Mcb Bank Limited · PSX:MCB
Mcb Bank — Q1 2014 Earnings Presentation
11 slides from Mcb Bank's earnings presentation, Mar 31, 2014
Slide 1: Investors Briefing: Financial Performance Analysis
MCB Bank Limited Investors Briefing Financial Performance Analysis For the quarter ended March 31, 2014 Presented by: Hammad Khalid Head Investor Relations, Financial Reporting and Taxation
Slide 2: Disclaimer
Disclaimer THIS PRESENTATION IS BEING PRESENTED TO YOU SOLELY FOR YOUR INFORMATION AND MAY NOT BE REPRODUCED, REDISTRIBUTED OR PASSED ON, DIRECTLY OR INDIRECTLY, TO ANY OTHER PERSON OR PUBLISHED, IN WHOLE OR IN PART, FOR ANY PURPOSE. This presentation might contain certain “forward looking statement
Slide 3: Statement of Financial Position
MCB Bank Limited Statement of Financial Position Rs. In mln Increase of 2% in Equity Unconsolidated Consolidated IQ 14 YE 13 YTD % IQ 14 YE 13 YTD % Assets 827,252 815,508 11,743 1% 833,173 821,278 11,895 1% Advances - net 253,183 248,243 4,940 2.0% 253,403 248,522 4,881 2% Investments 462,148 449,0
Slide 4: Non Performing Loans (NPLs)
MCB Bank Limited Non Performing Loans (NPLs) Coverage ratio* at 85.66% (YE13: 85.74%), NPLs ratio improved to 8.26% (YE13: 8.68 %) Mar 14 Dec 13 Sep 13 June 13 Mar 13 Rs. In mln Total NPLs 22,514 23,268 24,936 24,766 24,701 YTD (Mar14 vs. Dec13) QoQ (753) (1,668) 170 65 (861) QoQ % variance ‐3.2% ‐6
Slide 5: Investments
MCB Bank Limited Investments Increase of Rs.+123.94B in Pakistan Investment Bonds & decrease of Rs. ‐111.58B in Market Treasury Bills . Rs. In mln Composition of Investments Mar 2014 Dec 2013 Var. % var. Dec Mar 2014 2013 Treasury Bills 211,573 323,158 (111,584) ‐35% T‐Bills 45.93% 72% Pakistan Inve
Slide 6: Deposits
MCB Bank Limited Deposits YTD increase/decrease YTD Current deposits ‐1% CASA reported at all time high of 91%, Increase recorded in Saving Deposits +2% Savings deposits 2% CASA 1% Term Deposits ‐15% Total Deposits ‐1% Rs. In mln Q1 14 Q4 13 Q3 13 Q2 13 Q1 13 Volume Mix Volume Mix Volume Mix Volume
Slide 7: Profit and Loss Statement
MCB Bank Limited Profit and Loss Statement Rs. In mln PAT decreased by 4% and PBT decreased by 4% Unconsolidated Consolidated IQ 14 IQ 13 +/- % IQ 14 IQ 13 +/- % Mark-up Income 17,935 16,715 1,220 7% 17,961 16,740 1,221 7% Mark-up Expense 7,921 6,993 928 13% 7,922 6,996 927 13% Net Mark-up Income 10
Slide 8: Non-Markup Income
MCB Bank Limited Non‐ Markup Income Rs. In mln Budgeted Mar 2014 Mar 2013 Var. % var. Var. % var. Dec 2014 NON MARKUP INCOME 2,740 2,350 390 17% 2,572 168 7% Fee, Commission & Brokerage 1,685 1,527 158 10% 1,869 (184) ‐10% Dividend Income 278 378 (100) ‐27% 310 (33) ‐10% Income from dealing in Forei
Slide 9: Key Ratios
MCB Bank Limited Key Ratios Coverage Non‐ EPS* Infection Coverage (incl. benefit BV* ROA ROE CAR ADR markup/Total (annualised) ratio ratio** of liquid Rev sec)*** Mar 2014 89.15 2.68% 22.44% 19.81 21.10% 43.45% 8.26% 85.66% 94.23% 13.25% Dec 2013 87.39 2.72% 23.09% 19.31 22.25% 42.41% 8.68% 85.74% 9
Slide 10: Awards and Recognitions
MCB Bank Limited Awards and Recognitions 2nd Runner Up Best Presented Annual Report Awards and SAARC Anniversary Awards for Corporate Governance Disclosures 2011 – Category Private Ranked among the Top 25 Sector Banks (including Co‐operative “Best Corporate Report Award 2012 – PCR Corporate Philanth
Slide 11: Thankyou
MCB Bank Limited Thankyou For further details on MCB Bank Limited, please visit www.mcb.com.pk For any query/comments/feedback, please e‐mail investor.relations@mcb.com.pk