AR$ billion, INFLATION ADJUSTED) System Source: “Informe sobre bancos”, BCRA, as of June 2026, last available information. **Adjusted NIM: (Quarterly Net I
Slide 7: Loan Portfolio & Asset Quality
BBVA Argentina Webcast Presentation p. 6 Loan Portfolio & Asset Quality Private Loans NPL & Coverage (AR$ BILLION, INFLATION ADJUSTED) (%, CONSOLIDATED, INFLATION ADJUSTED) Real growth in a context of deceleration +13.1% 2.1% Financial System NPL 7.22%* Jun-26 PRIVATE LOANS MARKET SHARE* 2Q25 1Q26 2
Slide 8: Deposits & Capital Requirement
BBVA Argentina Webcast Presentation p. 7 Deposits & Capital Requirement Private Deposits Capital ratio decline in line with increase in financial (AR$ BILLION, INFLATION ADJUSTED) intermediation, at comfortable levels +7.7% +4.3% 11,5% 8% * RPC includes 100% of quarterly results Stable public sector
Slide 9: Safe Harbor Statement
BBVA Argentina Webcast Presentation p. 8 Safe Harbor Statement This press release contains certain forward-looking statements that reflect the current views and/or expectations of Banco BBVA Argentina and its management with respect to its performance, business and future events. We use words such a
Slide 10: Investor Relations Contact
Investor Relations Contact investorelations-arg@bbva.com www.ir.bbva.com.ar