Bajaj Finserv Limited · NSE:BAJAJFINSV
Bajaj Finserv — Bajaj Finance — Shareholder Meeting (2021)
18 slides from Bajaj Finserv's shareholder meeting presentation, 2021
Slide 1: Key Highlights of first quarter results
BAJAJ) FINANCE LIMITED Key Highlights of first quarter results
Slide 2: Quarter gone by
Quarter gone by BAJAJ FINANCE LIMITED Muted quarter impacted by severe second wave Businesses and debt management efficiencies affected due to lockdowns
Slide 3: Financial statement summary
Financial statement summary - @ in Crore Assets under management Total Income Interest expenses Net Interest Income Operating Expenses Loan losses and provisions Profit before tax Profit after tax Operating expenses to Net Interest Income Loan loss to average Assets* Return on Average Assets* * Not
Slide 4: Outlook
Outlook BAJAJ FINANCE LIMITED Cautiously optimistic about the balance of FY22 on balance sheet growth, risk performance and profitability
Slide 5: Transformation journey
Transformation journey BAJAJ FINANCE LIMITED [2006 2021 ‘ » 15‘ year of transformation post demerger of financial services Captive monoline lender > diversified financial services company Fascinating journey with strong financial milestone over the last 14 years
Slide 6: 14-year financial snapshot
14-year financial snapshot 14 Year CAGR : AUM 37% | PBT 50% 24.00% n 22.50% 190% sno 20008 21.60% 2.00% 0 F FYO8 FYOS FY10 An FY12 FY13 FY14 FY15 FY16 FYI7 FY18 FYID FY20 FY21 QE AUM (incr) mm PBT (incr) NIT (in Cr) = ROE * Represents loan lossesand provisions to average AUFunder previous GAAP and I
Slide 7: FY 2021 & "new way of doing business"
FY 2021 & “new way of doing business” BAJA) FINANCE LIMITED FY 2021 was big on both gains and losses Losses were limited to lower profits while gains are long term and structural Zero based budgeting opened up a “new way of doing business” Relentless pursuit of the “new way of doing business” over n
Slide 8: Ambition
Ambition BAJAJ FINANCE LIMITED Ambition is to become a dominant non bank 12-14% of non bank industry in India Aim to be | 9-10% of retail credit in India 3-4% of total credit in India Ample opportunities to grow in a sustainable and profitable manner
Slide 9: Strategy
Strategy BAJAJ FINANCE LIMITED Simple and consistent strategy - acquire and cross sell Continue to acquire customers and cross sell assets, deposits, payments, insurance, investment and broking products Target consumers, MSMEs and commercial customers in India
Slide 10: Customer franchise
Customer franchise BAJAJ FINANCE LIMITED Large customer franchise of 50.5 MM Current franchise has outstanding mortgages of 10.4 Lac crore, personal loans of 3.4 Lac crore and 24.5 MM credit cards Continue to acquire 7-8 MM customers annually and grow BFL share of customer wallet 10
Slide 11: Distribution footprint
Distribution footprint BAJAJ FINANCE LIMITED Present in 3,113 cities and towns in India Retail distribution network of 1,14,400+ Continue to expand distribution footprint in a sustainable manner n
Slide 12: Complete product suite
Complete product suite BAJA) FINANCE LIMITED Comprehensive products and services suite for retail and MSME customers across assets, deposits, payments, insurance, investment, broking and credit counselling services Ability to fulfil most financial services needs of our customers effectively Continue
Slide 13: Business transformation
Business transformation BAJAJ FINANCE LIMITED “Never let a crisis go waste” Significant acceleration of digital transformation and become a consumer focussed Company “New way of doing business” - an Omnipresent financial services Company Enable existing and new customers will be able to seamlessly t
Slide 14: Business transformation
Business transformation BAJAJ FINANCE LIMITED A short video demonstrating some of the functional aspects of this new digital platform Homepage showcasing the breadth of offerings 2 journeys demonstrating frictionless customer experience 14
Slide 15: Behind the digital platform
Behind the digital platform BAJAJ FINANCE LIMITED 2000+ screens across 20 business and service modules 7000+ content screens Personalized and dynamic banner infrastructure Self service screens supported by integrated contact centre capabilities 300+ transaction APIs, ability to handle 100 K+ request
Slide 16: Phase-1 by October 2021 and final phase by March 2022
BAJAJ FINANCE LIMITED Phase-1 by October 2021 and final phase by March 2022 Structural shift in business conduct going forward Entails significant organization design changes Accelerate growth momentum Transform customer experience Potential to improve cross sell ratios Better risk management metric
Slide 17: Bajaj Finance Limited
BAJAJ) FINANCE LIMITED We strongly believe that the best of Bajaj Finance is yet to come and we look forward to your continued support in making this happen over the next few years... 7
Slide 18: Thank You
BAJAJ) FINANCE LIMITED Bajaj Finance Limited 34th Annual General Meeting Thank You 18