Pennymac Financial Services, Inc. · NYSE:PFSI
Pennymac Financial Services — Corporate Update (September 2025)
7 slides from Pennymac Financial Services's corporate update, Sep 8, 2025
Slide 1: PennyMac Financial Services, Inc. Investor Update September 2025
PennyMac Financial Services, Inc. INVESTOR UPDATE September 2025
Slide 2: Forward-looking statements
This presentation contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, regarding management’s beliefs, estimates, projections and assumptions with respect to, among other things, our future financial results and operations, our bus
Slide 3: Quarter-to-Date Business Update
Production Segment(1) ● Segment pretax income already exceeds the total amount reported in 2Q25 ‒ Correspondent margins higher than in 2Q25 ‒ Broker direct margins slightly higher than in 2Q25 ‒ Consumer direct margins lower than in 2Q25, with an increased revenue contribution driven primarily by hi
Slide 4: Strategic Update
~ STRATEGIC UPDATE
Slide 5: Strategic Partnership for a Modernized Mortgage Origination Process
STRATEGIC PARTNERSHIP FOR A MODERNIZED MORTGAGE ORIGINATION PROCESS Provides our consumer direct lending operations with a modern, agile platform and leverages our deep network of leading originators across the country to grow the industry’s adoption of Vesta’s LOS 5 Strategic partnership with upsid
Slide 6: Expanding Our Reach into Prime Non-Qualified Mortgage Loans
Industry-leading capital markets team with significant and efficient whole loan operations and a diversified network of investors and counterparties Growing number of self-employed borrowers, investors, and individuals with unique income streams; we estimate prime non-QM represents approximately 5%
Slide 7: PennyMac
™ PENNYMAC
PennyMac Financial Services — Corporate Update (September 2025) on 6ix