Grupo Supervielle Sa Class B · BCBA:SUPV
Grupo Supervielle Sa Class B — AR Partners Annual Equity Conference 2018
18 slides from Grupo Supervielle Sa Class B's conference presentation, Apr 11, 2018
Slide 1: AR Partners Conference, Buenos Aires
GRUPO a SUPERVIELLE AR Partners Conference Buenos Aires 04.11.2018
Slide 2: Who we are
J Who we are Fast-growing Argentine financial group focused on rendering tailored banking and financial services to individuals and small and medium size companies supported by a nationwide network and digital services GRUPO a SUPERVIELLE BBP TeGRATED FINANCIAL PLATFORM [USS] BBD crowtH ano success
Slide 3: Loans to private sector and total deposits growth
GRUPO a SUPERVIELLE BBV 0 ans To PRIVATE SECTORLARS Bill BBP 107A Depositscars sill. / 4Q16 1017 2Q17 3Q17 4Q17 4Q16 1Q17 2Q17 3Q17 4Q17 sss Loans to Private Sector —Industry growth ——=SUPV growth [=Total Deposits |—Industry growth ——SUPV growth Source: Daily Report BCRA Source: Daily Report BCRA
Slide 4: Vision and Strategy of Grupo Supervielle: What we achieved so far
GRUPO a SUPERVIELLE | Vision and SUPV Value Creation Strategy of GRUPO SUPERVIELLE Fast-growing Argentine financial group focused W h at on rendering tailored banking and financial WE ACHIEVED | >Prudent Risk Management > Organic Growth and Acquisitions services to individuals SO far ain] eral ens e
Slide 5: Vision and Value Creation since IPO
GRUPO a SUPERVIELLE | Vision and Value Creation since IPO Strategy of GRUPO SUPERVIELLE > Argentina eRe GION Argentine G reat S Fi ial S . financial group focused inancial Sector Poised on ee ae POTENTIAL for Growth banking and financial going into the services to individuals > Differentiated Strate
Slide 6: Retail Banking Priorities for 2018
| Retail Banking Solid market position with significant room to further expand leveraging our existing platform GRUPO a SUPERVIELLE Retail Banking Priorities for 2018 MORTGAGES =High growth ecosystem =Client acquisition anchor = Among top five originators LOYALTY =Expand NPS model Personalized atten
Slide 7: Corporate Segment: Focus on Middle Markets and SME
| Corporate Segment A comprehensive suite of products and services to address the needs of SMEs and Middle Market companies Our 5-Year Vision: Focus on Middle Markets and SME + DYNAMIC SECTORS MARKET SHARE =Value Chain Financing = Mainly grow in customers, asset =Concentrate on Energy, volume and tr
Slide 8: Corporate Segment: How We Continue Growing
| Corporate Segment A comprehensive suite of products and services to address the needs of SMEs and Middle Market companies GRUPO a SUPERVIELLE How We Continue Growing HOME BANKING/ SELECTIVE APPS BRANCH OPENING NEW SYNERGIES BUSINESS. LINES NEW SUB-SEGMENTS TICKET SIZE Nay OPERATING BANK at ey "Man
Slide 9: Consumer Finance: A Winning Business in a Sustainable Environment
| Consumer Finance Consolidate our leadership in consumer finance in Argentina, with a broad product portfolio, high profitability and focus on the customer experience GRUPO a SUPERVIELLE A Winning Business in a Sustainable growth Environment rea] | Direct effects on CONSUMER FINANCE ap Credit deman
Slide 10: Consumer Finance 5-Year Outlook: Leading Change through Digitalization
| Consumer Finance Consolidate our leadership in consumer finance in Argentina, with a broad product portfolio, high profitability and focus on the customer experience GRUPO a SUPERVIELLE 5-Year Outlook: Leading Change through Digitalization, Smart Data and Customer Focus CULTURE: Me ONT "Dive DATA
Slide 11: Supervielle Performance: Loan Portfolio and Asset Quality
GRUPO a L tf lj & A t lit SUPERVIELLE | Supervielle Oan Pportrollo sse Qua Ity Performance BBB Loan PORTFOLIO EVOLUTION LARS Will BBP 1sset Quauity 1 = LOAN PORTFOLIO up 56% sem 55.7% YoY with a higher mix of 31.6% (60.456 |. 94.0 [88.9 |] 89.7 Il 872 Il 88.9 If x8 | Coverage corporate loans ExT 27.
Slide 12: Supervielle Performance: Funding and deposits base
GRUPO a . . SUPERVIELLE | Supervielle Funding & deposits base Performance BBD vrosits BREAKDOWN 724% = Accelerated DEPOSIT expansion 584% |ousa7| December 2017 doubling system growth rate Special 35.7% a [53,088] Checking Other Time Loans to deposi 9 = Total deposits up 57.4% YoY to ase [33,518] om
Slide 13: Supervielle Performance: Financial performance
| Supervielle Performance = STRONG PROFITABILITY with net income up 86% in FY17 reaching AR$2.4 billion. = GROSS FINANCIAL MARGIN supported by repricing, loan growth and funding from follow-on equity offering. = OPERATIONAL LEVERAGE drives improvement in efficiency ratio, to 60.2% in 4Q17, from 64.5
Slide 14: 2018 guidance
GRUPO a SUPERVIELLE > 2018 guidance 2018 MACRO ASSUMPTIONS Total loan growth?) Efficiency Ratio Cost of Risk 45% - 50% 55% - 59% 41% - 4.5% FISCAL YEAR 2018 EXPECTATIONS Net Income*” NIM Tier 1 Ratio” AR$ 4.0 - 4.3 Bill. 18% - 20% 14% - 15% 1) Source: Market Expectations Survey as of January 2018 2)
Slide 15: Annex
Annex
Slide 16: Digital Boosts Our Strategic Initiatives
GRUPO a SUPERVIELLE | Digital Digital Boosts Our Strategic Initiatives Strategy Our vision is that OUR APPROA over the next five years Click & Mortar Banking will Digitalization of the operating model be the winner in Argentina UX in virtual channels Mortgage process digitalization Roll out devices
Slide 17: Lal
Lal SUPERVIELLE
Slide 18: Thank you!
AR Partners Conference Buenos Aires 04.11.2018 Thank you!
Grupo Supervielle — AR Partners Annual Equity Conference 2018 on 6ix